NOT LISTED FOR SALE

813 Ridgetop Cir Saint Charles, MO 63304

Estimated Value: $331,000 - $405,000

4 Beds
2.5 Baths
2,165 Sq Ft
$178/Sq Ft Est. Value

Last Sold October 28, 2021

Current estimated payment $2,337/month

40 Days on Market

Highlights

  • In Ground Pool
  • Primary Bedroom Suite
  • Traditional Architecture
  • Independence Elementary School Rated A
  • Open Floorplan
  • Covered Patio or Porch

About This Home

As of October 2021

This alluring 2-story home welcomes you with its covered porch & shade tree. Engineered Wood flooring throughout the dining, family and living rooms. Bay windows in both the dining and family rooms fill the space with natural light. A wonderfully rustic wood plank statement wall accentuates the brick fireplace in the family room. Open floor plan from the family room into the kitchen that includes open shelving, SS appliances, wall oven, gas cook top island with downdraft vent, large pantry, eat-in area. Sliding glass door opens onto a sprawling backyard patio that stretches nearly all along the back of the home, where you can enjoy the in-ground pool in your own little oasis. Main Floor laundry. At the tops of the stairs, double doors greet you into the master suite with a wall of closets and a master bath with beautifully tiled open shower. Updates-Siding&Roof/2016, SumpPump/2020, PoolPump/2021, PoolFilter/2019, Liner/2017. Close to Hwy 94 & 40/61. Professional photos to follow.

Last Agent to Sell the Property

Dawn Howell Winkler

BHHS Select Properties License #2018017621 Listed on: 09/16/2021

BHHS Select Properties

Co-Listed By

Stacy Clark

BHHS Select Properties License #1999134545

Last Buyer's Agent

Shannon Beckett

Select Properties License #2019001409

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,622

Year Built

  • Built in 1986

Lot Details

  • 8,276 Sq Ft Lot
  • Fenced
  • Level Lot
  • Sprinkler System

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 2,165 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Gas Fireplace
  • Green House Windows
  • Bay Window
  • Sliding Doors
  • Six Panel Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Partially Carpeted
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Independence Elem. Elementary School
  • Francis Howell Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-157F-5961-00-0045.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,622

Year Built

Built in 1986

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Cross Street: Summit Meadow Drive
  • Municipality Township: Unincorporated
  • Special Areas: Family Room, Main Floor Laundry
  • Special Description: Owner Occupied
  • Age: 35
  • Ownership: Private
  • Year Built: 1986
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Full, Radon Mitigation System, Sump Pit/Pump
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Gas
  • Interior Amenities: Open Floor Plan, Some Carpeting, Some Wood Floors
  • Kitchen: Center Island, Eat-In Kitchen, Pantry
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Shower Only
  • Misc Features: Patio, Porch-Covered, Sprinkler Sys-Inground
  • Total Living Area: 2165.00
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, Greenhouse Windows, Sliding Glass Doors
  • Appliances: Dishwasher, Disposal, Gas Cooktop, Range/Oven-Electric
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 10
  • Square Footage: 2165
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Yearly
  • Amenities: Private Inground Pool

Schools

  • Elementary School: Independence Elem.
  • Junior High School: Francis Howell Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Fencing, Level Lot
  • Lot Dimensions: 69x105x(33+59)x102
  • Lot Sq Ft: 8276
  • Acres: 0.1900

Tax Info

  • Taxes Paid: 3017
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 3-157F-5961-00-0045.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2021
Closed on
Nov 1, 2021
Sold by
Yash Pal
Bought by
Pal Living Trust
Seller's Agent
Dawn Howell Winkler
BHHS Select Properties
Buyer's Agent
Shannon Beckett
Select Properties
List Price
$315,000
Current Estimated Value
$384,685

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.40%
Original Mortgage
$294,566
Outstanding Balance
$269,199
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$115,486

Purchase Details

Listed on
Sep 16, 2021
Closed on
Oct 28, 2021
Sold by
Pal Angela and The Pal Living Trust
Bought by
Edwards Lucas and Bell Erica
Seller's Agent
Dawn Howell Winkler
BHHS Select Properties
Buyer's Agent
Shannon Beckett
Select Properties
List Price
$315,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,566
Outstanding Balance
$269,199
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$115,486

Purchase Details

Closed on
Sep 22, 2011
Sold by
National Residential Nominee Services In
Bought by
Pal Pash and Pal Angela

Purchase Details

Closed on
May 25, 2011
Sold by
Ojakovo Rukevwe and Ojakovo Courtney E
Bought by
National Residential Nominee Services In

Purchase Details

Closed on
Dec 12, 2008
Sold by
Emling Marc S and Emling Ericka L
Bought by
Ojakovo Rukevwe and Ojakovo Courtney E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
4.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 27, 2006
Sold by
Storer Chad E and Storer Julie N
Bought by
Emling Marc S and Emling Ericka L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,500
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 2003
Sold by
Watkins Linda Marie
Bought by
Storer Chad E and Storer Julie N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
6.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 24, 2000
Sold by
Bayer Sharon P
Bought by
Watkins Jay R and Watkins Linda M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
8.21%

Purchase Details

Closed on
Mar 1, 1999
Sold by
Bayer Douglas S and Bayer Sharon P
Bought by
Bayer Sharon P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,000
Interest Rate
6.73%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pal Living Trust -- --
Edwards Lucas -- Freedom Title
Pal Living Trust -- --
Pal Pash -- Sec
National Residential Nominee Services In $180,000 Sec
Ojakovo Rukevwe -- Ust
Emling Marc S -- None Available
Storer Chad E -- --
Watkins Jay R -- --
Bayer Sharon P -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Edwards Lucas $294,566
Previous Owner Ojakovo Rukevwe $168,000
Previous Owner Emling Marc S $166,500
Previous Owner Storer Chad E $152,000
Previous Owner Watkins Jay R $109,000
Previous Owner Bayer Sharon P $87,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2021 10/28/21 Sold -- -- --
09/16/2021 09/16/21 For Sale $315,000 -- $145 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,622 $63,878 -- --
2023 $3,620 $60,621 $0 $0
2022 $3,189 $49,566 $0 $0
2021 $3,192 $49,566 $0 $0
2020 $3,017 $45,327 $0 $0
2019 $3,003 $45,327 $0 $0
2018 $2,810 $40,522 $0 $0
2017 $2,787 $40,522 $0 $0
2016 $2,777 $38,896 $0 $0
2015 $2,743 $38,896 $0 $0
2014 $2,588 $35,599 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21064913

MARIS MLS

APN: 3-157F-5961-00-0045.0000000