$789,900

814 Ridge Rd Waterloo, IL 62298

Estimated payment $5,216/month

Total Views 1,294
4 Beds
3.5 Baths
5,818 Sq Ft
$136 Price per Sq Ft

Highlights

  • Very Popular Property
  • In Ground Pool
  • Hearth Room
  • Rogers Elementary School Rated A-
  • Deck
  • Recreation Room

About This Home

Exquisite estate offers timeless craftsmanship, impressive space, & luxury amenities all in a truly exceptional setting. 1.5-story brick & stone estate, .56-acre private fully fenced oasis offers unbeatable location embracing beauty of Konarcik Park, & nestled by Mystic Golf course. Custom 4 bed, 4 bath, 4-car garage(2 car temp controlled), 5,800 + sq ft of thoughtfully designed living. Main lvl features a grand foyer w/cathedral ceilings, formal dining, stunning library/home office w/floor-to-ceiling millwork & built-ins. Expansive Great rm offers beamed ceiling, atrium windows, fireplace, Red Oak hardwood floors.The Chef's kitchen is impresses w/custom cabinetry, granite, travertine backsplash, large island, & built-in appliances all flowing into the grand hearth rm. Complete w/stone fireplace, a breathtaking wood & Beam breakfast nook, overlooking the peaceful backyard. Main lvl Primary includes custom ceiling, amber lighting, 2X closets, luxurious en suite w/walk-in shower, jetted tub, etc. 2nd story includes a loft/flex space, 2 oversized bedrms w/large walk-in closets, full bath w/dual vanity private tub/shower area. You'll find the lower lvl features a home gym, family rm w/stone fireplace, built-ins, game/rec rm w/pool table, large 4Th bedrm, full bath, & ample storage. Embrace every detail of this stunning inground pool w/jets, sun deck, fountain, a pergola, fire pit, a tranquil koi pond w/waterfall. Luxury, privacy, & craftsmanship, this estate truly has it all!

Listing Agent

Whitney Blanchard

Keller Williams Pinnacle License #475151131 Listed on: 08/08/2025

Keller Williams Pinnacle

Co-Listing Agent

Mandy McGuire

Keller Williams Pinnacle License #475127709

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,700

Year Built

  • Built in 2005 | Remodeled

Lot Details

  • 0.56 Acre Lot
  • Lot Dimensions are 150' x 195' x 107' x 187'
  • Private Yard

Parking

  • 4 Car Attached Garage
  • Enclosed Parking
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • House
  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1.5-Story Property
  • 2 Fireplaces
  • French Doors
  • Panel Doors
  • Family Room
  • Living Room
  • Breakfast Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Loft
  • Home Gym
  • Laundry Room

Kitchen

  • Hearth Room
  • Built-In Double Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Bedroom in Basement
  • Basement Window Egress

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Fiberglass Pool
  • Outdoor Pool
  • Fence Around Pool
  • Pool Cover

Outdoor Features

  • Deck
  • Covered patio or porch
  • Fire Pit
  • Exterior Lighting
  • Rain Gutters

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • 440 Volts
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 08-20-317-014-000

