$345,000

816 Clay St Watertown, WI 53098

Estimated payment $2,286/month

Total Views 2,647
4 Beds
2 Baths
1,690 Sq Ft
$204 Price per Sq Ft

Highlights

  • Raised Ranch Architecture
  • 2.5 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Main Floor Bedroom

About This Home

Welcome to your Waterfront Retreat on Silver Creek! Nestled on a scenic lot (nearly a half-acre!) just north of Spaulding St this charming bi-level home offers direct access to Silver Creek where you can canoe/kayak downstream to Silver Creek Pond & into the Rock River - perfect for hours of outdoor fun & relaxation. Enjoy every season from the expansive 20 x 14 deck just off the living room overlooking the spacious yard ideal for entertaining, gardening or simply soaking up peaceful surroundings. Inside you'll find 4 bedrooms, 2 full baths, a cozy gas stove in family room. Plus a 2 car garage with attached 1 car garage that was converted into storage for lawn equipment and storage. Don't miss your chance to own a slice of nature with convenience & comfort. Schedule your showing today!

Listing Agent

Belle Luhman

Century 21 Endeavor License #25734-90 Listed on: 07/14/2025

Century 21 Endeavor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,500

Parking

  • 2.5 Car Attached Garage
  • Driveway

Home Design

  • Raised Ranch Architecture
  • Bi-Level Home

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Windows

Schools

  • Riverside Middle School
  • Watertown High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Range
  • 0.4 Acre Lot

Listing and Financial Details

  • Exclusions: Freezer in basement, personal property of Seller.
  • Assessor Parcel Number 291-0915-3323-037

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,500

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Single-Family
  • Lot Size Acres: 0.4
  • Inclusions: Refrigerator and range.
  • Directions: West on Main Street to North Water Street. North on Water Street to Arcade, then left on Arcade to house on Clay.
  • Above Grade Finished Sq Ft: 1050
  • Architectural Style: Raised Ranch
  • Garage Yn: Yes
  • Unit Levels: Bi-Level
  • Property Information:Est Total Sq Ft: 1690
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Accessibility Features: Full Bath on Main Level, Bedroom on Main Level
  • Has Basement: Full, Shower, Full Size Windows, Sump Pump, Partially Finished
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 640

Exterior Features

  • Exclusions: Freezer in basement, personal property of Seller.
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.5
  • Parking Features: Paved, Basement
  • Garage Type: Attached

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Other, Forced Air
  • Heating Yn: Yes
  • Sewer: Municipal Sewer

Schools

  • Junior High Dist: Watertown Unified
  • High School: Watertown
  • Middle Or Junior School: Riverside

Lot Info

  • Current Use: Subdivision
  • Lot Size Sq Ft: 17424
  • Parcel #: 291-0915-3323-037

Tax Info

  • Tax Annual Amount: 4500
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,022 $275,900 $51,300 $224,600
2023 $0 $220,500 $41,100 $179,400
2022 $3,813 $220,500 $41,100 $179,400
2021 $3,566 $142,000 $37,000 $105,000
2020 $3,657 $142,000 $37,000 $105,000
2019 $3,489 $142,000 $37,000 $105,000
2018 $3,418 $142,000 $37,000 $105,000
2017 $3,301 $142,000 $37,000 $105,000
2016 $3,216 $142,000 $37,000 $105,000
2015 $3,364 $142,000 $37,000 $105,000
2014 $3,364 $142,000 $37,000 $105,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 For Sale $345,000 -- $204 / Sq Ft
Source: Metro MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $175,000 Balloon
Closed $148,000 New Conventional
Closed $8,627 FHA
Closed $155,575 FHA
Closed $36,000 Credit Line Revolving
Source: Public Records

Similar Homes in Watertown, WI

  • 1015 Meadow St, Watertown, WI 53094

    $294,900

    • 3 Beds
    • 1.5 Baths
    • 1,313 Sq Ft
    • 1015 Meadow St
    • Watertown, WI

    Charming Cape Cod with a 2 Car Garage! From Top to Bottom, this home has been thoughtfully updated to combine modern character with comfort & efficiency. Beautifully Remodeled with New Flooring, Roofing, Doors, Plumbing, Electrical, & Fresh Paint Throughout. Main Level offers the convenience of: Laundry, Full Bath, Bedroom, Kitchen, Dining & Living Rooms. 2nd Level boasts 2 large bedrooms with

    Angela Noltimier Coldwell Banker Res Brokerage

    Section Image
  • 812 S 7th St, Watertown, WI 53094

    $349,900

    • 6 Beds
    • 2.5 Baths
    • 3,244 Sq Ft
    • 812 S 7th St
    • Watertown, WI

