NOT LISTED FOR SALE

812 Kentucky Ave Saint Cloud, FL 34769

Downtown Saint Cloud Neighborhood

Estimated Value: $169,000 - $275,000

2 Beds
1 Bath
1,099 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: October 4, 2024

Last sale price $140,000 $127 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $1,372 / mo

139 Days on Market

Highlights

  • No HOA
  • Tile Flooring
  • Ceiling Fan
  • Oversized Lot
  • Central Heating and Cooling System
  • East Facing Home

About This Home

As of October 2024

Come and see this property near downtown St. Cloud. This home has huge potential. Home selling AS IS Great Investor Opportunity!!! With a big lot, this property features two bedrooms and one bathroom, a huge LOFT that could be 3rd bedroom or office, large space on the dining and living room. Centrally located in St. Cloud and walking distance to Lake Tohopekaliga’s scenic lakefront park & beach area where plentiful outdoor recreation options are available for all ages. The city advertises a sand beach, splash pad, bike path, volleyball court, fishing pier, boat launch, marina, pavilions, and more! This location is set close to historic downtown St. Cloud, shopping, eateries and convenient roadways 192 & FL Turnpike. No HOA. Schedule a showing today!

Last Agent to Sell the Property

Astrid Hurtado

EMPIRE NETWORK REALTY License #3355185 Listed on: 04/19/2024

EMPIRE NETWORK REALTY

Last Buyer's Agent

Astrid Hurtado

EMPIRE NETWORK REALTY License #3355185 Listed on: 04/19/2024

EMPIRE NETWORK REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,346

Year Built

  • Built in 1930

Lot Details

  • 7,405 Sq Ft Lot
  • East Facing Home
  • Oversized Lot
  • Property is zoned SR2

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,099 Sq Ft Home
  • Ceiling Fan
  • Range
  • Laundry in unit

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Exterior Lighting

Schools

  • Lakeview Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association
  • St Cloud Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,346

Year Built

Built in 1930

Lot Details

7,405 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 1099
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1930
  • Building Area Total: 1177
  • Lot Size Sq Ft: 7405
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 109.35
  • Escrow City: Kissimmee
  • Escrow State: FL
  • Escrow Street Name: Clyde Ave
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 127.39
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: Two
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 102.10

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Disclosures: Lead Paint
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: None

Utilities

  • Utilities: Cable Available, Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: None
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lakeview Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR2
  • Parcel Number: 01-26-30-0001-0101-0050
  • Additional Parcels: No
  • Lot Features: City Limits, Oversized Lot
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: none

Tax Info

  • Tax Annual Amount: 2346
  • Tax Block: 101
  • Tax Book Number: B-34
  • Tax Lot: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 30, 2025
Sold by
Hernandez Carlos M
Bought by
Arh Investment Group Llc
Current Estimated Value
$213,518

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,120
Outstanding Balance
$212,546
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$3,193

Purchase Details

Closed on
May 6, 2025
Sold by
Hernandez Carlos M
Bought by
Arh Investment Group Llc

Purchase Details

Closed on
Mar 31, 2025
Sold by
Arh Investment Group Llc
Bought by
Hernandez Carlos M

Purchase Details

Closed on
Jan 29, 2025
Sold by
Hernandez Carlos M
Bought by
Arh Investment Group Llc

Purchase Details

Closed on
Dec 10, 2024
Sold by
Arh Investment Group Llc
Bought by
Hernandez Carlos M

Purchase Details

Listed on
Apr 19, 2024
Closed on
Oct 4, 2024
Sold by
Guzman Francisco A
Bought by
Arh Investment Group Llc
Seller's Agent
Astrid Hurtado
EMPIRE NETWORK REALTY
Buyer's Agent
Astrid Hurtado
EMPIRE NETWORK REALTY
List Price
$235,000
Sold Price
$140,000
Premium/Discount to List
-$95,000
-40.43%
Views
133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.96%

Purchase Details

Closed on
Feb 28, 2018
Sold by
Morel Ronny Frncisco Guzman
Bought by
Guzman Francisco A

