$335,000
$10K PRICE DROP

816 Clay St Watertown, WI 53098

Estimated payment $2,186/month

Total Views 18,824
4 Beds
2 Baths
1,690 Sq Ft
$198 Price per Sq Ft

Highlights

  • Deck
  • Main Floor Bedroom
  • Forced Air Heating and Cooling System
  • Raised Ranch Architecture
  • 2.5 Car Attached Garage

About This Home

Welcome to your Waterfront Retreat on Silver Creek! Nestled on a scenic lot (nearly a half-acre!) just north of Spaulding St this charming bi-level home offers direct access to Silver Creek where you can canoe/kayak downstream to Silver Creek Pond & into the Rock River - perfect for hours of outdoor fun & relaxation. Enjoy every season from the expansive 20 x 14 deck just off the living room overlooking the spacious yard ideal for entertaining, gardening or simply soaking up peaceful surroundings. Inside you'll find 4 bedrooms, 2 full baths, a cozy gas stove in family room. Plus a 2 car garage with attached 1 car garage that was converted into storage for lawn equipment and storage. Don't miss your chance to own a slice of nature with convenience & comfort. Schedule your showing today!

Listing Agent

Belle Luhman

Century 21 Endeavor License #25734-90 Listed on: 07/14/2025

Century 21 Endeavor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,500

Parking

  • 2.5 Car Attached Garage
  • Driveway

Home Design

  • Raised Ranch Architecture
  • Bi-Level Home

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Windows

Schools

  • Riverside Middle School
  • Watertown High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Range
  • Deck
  • 0.4 Acre Lot

Listing and Financial Details

  • Exclusions: Freezer in basement, personal property of Seller.
  • Assessor Parcel Number 29109153323037

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,500

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Single-Family
  • Lot Size Acres: 0.4
  • Inclusions: Refrigerator and range.
  • Directions: West on Main Street to North Water Street. North on Water Street to Arcade, then left on Arcade to house on Clay.
  • Above Grade Finished Sq Ft: 1050
  • Architectural Style: Raised Ranch
  • Garage Yn: Yes
  • Unit Levels: Bi-Level
  • Property Information:Est Total Sq Ft: 1690
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Accessibility Features: Full Bath on Main Level, Bedroom on Main Level
  • Has Basement: Full, Shower, Full Size Windows, Sump Pump, Partially Finished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 640

Exterior Features

  • Exclusions: Freezer in basement, personal property of Seller.
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.5
  • Parking Features: Paved, Basement
  • Garage Type: Attached

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Other, Forced Air
  • Heating Yn: Yes
  • Sewer: Municipal Sewer

Schools

  • Junior High Dist: Watertown Unified
  • High School: Watertown
  • Middle Or Junior School: Riverside

Lot Info

  • Current Use: Subdivision
  • Lot Size Sq Ft: 17424
  • Parcel #: 29109153323037

Tax Info

  • Tax Annual Amount: 4500
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,022 $275,900 $51,300 $224,600
2023 $0 $220,500 $41,100 $179,400
2022 $3,813 $220,500 $41,100 $179,400
2021 $3,566 $142,000 $37,000 $105,000
2020 $3,657 $142,000 $37,000 $105,000
2019 $3,489 $142,000 $37,000 $105,000
2018 $3,418 $142,000 $37,000 $105,000
2017 $3,301 $142,000 $37,000 $105,000
2016 $3,216 $142,000 $37,000 $105,000
2015 $3,364 $142,000 $37,000 $105,000
2014 $3,364 $142,000 $37,000 $105,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Price Changed $335,000 -2.9% $198 / Sq Ft
07/14/2025 07/14/25 For Sale $345,000 -- $204 / Sq Ft
Source: Metro MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $175,000 Balloon
Closed $148,000 New Conventional
Closed $8,627 FHA
Closed $155,575 FHA
Closed $36,000 Credit Line Revolving
Source: Public Records

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Source: Metro MLS

MLS Number: 1926476

Metro MLS

APN: 291-0915-3323-037