Seller's Agent in 2025
Tondra Kinley
Coldwell Banker (NRT-Southeast-MidAtlantic)
(202) 387-6180
1 in this area
9 Total Sales
8154 Ridgely Loop Severn, MD 21144
5
Beds
4.5
Baths
3,568
Sq Ft
5,041
Sq Ft Lot
Highlights
- Craftsman Architecture
- 1 Fireplace
- Community Pool
- Marble Flooring
- Mud Room
- Home Office
About This Home
As of October 2025Price Improved! Now listed at $740,000—a $15K reduction! This exceptional 5-bedroom, 4.5-bath home offers luxury, space, and value in one of the area's most convenient commuter locations.
The expansive floor plan includes formal living and dining spaces, a cozy family room, private study, sunlit dinette, and a well-appointed kitchen that ties everything together seamlessly. The upper-level retreat features a spacious primary suite with a serene sitting area and a custom built-in coffee bar. The spa-style en-suite bathroom includes an oversized tiled shower with a bench, creating a perfect escape at the end of your day.
Entertain effortlessly on the large deck and elegant stone patio, or take the celebration downstairs to the fully finished basement, ideal for movie nights, gaming, or multi-generational living. Hardwood flooring flows throughout all three levels, paired with 9-foot ceilings that add a touch of elegance and openness.
Motivated Seller Alert! Eligible VA buyers may transfer eligibility to assume the mortgage rate of 3.75%, a rare opportunity in today's market. For non-VA buyers, the seller is offering a generous credit toward closing costs or a rate buy-down with a strong offer.
As a bonus, a 1-year premium home warranty is included, offering added peace of mind for your first year of ownership.
Conveniently located just minutes from Routes 100, 32, 97 and I-95—this home is a must-see for discerning buyers seeking both quality and convenience.
Last Agent to Sell the Property
(202) 387-6180 latondra.kinley@cbmove.com Coldwell Banker Realty - Washington License #200203079 Listed on: 08/21/2025
Last Buyer's Agent
(321) 265-0147 austin.johnson@kw.com Real Broker, LLC - Annapolis License #5002072
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,316
Year Built
- Built in 2013
Lot Details
- 5,041 Sq Ft Lot
- Property is zoned R5
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 2 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Craftsman Architecture
- Brick Foundation
- Shingle Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Ceiling height of 9 feet or more
- 1 Fireplace
- Mud Room
- Entrance Foyer
- Family Room
- Dining Room
- Home Office
- Storage Room
- Laundry Room
Flooring
- Wood
- Laminate
- Marble
Bedrooms and Bathrooms
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Rear Basement Entry
- Sump Pump
- Basement Windows
Utilities
- Central Air
- Cooling System Utilizes Natural Gas
- Heat Pump System
- 120/240V
- 60 Gallon+ Natural Gas Water Heater
- Municipal Trash
- Public Septic
Listing and Financial Details
- Tax Lot 83
- Assessor Parcel Number 020488090235885
- $500 Front Foot Fee per year
Community Details
Overview
- Upton Farm Subdivision
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Oct 20, 2025
Sold by
Lazard Nathaniel and Lazard Deidra
Bought by
Ingram-Hatchett Izayah Stanton
Seller's Agent
Tondra Kinley
Coldwell Banker Realty - Washington
Buyer's Agent
Austin Johnson
Real Broker, LLC - Annapolis
List Price
$755,000
Sold Price
$740,000
Premium/Discount to List
-$15,000
-1.99%
Views
106
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.94%
Original Mortgage
$713,545
Outstanding Balance
$712,880
Interest Rate
6.34%
Mortgage Type
VA
Estimated Equity
$37,493
Purchase Details
Listed on
Mar 29, 2019
Closed on
Jun 4, 2019
Sold by
Wallace Jonathan E and Wallace Marquelle W
Bought by
Lazard Nathaniel and Lazard Deidra
Seller's Agent
Abbey Olorunwunmi
Michaels Realty, Inc.