Purchase Details

Closed on
Jan 28, 2014
Sold by
Toth James
Bought by
Guzman Ronny

Purchase Details

Closed on
Jul 8, 2013
Sold by
Toth Kenny
Bought by
Toth James

Purchase Details

Closed on
Dec 8, 2010
Sold by
G8 Reo Fund Llc
Bought by
Toth Kenny L

Purchase Details

Closed on
Oct 21, 2010
Sold by
Fannie Mae
Bought by
G8 Reo Fund Llc

Purchase Details

Closed on
Sep 30, 2010
Sold by
Fannie Mae
Bought by
G8 Capital Reo Fund Llc

Purchase Details

Closed on
Apr 21, 2010
Sold by
Dower Terresa K and Dower Terresa
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 29, 2002
Sold by
Powell Philip D and Powell Aimee
Bought by
Dower Terresa K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,200
Interest Rate
6.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 24, 2000
Sold by
Raynor R Bruce and Raynor Sue
Bought by
Powell Philip D and Powell Aimee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,496
Interest Rate
8.29%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 6, 1998
Sold by
Dept Housing & Urban Dev
Bought by
Raynor R Bruce and Raynor Sue
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Arh Investment Group Llc -- First International Title
Arh Investment Group Llc $100 None Listed On Document
Arh Investment Group Llc $100 None Listed On Document
Hernandez Carlos M $100 None Listed On Document
Arh Investment Group Llc $100 None Listed On Document
Arh Investment Group Llc $100 None Listed On Document
Hernandez Carlos M $100 None Listed On Document
Arh Investment Group Llc $140,000 First International Title
Guzman Francisco A -- Attorney
Guzman Ronny $45,000 Stewart Approved Title Inc
Toth James -- None Available
Toth Kenny L $30,000 Working Title Llc
G8 Reo Fund Llc $18,181 Attorney
G8 Capital Reo Fund Llc $18,181 Attorney
Federal National Mortgage Association $77,400 Attorney
Dower Terresa K $76,000 --
Powell Philip D $53,000 --
Raynor R Bruce $35,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Arh Investment Group Llc $213,120
Previous Owner Dower Terresa K $72,200
Previous Owner Powell Philip D $48,496
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/04/2024 10/04/24 Sold $140,000 -22.2% $127 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
08/28/2024 08/28/24 Price Changed $180,000 -23.4% $164 / Sq Ft
07/08/2024 07/08/24 For Sale $235,000 0.0% $214 / Sq Ft
06/25/2024 06/25/24 Pending -- -- --
06/06/2024 06/06/24 For Sale $235,000 0.0% $214 / Sq Ft
04/24/2024 04/24/24 Pending -- -- --
04/19/2024 04/19/24 For Sale $235,000 -- $214 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,564 $165,000 $46,800 $118,200
2024 $2,350 $161,800 $46,800 $115,000
2023 $2,350 $123,277 $0 $0
2022 $2,104 $126,700 $35,100 $91,600
2021 $1,904 $105,700 $34,600 $71,100
2020 $1,742 $95,700 $30,700 $65,000
2019 $1,588 $84,200 $26,200 $58,000
2018 $1,403 $75,600 $22,500 $53,100
2017 $1,283 $66,000 $17,200 $48,800
2016 $1,194 $60,900 $15,000 $45,900
2015 $1,109 $55,400 $15,000 $40,400
2014 $1,025 $50,900 $12,900 $38,000
Source: Public Records

Agents Affiliated with this Home

  • Astrid Hurtado

    Seller's Agent in 2024

    Astrid Hurtado

    EMPIRE NETWORK REALTY

    (407) 212-9872

    2 in this area

    22 Total Sales

    Astrid Hurtado
    Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6197272

Stellar MLS

APN: 01-26-30-0001-0101-0050

Florida Osceola County Saint Cloud 34769 Downtown Saint Cloud

812 Kentucky Ave, Saint Cloud, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.