$890,000
SOLD MAR 11, 2025

814 Coldwater Creek Cir Niceville, FL 32578

3 Beds
3.5 Baths
3,230 Sq Ft
0.31 Acres

Recently Sold

$276 Per Sq Ft

1% Above List Price

3 Days on Market

Highlights

  • Screened Pool
  • Wood Flooring
  • Main Floor Primary Bedroom
  • Lula J. Edge Elementary School Rated A-
  • Southern Architecture
  • Bonus Room

About This Home

As of March 2025

Welcome to this charming Southern-inspired Swift Creek home, where timeless elegance meets modern living, perfectly set on a large corner lot! Boasting an inviting front porch and for relaxing & enjoying a premier neighborhood, this home offers 3 spacious bedrooms, a large bonus room, a separate dining room & dedicated office - perfect for working from home. Enter through the stunning NEW front door to find new LVP floors & a semi-open floor plan - designed for seamless entertaining featuring a chef's kitchen with ample counter space & abundant cabinetry. New tile backsplash, new fridge, stainless appliances, gas cook-top & double oven make this a dream kitchen for even the most discerning buyer. The kitchen connects to a large eat-in area & opens to the family room with a gas fireplace with new mantle and shiplap detail and easy access the backyard oasis! The primary retreat is located on the main level with views of the pool, an oversized walk-in closet, and an incredible fully renovated primary bath with separate soaking tub -->and tiled shower. As you step outside to your own private oasis with an enclosed salt water, fiberglass swimming pool - ideal for year-round relaxation and entertainment - you'll find the backyard provides the perfect setting for hosting family gatherings or enjoying quiet moments outdoors. The lush front, side and backyards provide ample room for pets and outdoor activities. The bonus room upstairs makes an incredible movie room, game area, gym, teen hangout...the possibilities are endless. There is also an amazing walk-in attic for all of your storage needs!
The idealic and coveted neighborhood of Swift Creek is a perfect location with fantastic amenities. This home is steps away from the neighborhood playground, community room, community pool, tennis courts, basketball court, walking trails, & a lake park --- everything you need for an active lifestyle and community connection!
With its perfect blend of Southern charm and curb appeal, functional design and prime location, this home is the ideal place to create lasting memories. Don't miss out on this exceptional opportunity!

Last Agent to Sell the Property

Emily Probst

EXP Realty LLC Listed on: 01/17/2025

EXP Realty LLC

Last Buyer's Agent

Emily Probst

EXP Realty LLC Listed on: 01/17/2025

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,147

Year Built

  • Built in 2005

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 86x132x76x98
  • Back Yard Fenced
  • Corner Lot
  • Interior Lot
  • Level Lot
  • Sprinkler System

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Southern Architecture
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Composition Shingle Roof
  • Three Sided Brick Exterior Elevation
  • Cement Board or Planked

Interior Spaces

  • 3,230 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Entrance Foyer
  • Great Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Exterior Washer Dryer Hookup

Kitchen

  • Double Self-Cleaning Oven
  • Gas Oven or Range
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Pool

  • Screened Pool
  • Fiberglass Pool

Outdoor Features

  • Porch

Schools

  • Edge Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Underground Utilities
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 04-1S-22-4404-0000-0010

Community Details

Overview

  • Association fees include management, master, recreational faclty
  • Swift Creek Ph 4 Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,147

Year Built

Built in 2005

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.31
  • Lot Size: 86x132x76x98
  • Road Surface Type: Paved
  • Subdivision Name: SWIFT CREEK PH 4
  • Directions: From Hwy 20 head North on Partin Dr turn Right at Roaring Creek Way - at stop sign turn Left on Coldwater Creek Circle, House is at the corner of Coldwater Creek and Basin Creek Cove on left.
  • Architectural Style: Southern
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2005
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Foyer: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Great Room: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Fireplace Gas, Floor Hardwood, Floor Tile, Floor Vinyl, Washer/Dryer Hookup, Window Treatmnt Some
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Fireplace Gas: Yes
  • Appliances:Oven Double: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Interior, Level, Restrictions, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Dimensional Shg, Siding Brick Some, Siding CmntFbrHrdBrd, Slab
  • Exterior Features: Fenced Back Yard, Pool - Enclosed, Pool - Fiberglass, Porch, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Pool - Enclosed: Yes
  • ConstructionSiding:Siding Brick Some: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Corner: Yes
  • Exterior:Pool - Fiberglass: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Pavillion/Gazebo, Picnic Area, Playground, Pool, Tennis
  • Association #2 Fee: 300.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association, Recreational Faclty