Community Details

Overview

  • No Home Owners Association

Amenities

  • Community Kitchen
  • Community Storage Space

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,700

Year Built

Built in 2005 | Remodeled

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Directions: Rt 3 - N Market St - Left on Hamacher St - Right on Ridge Rd ( Past Mystic Oaks Golf course Club House. )
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Laundry Room, Main Level, Sink
  • ResoLotFeatures: Back Yard, City Lot, Front Yard, Gentle Sloping, Landscaped, Level, Sloped Down, Some Trees
  • Lot Size Acres: 0.56
  • Road Frontage Type: City Street
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Co List Office Mls Id: MISKWPN01
  • Co List Office Phone: 618-281-0200
  • Co List Office Phone: 618-281-0200
  • Outside Inclusions: Personal Property
  • MLS Status: Active
  • Subdivision Name: East Rdg Add 09
  • Above Grade Finished Sq Ft: 3740
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Basement, Dining Room, Family Room, Living Room, Stone, Wood Burning
  • Unit Levels: One and One Half
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Reso Window Features: Insulated Windows, Plantation Shutters, Shutters
  • Financial Info Electric: 440 Volts
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 3740.00
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_PoolYN: 1
  • MIS_BelowGradeFinishedAreaSrchSqFt: 2078.00
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_AuctionYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 9 ft + Pour, Bathroom, Concrete, Daylight, Egress Window, Exterior Entry, Partially Finished, Full, Interior Entry, Sleeping Area, Storage Space, Walk-Out Access
  • Interior Amenities: Beamed Ceilings, Bookcases, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Crown Molding, Custom Cabinetry, Double Vanity, Dry Bar, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Kitchen/Dining Room Combo, Recessed Lighting, Separate Dining, Separate Shower, Shower, Soaking Tub, Solid Surface Countertop(s), Storage, Tray Ceiling(s), Tub, Two Story Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Microwave, Double Oven, Wall Oven, Gas Water Heater, Bar Fridge
  • Other Equipment: Call Listing Agent
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2078
  • Door Features: French Door(s), Panel Door(s)
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Hardwood, Wood
  • Main Level Bedrooms: 1
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 2

Exterior Features

  • Fencing: Back Yard, Brick, Fenced, Gate, Wrought Iron
  • Roof: Architectural Shingle
  • Pool Features: Fenced, Fiberglass, In Ground, Outdoor Pool, Pool Cover, Private
  • Pool Private: Yes
  • Waterfront: No
  • Disclosures: Flood Plain No, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding
  • Exterior Features: Fire Pit, Lighting, Private Yard, Rain Gutters
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Front Porch, Patio, Porch

Garage/Parking

  • Garage Spaces: 4
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Concrete, Driveway, Enclosed, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Inside Entrance, Kitchen Level, Lighted, Off Street
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Ceiling Fan(s), Central Air, Dual, Electric, Zoned
  • Heating: Dual Fuel/Off Peak, Natural Gas, Zoned
  • Green Building Features: Basement, Bathrooms, Kitchen Facilities, Lighting, Patio, Pool, Storage
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 150' x 195' x 107' x 187'
  • Parcel Number: 08-20-317-014-000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 10700

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,633 $159,510 $16,480 $143,030
2022 $8,783 $143,810 $16,570 $127,240
2021 $8,722 $139,920 $14,120 $125,800
2020 $8,198 $128,720 $14,120 $114,600
2019 $3,995 $124,240 $14,120 $110,120
2018 $7,491 $113,630 $10,000 $103,630
2017 $7,276 $115,675 $10,180 $105,495
2016 $0 $113,990 $9,270 $104,720
2015 $10,248 $160,450 $10,770 $149,680
2014 $10,069 $163,690 $10,770 $152,920
2012 -- $156,930 $15,340 $141,590
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 For Sale $789,900 +56.4% $136 / Sq Ft
03/05/2020 03/05/20 Sold $505,000 0.0% $93 / Sq Ft
02/27/2020 02/27/20 Pending -- -- --
11/19/2019 11/19/19 Price Changed $505,000 -2.9% $93 / Sq Ft
08/28/2019 08/28/19 Price Changed $520,000 -2.8% $96 / Sq Ft
07/22/2019 07/22/19 For Sale $535,000 -- $98 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Gallagher Elizabeth
Trustee Deed -- None Listed On Document
Trustee Deed -- None Listed On Document
Trustee Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $478,000 New Conventional
Previous Owner $478,000 New Conventional
Previous Owner $478,000 New Conventional
Source: Public Records

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Source: MARIS MLS

MLS Number: MIS25053972

MARIS MLS

APN: 08-20-317-014-000