Seller's Agent in 2025
Steven Gadd
Greenleaf Real Estate
(859) 653-9008
1 in this area
48 Total Sales
818 Greer St Covington, KY 41011
Downtown Covington NeighborhoodEstimated Value: $519,000 - $526,000
3
Beds
3
Baths
2,256
Sq Ft
$232/Sq Ft
Est. Value
Highlights
- Property is near public transit
- Wood Frame Window
- Mini Split Air Conditioners
- Balcony
- Eat-In Kitchen
- Kitchen Island
About This Home
As of December 2025Discover the epitome of historic charm blended with modern luxury at 818 Greer Street, a stunning triplex in the heart of Covington's vibrant Mainstrasse Village. Built in 1860 and lovingly updated, this property—known as the Graziani Lofts after its storied original family—offers three distinct units, each designed for comfort and style. With a current market value of approximately $550,000 in Covington's thriving real estate landscape, this gem represents an exceptional investment opportunity in a competitive seller's market.
Unit 1 and Unit 2 boast spacious, contemporary kitchens equipped with brand-new gas ranges, refrigerators, washers, and dryers, alongside luxurious slate bathrooms that evoke a spa-like serenity. Relax on private decks overlooking the neighborhood's peaceful ambiance, or take in breathtaking downtown Cincinnati views from the second and third floors. Each unit features independent central air systems and in-unit laundry for ultimate tenant convenience, plus separate utilities to maximize privacy and profitability. Recent upgrades include all-new HVAC units on the first and second floors, ensuring energy efficiency and low maintenance.
Unit 3 is a turnkey
Last Agent to Sell the Property
Greenleaf Real Estate License #193908 Listed on: 09/02/2025
Last Buyer's Agent
Outside Agent
Outside Sales
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1860
Lot Details
- 2,575 Sq Ft Lot
- Privacy Fence
Home Design
- Triplex
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,256 Sq Ft Home
- 3-Story Property
- Chandelier
- Brick Fireplace
- Vinyl Clad Windows
- Wood Frame Window
- Basement Fills Entire Space Under The House
- Laundry in unit
Kitchen
- Eat-In Kitchen
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Parking
- On-Street Parking
- Off-Street Parking
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Mini Split Air Conditioners
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Furnace
- Separate Meters
- 220 Volts
- 200+ Amp Service
- Cable TV Available
Additional Features
- Balcony
- Property is near public transit
Community Details
- 3 Units
Listing and Financial Details
- Tenant pays for electricity
- The owner pays for sewer, water
- Assessor Parcel Number 054-21-12-019.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2025
Closed on
Dec 17, 2025
Sold by
Bought by
Seller's Agent
Steven Gadd
Greenleaf Real Estate
Buyer's Agent
Outside Agent
Outside Sales
List Price
$540,000
Sold Price
$526,000
Premium/Discount to List
-$14,000
-2.59%
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,394
Avg. Annual Appreciation
-1.15%
Original Mortgage
$419,200
Outstanding Balance
$418,390
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$104,216
Purchase Details
Listed on
Sep 2, 2025
Closed on
Dec 2, 2025
Sold by
Bought by
Seller's Agent
Steven Gadd
Greenleaf Real Estate
Buyer's Agent
Outside Agent
Outside Sales
List Price
$540,000
Sold Price
$526,000
Premium/Discount to List
-$14,000
-2.59%
Views
38
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$419,200
Outstanding Balance
$418,390
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$104,216
Purchase Details
Closed on
Jul 12, 2024
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$471,306
Interest Rate
6.5%
Mortgage Type
FHA
Purchase Details
Listed on
Jul 28, 2020
Closed on
Oct 16, 2020
Sold by
Bought by
Seller's Agent
Brett Butler
Comey & Shepherd, Inc
Buyer's Agent
BJ Santiago
Haven Homes Group
List Price
$434,900
Sold Price
$435,000
Premium/Discount to List
$100
0.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.29%
Original Mortgage
$427,121
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 1, 2010
Sold by
Bought by
Purchase Details
Closed on
Jul 13, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,725
Interest Rate
5.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 14, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,900
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 5, 1997
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | None Listed On Document | ||
| $524,000 | None Listed On Document | ||
| $480,000 | None Listed On Document | ||
| $480,000 | None Listed On Document | ||
| $435,000 | American Homeland Title Agcy | ||
| -- | None Available | ||
| $131,000 | -- | ||
| $130,900 | Advanced Land Title Agency | ||
| $45,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $419,200 | ||
| Previous Owner | $471,306 | ||
| Previous Owner | $427,121 | ||
| Previous Owner | $131,725 | ||
| Previous Owner | $130,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/01/2025 12/01/25 | Sold | $526,000 | -2.6% | $233 / Sq Ft | |
| 09/16/2025 09/16/25 | Pending | -- | -- | -- | |
| 09/02/2025 09/02/25 | For Sale | $540,000 | +24.1% | $239 / Sq Ft | |
| 10/21/2020 10/21/20 | Sold | $435,000 | 0.0% | $193 / Sq Ft | View Prior Sale |
| 07/30/2020 07/30/20 | Pending | -- | -- | -- | |
| 07/28/2020 07/28/20 | For Sale | $434,900 | -- | $193 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,360 | $480,000 | $10,000 | $470,000 |
| 2024 | $5,720 | $435,000 | $10,000 | $425,000 |
| 2023 | $5,794 | $435,000 | $10,000 | $425,000 |
| 2022 | $5,706 | $435,000 | $10,000 | $425,000 |
| 2021 | $6,578 | $435,000 | $10,000 | $425,000 |
| 2020 | $3,942 | $260,000 | $10,000 | $250,000 |
| 2019 | $3,987 | $260,000 | $10,000 | $250,000 |
| 2018 | $4,071 | $260,000 | $10,000 | $250,000 |
| 2017 | $4,131 | $260,000 | $10,000 | $250,000 |
| 2015 | $5,377 | $260,000 | $10,000 | $250,000 |
| 2014 | $4,942 | $260,000 | $10,000 | $250,000 |
Source: Public Records
Agents Affiliated with this Home
-
Steven Gadd
-
O
Buyer's Agent in 2025
Outside Agent
Outside Sales
-
Brett Butler
Seller's Agent in 2020
Brett Butler
Comey & Shepherd, Inc
(513) 218-1751
1 in this area
101 Total Sales
-
B
Buyer's Agent in 2020
BJ Santiago
Haven Homes Group
-
William Santiago
Buyer's Agent in 2020
William Santiago
Haven Homes Group
(859) 444-0180
136 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 635900
APN: 054-21-12-019.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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