Tammie Iverson
Keller Williams Seven Hills Re
(513) 993-5332
103 Total Sales
3 in Downtown Covington
$340K - $752K Price Range
817 Main St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $520,326
3
Beds
2
Baths
2,260
Sq Ft
$230/Sq Ft
Est. Value
Highlights
- Wood Flooring
- 2 Fireplaces
- No HOA
- Hydromassage or Jetted Bathtub
- Solid Surface Countertops
- Home Office
About This Home
As of October 2025Rare opportunity to own two lots in the heart of Covington's iconic MainStrasse Village! This charming 3-bedroom, 2-full-bath home blends historic character with modern updates, featuring soaring ceilings, first-floor laundry, and generous living space perfect for both everyday living and entertaining. Enjoy an abundance of gated off-street parking, a true luxury in the area, plus expansive outdoor living spaces including a deck and a patio ideal for gatherings, grilling, or quiet evenings under the stars. Just steps from Covington's best shopping, dining, and nightlife—and a short walk to downtown Cincinnati, Bengals and Reds games, and the riverfront—you're in the center of it all. Whether you're looking for walkability, charm, or rare outdoor space, this MainStrasse gem delivers.
Last Agent to Sell the Property
eXp Realty, LLC License #221066 Listed on: 09/19/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1894
Lot Details
- Lot Dimensions are 64x90
- Historic Home
Home Design
- Brick Exterior Construction
- Stone Foundation
- Asphalt Roof
Interior Spaces
- 2,260 Sq Ft Home
- 3-Story Property
- Chandelier
- 2 Fireplaces
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Aluminum Window Frames
- Entryway
- Living Room
- Formal Dining Room
- Home Office
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Kitchen Island
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Shower
Parking
- Driveway
- On-Street Parking
- Off-Street Parking
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 040-44-15-014.00 & 040-44-15-015.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 19, 2025
Closed on
Oct 30, 2025
Sold by
Bought by
Seller's Agent
Shelley Helton
eXp Realty, LLC
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$519,900
Sold Price
$505,000
Premium/Discount to List
-$14,900
-2.87%
Views
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,326
Avg. Annual Appreciation
4.01%
Purchase Details
Closed on
Sep 23, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
2.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 13, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,451
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 1, 2010
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Tammie Iverson
-
Kimberly Nachazel
Kimberly Nachazel
eXp Realty, LLC
(513) 802-9458
133 Total Sales
5 in Downtown Covington
$40K - $500K Price Range
-
Kyle Art
Kyle Art
RE/MAX Victory + Affiliates
(859) 600-6495
132 Total Sales
1 in Downtown Covington
$525,000 Price
-
Sara Foltz
Sara Foltz
Keller Williams Distinctive RE
(513) 572-5389
142 Total Sales
3 in Downtown Covington
$235K - $310K Price Range
-
Kim Hermann
Kim Hermann
Huff Realty - CC
(859) 479-0331
238 Total Sales
2 in Downtown Covington
$425K - $495K Price Range
-
Teresa Gillum
Teresa Gillum
eXp Realty
(859) 927-3267
113 Total Sales
2 in Downtown Covington
$470K - $565K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $505,000 | 360 American Title | ||
| $75,500 | None Listed On Document | ||
| $86,500 | 360 American Title Svcs Llc | ||
| -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $24,800 | ||
| Previous Owner | $366,500 | ||
| Previous Owner | $356,000 | ||
| Previous Owner | $153,000 | ||
| Previous Owner | $168,500 | ||
| Previous Owner | $179,451 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | Sold | $505,000 | -2.9% | $223 / Sq Ft | |
| 09/25/2025 09/25/25 | Pending | -- | -- | -- | |
| 09/19/2025 09/19/25 | For Sale | $519,900 | +16.8% | $230 / Sq Ft | |
| 05/29/2024 05/29/24 | Sold | $445,200 | +3.6% | $197 / Sq Ft | View Prior Sale |
| 04/23/2024 04/23/24 | Pending | -- | -- | -- | |
| 04/22/2024 04/22/24 | For Sale | $429,900 | -- | $190 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,700 | $430,200 | $5,000 | $425,200 |
| 2024 | $1,986 | $151,000 | $5,000 | $146,000 |
| 2023 | $2,011 | $151,000 | $5,000 | $146,000 |
| 2022 | $2,030 | $151,000 | $5,000 | $146,000 |
| 2021 | $1,204 | $75,500 | $5,000 | $70,500 |
| 2020 | $1,198 | $75,500 | $5,000 | $70,500 |
| 2019 | $1,211 | $75,500 | $5,000 | $70,500 |
| 2018 | $1,235 | $75,500 | $5,000 | $70,500 |
| 2017 | $1,253 | $75,500 | $10,000 | $65,500 |
| 2015 | $1,624 | $75,500 | $10,000 | $65,500 |
| 2014 | $1,478 | $75,500 | $10,000 | $65,500 |
Source: Public Records
Agents Affiliated with this Home
-
Shelley Helton
Seller's Agent in 2025
Shelley Helton
eXp Realty, LLC
(859) 462-7036
18 in this area
227 Total Sales
-
Clint Copenhaver
Seller's Agent in 2024
Clint Copenhaver
Robinson Sotheby's Int. Realty
(513) 842-2224
2 in this area
49 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 636436
APN: 040-44-15-014.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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