817 Lotus Ln N Saint Johns, FL 32259

Julington Creek - Move in ready - This 4 bedroom, 4 bath home features a new roof, new stainless appliances, new carpeting and has been freshly painted. Other features are a separate living room, a separate dining room and a large kitchen/family combo that is ideal for entertaining friends and family. Kitchen with Island Prep Bar. Master BR Suite features: Alcove over looks patio. Master Bath w/Garden Tub, Separate Shower, Double Vanity and Oversized Master Closet. Upstairs Loft with full bathroom. 4th Bedroom / Office.
This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer Homeownership course on HomePath. Restrictions apply. Seller will pay:

1. Real Estate Commission
2. Provided the buyer uses the seller's title company the seller will pay for the Owner's Title Policy. ALL OTHER CLOSING COSTS ARE CONSIDERED TO BE BUYER CLOSING COSTS AND IF PAID BY THE SELLER WILL BE CONSIDERED A SELLER CONCESSION.

Any closing costs checked for the seller to pay in Paragraph 9 of the NEFAR Purchase and Sale Agreement will be presented to the seller as a seller concession. This could affect your buyer's offer, particularly in a multiple offer situation.

Any Seller concessions should be put in Section 38 of the Fannie Mae Real Estate Purchase Addendum (REPA):

• Seller will contribute up to $________ towards buyer closing costs, points, and prepaids. In the event that the buyer's lender restricts the allowable Seller contributions toward Buyer's closing costs, Seller's actual and total contribution shall be limited to the allowable amount.

• If buyer selected their own settlement vendor in section 10f: Seller will contribute up to $0. towards buyer closing costs, points, and prepaids, excluding title insurance. In the event that the buyer's lender restricts the allowable Seller contributions toward Buyer's closing costs, Seller's actual and total contribution shall be limited to the allowable amount.

SELLER WILL NOT PAY STATE DOC STAMPS ON DEED - BUYER MUST PAY (contact Listing Agent for Details). Fannie Mae pays only the commission and tax prorations unless otherwise agreed in section 38. All other costs are the responsibility of the buyer. Fannie Mae is a congressionally chartered corporation and is exempt from realty transfer taxes pursuant to 12 U.S.C. 1723a(c) (2). If the state or municipality does not recognize this exemption then it is the responsibility of the buyer to pay the cost.

KEYS WILL NOT BE RELEASED AT CLOSING. Buyer must wait for Fannie Mae Approval to release keys (receipt of closing documents and final Wire).

Buyer must confirm GLA size, utilities, lot size - anything of importance to buyer. If applicable: amenities, costs of club memberships, covenants and restrictions, HOA requirements and/or restrictions.