NOT LISTED FOR SALE

817 Coldwater Creek Cir Niceville, FL 32578

Estimated Value: $735,226 - $767,000

4 Beds
3 Baths
2,738 Sq Ft
$274/Sq Ft Est. Value

Last Sold February 09, 2023

Last sale price $650,000 $237 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $4,789/month

153 Days on Market

Highlights

  • Boat Dock
  • Fishing
  • Traditional Architecture
  • Lula J. Edge Elementary School Rated A-
  • Vaulted Ceiling
  • Screened Porch

About This Home

As of February 2023

MOTIVATED SELLERS. BRING ALL OFFERS
Schedule your showing for a Rare opportunity to buy in beautiful Swift Creek . The extra touches and loving care the owners have given this home are immediately evident in the beautiful landscaping and entry way with its beautiful front door, arched transom, and porcelain tile flooring. As you enter into the foyer, you will see that the porcelain tiling has been carried throughout the home. The 11' ceilings, crown molding, and deep base boards complete the picture of elegance. The formal dining and living rooms are open and airy. There is a convenient pocket door between the dining room and the kitchen area that can be closed to lend privacy to your dinner parties. The transom over the passage way is of elegant leaded glass. The open floor plan of the kitchen and family room area will assure that you will never be far from your guests and family as you ''create'' in the spacious kitchen with its Corian counter tops, two pantries, and breakfast bar. There is plenty of room for a butcher block table in the kitchen. The informal dining area has a deep bay window and overlooks the great backyard. The family room features a cozy gas log fireplace just right for those chilly winter nights. Over the mantel is a unique semicircular leaded glass window that is protected by its very own hurricane shutter. The split floor plan allows for extra privacy for the master suite which you will enjoy with its trey ceiling, his and her vanities and walk-in closets, separate shower, and whirlpool garden tub. Two of the additional bedroom share the use of one of the full baths. The third additional bedroom can be made private with a pocket door from the family room, and it has its ''own'' bath at the rear of the home. There is also a convenient exit to the backyard located in that hallway. The screened-in back lanai can be accessed through the family room, dining room, or master suite. It has been completely tiled in 18'' porcelain tiles, has a ceiling fan, and is plenty big for several outdoor tables and chairs. The utility room has wall cabinets and is conveniently located between the garage and the bedroom hallway. There are also several hall/linen closets throughout the home. The two car garage is oversized and had pull down stairs for easy access to the attic storage. Enjoy easy maintenance with vinyl trim, gutters, and a sprinkler system that utilizes the subdivision's reclaimed water system.

Last Agent to Sell the Property

Green Beret Group

Keller Williams Realty FWB Listed on: 07/16/2022

Keller Williams Realty FWB

Co-Listed By

Tina Marsh

Keller Williams Realty FWB License #3485020

Keller Williams Realty FWB

Last Buyer's Agent

Tina Marsh

Keller Williams Realty FWB License #3485020

Keller Williams Realty FWB

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,992

Year Built

  • Built in 2003

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 92x132x91x137
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System

HOA Fees

  • $88 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Ridge Vents on the Roof
  • Composition Shingle Roof
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 2,738 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Bay Window
  • Insulated Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Screened Porch
  • Utility Room
  • Exterior Washer Dryer Hookup
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Doors

Schools

  • Edge Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 04-1S-22-4404-0000-0690

Community Details

Overview

  • Association fees include accounting, ground keeping, management, recreational faclty
  • Swift Creek Ph 4 Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,992

Year Built

Built in 2003

Lot Details

0

HOA Fees

$88 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 92X132X91X137
  • Road Frontage Type: City Street
  • Co List Office Mls Id: EKW7
  • Co List Office Phone: 850-226-6323
  • Subdivision Name: SWIFT CREEK PH 4
  • Directions: From Hwy 20, turn North on Hwy 285, turn Right into the 2nd entrance of Swift Creek, Winding Waters Way. At the stop sign, turn Right on Coldwater Creek Cir. Home will be on the Left.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 2003
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Foyer: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Rooms:Screened Porch: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Warranty Provided
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace Gas, Floor Tile, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Bay, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Window Bay: Yes

Exterior Features

  • Lot Features: Covenants, Curb & Gutter, Level, Sidewalk
  • Construction Type: Brick, Frame, Roof Composite Shngl, Slab, Stucco, Trim Vinyl
  • Exterior Features: Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Patio Enclosed, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Dock, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis
  • Association #2 Fee: 265.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Recreational Faclty

Schools

  • Elementary School: Edge
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Parcel #: 04-1S-22-4404-0000-0690
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4992.46
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2022
Closed on
Feb 9, 2023
Sold by
Radon Claire O and Radon Cameron M
Bought by
Oliver Jefferson Kelly and Weart Jenniffer Lee
Seller's Agent
Green Beret Group
Keller Williams Realty FWB
Buyer's Agent
Tina Marsh
Keller Williams Realty FWB
List Price
$725,000
Sold Price
$650,000
Premium/Discount to List
-$75,000
-10.34%
Views
19
Current Estimated Value
$742,326

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,326
Avg. Annual Appreciation
6.00%
Original Mortgage
$325,000
Outstanding Balance
$315,145
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$436,412

Purchase Details

Closed on
Feb 7, 2014
Sold by
Denney Jay T and Denney Teresa M
Bought by
Radon Cameron M and Radon Claire O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,250
Interest Rate
4.56%
Mortgage Type
VA

Purchase Details

Closed on
Jan 25, 2008
Sold by
Church Tommie Gene and Church Mary Sue
Bought by
Denney Jay T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 29, 2003
Sold by
Gaskell Construction Inc
Bought by
Church Tommie Gene and Church Mary Sue

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,043
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 2002
Sold by
Ruckel Properties Inc
Bought by
Gaskell Construction Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oliver Jefferson Kelly $650,000 Setco Services
Oliver Jefferson Kelly $650,000 Setco Services
Radon Cameron M $435,000 Cotton Land Title Llc
Denney Jay T $420,000 First National Land Title Co
Church Tommie Gene $338,900 First Natl Land Title Co Inc
Gaskell Construction Inc $66,500 Old South Land Title Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oliver Jefferson Kelly $325,000
Closed Oliver Jefferson Kelly $325,000
Previous Owner Radon Cameron M $430,000
Previous Owner Radon Cameron M $413,250
Previous Owner Denney Jay T $375,226
Previous Owner Denney Jay T $336,000
Previous Owner Denney Jay T $63,000
Previous Owner Church Tommie Gene $271,043
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/09/2023 02/09/23 Sold $650,000 -3.7% $237 / Sq Ft
12/16/2022 12/16/22 Pending -- -- --
12/15/2022 12/15/22 Price Changed $675,000 -2.6% $247 / Sq Ft
11/15/2022 11/15/22 Price Changed $693,000 -0.3% $253 / Sq Ft
10/21/2022 10/21/22 Price Changed $695,000 -4.1% $254 / Sq Ft
07/16/2022 07/16/22 For Sale $725,000 -- $265 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,866 $594,483 $141,764 $452,719
2023 $5,251 $433,612 $0 $0
2022 $5,013 $420,983 $0 $0
2021 $4,992 $408,721 $0 $0
2020 $4,952 $403,078 $0 $0
2019 $4,892 $394,016 $0 $0
2018 $4,847 $386,669 $0 $0
2017 $4,817 $378,716 $0 $0
2016 $4,690 $370,927 $0 $0
2015 $4,781 $368,349 $0 $0
2014 $5,389 $368,865 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 903815

Emerald Coast Association of REALTORS®

APN: 04-1S-22-4404-0000-0690