    Step onto the welcoming front porch & Charming 2-Story, 6-Bedroom home with historic details! This home offers hardwood floors throughout the main & upper levels. The living room is centered around the original 1884 wood-burning fireplace. Enjoy gatherings in the dining room. The bonus room is ideal for a home office. A main-level bedroom adds extra convenience, while pocket doors in the family

    David Yelk Realty Executives Platinum

    Section Image
  • 751 N Water St, Watertown, WI 53098

    $394,900

    • 3 Beds
    • 2.5 Baths
    • 1,974 Sq Ft
    • 751 N Water St
    • Watertown, WI

    Welcome to this charming updated 3-bedroom, 3+bathroom, 2-story home. This property has over 275 ft of river frontage, offers stunning views and easy access to the river for water activities! Inside, you'll find a spacious and functional layout with a main-level primary suite featuring a walk-in closet & bathroom with a tiled walk-in shower. Convenient main-level laundry. The home has an

    David Yelk Realty Executives Platinum

    Section Image
  • 305 N Warren St, Watertown, WI 53094

    $269,900

    • 4 Beds
    • 2 Baths
    • 1,430 Sq Ft
    • 305 N Warren St
    • Watertown, WI

    Timeless charm meets modern sophistication in this beautifully updated 4 bedroom, 2 bathroom bungalow. Each bedroom features a spacious walk-in closet, & you'll love the convenience of the main floor laundry room. The sun-filled kitchen boasts quartz countertops, soft-close drawers, new LVP flooring, & a generous walk-in pantry. Gleaming hardwood floors flow throughout the living room, dining

    Lisa Nevinski Lannon Stone Realty LLC

    Section Image
  • 214 Emerald St, Watertown, WI 53098

    $280,000

    • 3 Beds
    • 2.5 Baths
    • 1,305 Sq Ft
    • 214 Emerald St
    • Watertown, WI

    Don't miss out on this delightful 3 bed, 2.5 bath home. This bright and inviting home will be a place to make memories. Step into this move-in ready home with hardwood floors (Bamboo) in the living room and kitchen. All stainless appliances included, so prepare your finest! Some of the many features are a fully fenced yard, updated bath (2024), and the deck was stained in 2024, plus an in-ground

    Patty Strong Shorewest Realtors, Inc.

    Section Image
  • 210 S Monroe St, Watertown, WI 53094

    $289,900

    • 3 Beds
    • 1.5 Baths
    • 1,383 Sq Ft
    • 210 S Monroe St
    • Watertown, WI

    Bright & updated home on over 1/3 of an acre is waiting for you to call it home! Step inside and be greeted by a spacious living room. French doors lead you to the sun room perfect for a hoke office or crafting space. Enjoy the dining area located right next to the updated kitchen featuring white cabinets, stainless steel appliances and a movable island. 1/2 bath located off of the kitchen.

    William Eulberg Redfin Corporation

    Section Image
  • 313 Dewey Ave, Watertown, WI 53094

    $289,900

    • 4 Beds
    • 2 Baths
    • 2,174 Sq Ft
    • 313 Dewey Ave
    • Watertown, WI

    Welcome home to this impressive 4 bedroom cream brick home that features ample living space on the main level. The amount of space is every homeowners dream, from the large living area, to the den off the kitchen, to the large 2 car garage that includes an extra lean-to off the back, this home will fit all your needs. Another amazing perks are the laundry that is located on the main level and the

    Jenna Moe Relish Realty

    Section Image
  • 1326 Louisa St, Watertown, WI 53098

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,236 Sq Ft
    • 1326 Louisa St
    • Watertown, WI

    COME FALL IN LOVE WITH THIS RANCH HOME IN THE WATERTOWN SCHOOL DISTRICT! Welcome to your next dream home!This charming and well-loved 3+ bedroom ranch home offers the perfect blend of comfort, space, and character. Thoughtfully maintained by its current owner, the home features a finished lower level that adds incredible versatilityideal for a home office, guest suite, or family entertainment

    Bradley Kuenzi Realty Executives Platinum

    Section Image
  • 804 Western Ave, Watertown, WI 53094

    $329,900

    • 4 Beds
    • 2 Baths
    • 2,208 Sq Ft
    • 804 Western Ave
    • Watertown, WI

    Step into a timeless masterpiece where Victorian elegance meets modern charm. This beautifully preserved and thoughtfully updated home is nestled in a historic neighborhood just a short walk to schools and parks. Unique features include a grand foyer adorned with striking faux copper tiles, a main staircase with exquisite hand-carved woodwork, pocket doors and stylish interior paint that really

    Andrea McHenry Lake Country Flat Fee

    Section Image

Source: Metro MLS

MLS Number: 1926476

Metro MLS

APN: 291-0915-3323-037