Buyer's Agent
Tondra Kinley
Coldwell Banker Realty - Washington
List Price
$569,895
Sold Price
$574,400
Premium/Discount to List
$4,505
0.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.05%
Original Mortgage
$560,175
Interest Rate
4%
Mortgage Type
VA
Purchase Details
Listed on
Mar 17, 2014
Closed on
Apr 30, 2014
Sold by
D R Horton Inc
Bought by
Wallace Jonathan E and Wallace Marquelle W
Seller's Agent
Diane Donnelly
Keller Williams Flagship
Buyer's Agent
Marquelle Womack
Michaels Realty, Inc.
List Price
$499,990
Sold Price
$495,900
Premium/Discount to List
-$4,090
-0.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.92%
Original Mortgage
$486,917
Interest Rate
2.87%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $740,000 | Cla Title & Escrow | |
| Deed | $574,400 | Mid Atlantic Setmnt Svcs Llc | |
| Deed | $495,900 | Residential Title & Escrow C |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $713,545 | VA | |
| Previous Owner | $560,175 | VA | |
| Previous Owner | $486,917 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/20/2025 10/20/25 | Sold | $740,000 | 0.0% | $207 / Sq Ft | |
| 09/18/2025 09/18/25 | Price Changed | $740,000 | -2.0% | $207 / Sq Ft | |
| 08/21/2025 08/21/25 | For Sale | $755,000 | 0.0% | $212 / Sq Ft | |
| 08/16/2025 08/16/25 | Price Changed | $755,000 | +31.4% | $212 / Sq Ft | |
| 06/04/2019 06/04/19 | Sold | $574,400 | 0.0% | $140 / Sq Ft | View Prior Sale |
| 04/20/2019 04/20/19 | Price Changed | $574,400 | +0.1% | $140 / Sq Ft | |
| 04/20/2019 04/20/19 | Pending | -- | -- | -- | |
| 04/20/2019 04/20/19 | Price Changed | $574,000 | +0.7% | $140 / Sq Ft | |
| 03/29/2019 03/29/19 | For Sale | $569,895 | +14.9% | $139 / Sq Ft | |
| 04/30/2014 04/30/14 | Sold | $495,900 | -0.8% | $124 / Sq Ft | View Prior Sale |
| 03/25/2014 03/25/14 | Pending | -- | -- | -- | |
| 03/17/2014 03/17/14 | For Sale | $499,990 | -- | $125 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $502 | $575,600 | $157,300 | $418,300 |
| 2024 | $502 | $542,133 | $0 | $0 |
| 2023 | $474 | $508,667 | $0 | $0 |
| 2022 | $430 | $475,200 | $131,800 | $343,400 |
| 2021 | $387 | $475,200 | $131,800 | $343,400 |
| 2020 | $387 | $475,200 | $131,800 | $343,400 |
| 2019 | $491 | $482,000 | $111,800 | $370,200 |
| 2018 | $4,663 | $459,900 | $0 | $0 |
| 2017 | $4,652 | $437,800 | $0 | $0 |
| 2016 | -- | $415,700 | $0 | $0 |
| 2015 | -- | $408,567 | $0 | $0 |
| 2014 | -- | $401,433 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tondra Kinley
-
Austin Johnson
A
Buyer's Agent in 2025
Austin Johnson
Real Broker, LLC - Annapolis
(321) 265-0147
2 in this area
82 Total Sales
-
Abbey Olorunwunmi
A
Seller's Agent in 2019
Abbey Olorunwunmi
Michaels Realty, Inc.
(202) 437-7565
44 Total Sales
-
Diane Donnelly
Seller's Agent in 2014
Diane Donnelly
Keller Williams Flagship
(443) 214-3852
191 Total Sales
-
M
Buyer's Agent in 2014
Marquelle Womack
Michaels Realty, Inc.
Map
Source: Bright MLS
MLS Number: MDAA2123276
APN: 04-880-90235885
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