Schools

  • Elementary School: Edge
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 13503.6
  • Parcel #: 04-1S-22-4404-0000-0010
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8146.99
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2025
Closed on
Mar 10, 2025
Sold by
Constant Thomas and Constant Deborah
Bought by
Watts Casey and Watts Jessica
Seller's Agent
Emily Probst
EXP Realty LLC
Buyer's Agent
Emily Probst
EXP Realty LLC
List Price
$879,000
Sold Price
$890,000
Premium/Discount to List
$11,000
1.25%
Views
7
Current Estimated Value
$895,628

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,628
Avg. Annual Appreciation
1.29%
Original Mortgage
$852,600
Outstanding Balance
$849,758
Interest Rate
6.96%
Mortgage Type
VA
Estimated Equity
$45,870

Purchase Details

Listed on
Jan 17, 2021
Closed on
Mar 12, 2021
Sold by
Burkhalter David and Burkhalter Geri M
Bought by
Constant Thomas and Constant Deborah
Seller's Agent
Alejandro Pelegrina
Coldwell Banker Realty
Buyer's Agent
Kelly Shephard
Ruckel Properties Inc
List Price
$727,000
Sold Price
$727,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.19%
Original Mortgage
$467,500
Interest Rate
2.73%
Mortgage Type
VA

Purchase Details

Listed on
Jun 8, 2012
Closed on
Aug 15, 2012
Sold by
Burkhalter David and Burkhalter Geri M
Bought by
Burkhalter David and Burkhalter Geri M
Seller's Agent
Jane Rainwater
J & J Realty at Bluewater Bay Inc
Buyer's Agent
Jane Rainwater
Southern Villages, Inc
List Price
$485,000
Sold Price
$485,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.80%
Original Mortgage
$467,661
Interest Rate
3.72%
Mortgage Type
VA

Purchase Details

Listed on
Jun 8, 2012
Closed on
Jul 26, 2012
Sold by
Gothard Earl D and Gothard Deborah E
Bought by
Burkhalter David and Burkhalter Geri M
Seller's Agent
Jane Rainwater
J & J Realty at Bluewater Bay Inc
Buyer's Agent
Jane Rainwater
Southern Villages, Inc
List Price
$485,000
Sold Price
$485,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$467,661
Interest Rate
3.72%
Mortgage Type
VA

Purchase Details

Closed on
Apr 2, 2003
Sold by
Ruckel Properties Inc
Bought by
Gothard Earl D and Gothard Deborah E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $890,000 Nautilus Title & Escrow
Warranty Deed $727,000 Old South Land Title Co Inc
Interfamily Deed Transfer -- Panhandle Title Inc
Warranty Deed $485,000 Panhandle Title Inc
Warranty Deed $72,000 Old South Land Title Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $852,600 VA
Previous Owner $467,500 VA
Previous Owner $467,661 VA
Previous Owner $353,700 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/11/2025 03/11/25 Sold $890,000 +1.3% $276 / Sq Ft
01/20/2025 01/20/25 Pending -- -- --
01/17/2025 01/17/25 For Sale $879,000 +20.9% $272 / Sq Ft
03/12/2021 03/12/21 Sold $727,000 0.0% $206 / Sq Ft
01/20/2021 01/20/21 Pending -- -- --
01/17/2021 01/17/21 For Sale $727,000 +49.9% $206 / Sq Ft
06/23/2019 06/23/19 Off Market $485,000 -- --
07/26/2012 07/26/12 Sold $485,000 0.0% $150 / Sq Ft
06/20/2012 06/20/12 Pending -- -- --
06/08/2012 06/08/12 For Sale $485,000 -- $150 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,147 $670,067 $141,764 $528,303
2023 $8,147 $655,850 -- --
2021 $7,781 $447,715 $0 $0
2020 $5,475 $441,534 $0 $0
2019 $5,410 $431,607 $0 $0
2018 $5,361 $423,559 $0 $0
2017 $5,329 $414,847 $0 $0
2016 $5,188 $406,314 $0 $0
2015 $5,289 $403,490 $0 $0
2014 $5,304 $400,288 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 966560

Emerald Coast Association of REALTORS®

APN: 04-1S-22-4404-0000-0010