$2,850,000
PENDING

81250 Overseas Hwy Unit 1 Islamorada, FL 33036

Estimated payment $19,483/month

Total Views 14,625
3 Beds
3 Baths
2,072 Sq Ft
$1,375 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Property Fronts a Bay or Harbor
  • Plantation Key School Rated A-
  • Sandy Beach
  • 1-minute walk to Lignumvitae Key Botanical State Park

About This Home

Welcome to Tarpon Flats, an exclusive gated enclave at the very heart of downtown Islamorada. Spanning four acres of beautifully landscaped grounds, this intimate bayfront community of just 12 private residences offers total privacy and tranquility in one of the most desirable locations in the entire Florida Keys.This southernmost unit is the most private residence in Tarpon Flats, capturing sweeping views of the bay and pool from its elegant porch. Thoughtfully designed with timeless style and high-end materials, this three-bedroom, three-bath home features rich wood floors and refined finishes throughout.Enjoy breathtaking sunsets over the bay, direct access to world-class fishing with dockage ideal for your skiff, and an array of premium amenities including a full-time concierge, tennis court, large resort-style pool, gazebo, greenhouse, and playgrounds for your children or grandchildren. The property also offers a dedicated workshop for your projects or hobbies, as well as extended parking for multiple cars and trailers--perfect for hosting guests or storing your fishing and boating equipment.Best of all, you're within walking distance to Islamorada's finest restaurants, charming cafes, and renowned art galleries, immersing you in the vibrant cultural and culinary scene of the Keys.Experience refined waterfront living in this rare Islamorada offering--where privacy, luxury, and the ultimate Keys lifestyle come together seamlessly amidst lush tropical landscapes.

Listing Agent

Pierre Bellion

Ocean Sotheby's International Realty License #3301978 Listed on: 07/07/2025

Ocean Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,609

Year Built

  • Built in 1985 | Remodeled

Lot Details

  • Property Fronts a Bay or Harbor
  • Sandy Beach
  • Property is zoned MF - Multi-Family Attached

HOA Fees

  • $2,683 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 2,072 Sq Ft Home
  • 3-Story Property
  • Partially Furnished
  • Workshop
  • Storage
  • Gulf Views
  • Impact Glass

Kitchen

  • Oven
  • Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Electric Gate
  • Guest Parking
  • Off-Street Parking
  • Assigned Parking

Pool

  • Concrete Pool
  • In Ground Pool

Outdoor Features

  • First Come-First Served Dock
  • Tennis Courts
  • Balcony
  • Gazebo
  • Outdoor Storage

Utilities

  • Central Air
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00404641-000100

Community Details

Overview

  • Association fees include bldg exterior mnt, common area mnt, building insurance
  • Tarpon Flats Subdivision

Recreation

  • Boat Dock
  • Beach
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,609

Year Built

Built in 1985 | Remodeled

Lot Details

0

HOA Fees

$2,683 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: Yes
  • Association Fee: 8050.00
  • Mandatory HOA: Yes
  • Contingent: Contingent
  • Control Depth: 3
  • Dockage Dock Length: 150
  • Fee Includes: Bldg Exterior Mnt, Common Area Mnt, Building Insurance
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Upper Matecumbe Key Islamorada
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 81.50
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Beach, Community Dockage
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 15609.24
  • Vehicle Storage: Carport, Trailer Storage, Covered Parking, Off Street Parking, Guest Parking, Assigned Parking
  • Year Built: 1985
  • Alternate Key Number: 8689926
  • Building Style: Townhouse
  • Cooling Heating: Central Air
  • Pool Info: In Ground, Concrete
  • Porch Balcony: Open Porch/Balcony
  • Association Maintenance Fee Per: Quarterly
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Building Style Stories: 3 Stories
  • Estimated Living Sq Ft: 2072.00
  • Pre Wired: Cable
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: UnderContract
  • Property Sub Type: Detached
  • Stories: 3

Interior Features

  • Interior Amenities: Pantry, Built-in Cabinets, Storage, Granite Counter Top
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Stainless Steel Appliance(s), Freezer, Microwave, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Laminate, Wood
  • Specialty Rooms: Workshop
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3

Exterior Features

  • Dockage: First Come Dock
  • Waterfront: Bay Front, Open Water
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Gazebo, Tennis Court(s), Storage, Sandy Beach
  • Roof: Metal Roof
  • Waterview: Bay/Gulf View, Open Water View
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Cable Available, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,AE,0.2 PCT ANNUAL
  • Parcel Number: 00404641-000100
  • Land Size: 2 Less Than 5 Acres

Rental Info

  • Rentals Allowed: No
  • Furnished: Partially

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,663 $1,729,548 $1,194,600 $534,948
2023 $14,663 $1,597,702 $1,086,000 $511,702
2022 $13,657 $1,487,032 $970,000 $517,032
2021 $12,577 $1,203,350 $750,000 $453,350
2020 $12,695 $1,210,254 $775,000 $435,254
2019 $13,819 $1,299,985 $860,000 $439,985
2018 $13,871 $1,312,794 $860,000 $452,794
2017 $13,636 $1,317,611 $0 $0
2016 $14,539 $1,328,417 $0 $0
2015 $11,294 $1,105,117 $0 $0
2014 -- $901,092 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $2,850,000 +83.9% $1,375 / Sq Ft
04/27/2015 04/27/15 Sold $1,550,000 -6.1% $705 / Sq Ft
03/24/2015 03/24/15 Pending -- -- --
01/07/2015 01/07/15 For Sale $1,650,000 -- $750 / Sq Ft
Source: Florida Keys Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $1,550,000 None Available
Special Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Attorney
Warranty Deed $1,500,000 --
Warranty Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,000,000 Adjustable Rate Mortgage/ARM
Source: Public Records

About the Listing Agent

Pierre Bellion

Ocean Sotheby's International Realty

(786) 244-5320

Section Image

Pierre-Marc Bellion is originally from the south of France and has a dynamic background as a semi-professional windsurfer.

Pierre-Marc first came to the Florida Keys in the early 90s to engage in R&D for racing windsurfing and sailing gear.

Following this 2 years of experience, he returned to France, where he gained extensive professional experience, owning and operating two successful real estate brokerages that catered to buyers from across Europe and a major action sports

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Source: Florida Keys Board of REALTORS®

MLS Number: 615755

Florida Keys Board of REALTORS®

APN: 00404641-000100