$560,000
SOLD SEP 3, 2025

818 Symphony Isles Blvd Apollo Beach, FL 33572

3 Beds
2.5 Baths
2,201 Sq Ft
3,049 Sq Ft Lot

Sale Details

Date Sold: September 3, 2025

$254 Per Sq Ft

3% Below List Price

9 Days on Market

Highlights

  • 26 Feet of Salt Water Canal Waterfront
  • Boat Lift
  • Gated Community
  • Dock has access to electricity and water
  • Access to Bay or Harbor
  • Open Floorplan

About This Home

As of September 2025

Welcome to this stunning, turn-key waterfront townhome offering the perfect blend of luxury, comfort, and breathtaking water views. Meticulously renovated, this 3-bedroom, 2.5-bathroom residence is ready for you to move right in and start living your dream lifestyle.
Step inside to discover a thoughtfully updated interior featuring new flooring, fresh paint, and a gorgeous, fully renovated kitchen. The kitchen boasts sleek black cabinets, quartzite countertops, new stainless steel appliances, and tasteful accents; ideal for cooking and entertaining. The expansive living area includes a large family room with an electric fireplace, creating a warm and inviting atmosphere. The extended lanai, now enclosed and climate-controlled with air conditioning, adds extra square footage, perfect as a spacious dining area or a game room for a pool table.

Upstairs, ascend the beautiful spindle staircase to three generously sized bedrooms. The master suite offers stunning water views through new energy-efficient sliders leading to a private balcony. It also features a walk-in closet and a luxurious, recently renovated bathroom with dual sinks and a large walk-in shower.

This home boasts recent upgrades including a new roof and gutters (2025), a new mini-split AC system (2025), an upgraded AC (2023), and a water heater replaced in 2024, ensuring peace of mind and energy efficiency.

For boating enthusiasts, this is an exceptional location. The property includes a newer dock, seawall, and a 13,000 lb boat lift installed in 2024 with pedestal, along with additional water and power hookups. Enjoy quick access to prime fishing and water adventures just minutes from your door.

Located in the prestigious Symphony Isles, residents enjoy manned gated security, a private beach and clubhouse, community pool, private boat ramp, low HOA fees, and no CDD. Experience a meticulously crafted lifestyle in this waterfront paradise - your dream home awaits.

Last Agent to Sell the Property

Andi Simmons

CENTURY 21 BEGGINS ENTERPRISES Brokerage Phone: 813-658-2121 License #3140241 Listed on: 07/18/2025

CENTURY 21 BEGGINS ENTERPRISES

Last Buyer's Agent

Matthew Grieser

EATON REALTY License #3380168

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,563

Year Built

  • Built in 1984

Lot Details

  • 3,197 Sq Ft Lot
  • 26 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • One Way Street
  • North Facing Home
  • Mature Landscaping
  • Level Lot
  • Irrigation Equipment

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Entry on the 2nd floor
  • Slab Foundation
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 2,201 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room with Fireplace
  • Storage Room
  • Inside Utility
  • Canal Views
  • Attic

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Access to Bay or Harbor
  • Property is near a marina
  • Access to Saltwater Canal
  • Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Balcony
  • Exterior Lighting
  • Rain Gutters
  • Front Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Apollo Beach Elementary School
  • Eisenhower Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, pool, recreational facilities, security
  • Symphony Isles Unit One Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Security

  • Security Guard
  • Gated Community
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,563

Year Built

Built in 1984

Lot Details

3,197 Sq Ft Lot

HOA Fees

$172 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Recreational Facilities, Security
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Townhouse
  • Architectural Style: Traditional
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2201
  • Lot Size Acres: 0.07
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 2615
  • Lot Size Sq Ft: 3197
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 242.94
  • Escrow State: FL
  • Floor Number: 2
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 254.43
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Community Boat Ramp,Fishing,Private Boat Ramp
  • Attribution Contact: 813-658-2121
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Blinds
  • Additional Rooms: Attic,Inside Utility,Storage Rooms
  • Living Area Meters: 204.48

Exterior Features

  • Direction Faces: North
  • Exterior Features: Balcony, Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Tile
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor,Canal - Saltwater
  • Water Extras: Lift
  • Water Frontage Feet Canal Salt: 26
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 26
  • Flood Zone Panel: 12057C0493J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Public
  • Cooling: Central Air, Ductless
  • Heating: Central, Other
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Gated Community - Guard, Playground, Sidewalks
  • Association Amenities: Gated, Playground, Pool
  • Association Fee: 517
  • Association Fee Frequency: Quarterly
  • Association Name: N/A
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 2068.00
  • Total Monthly Fees: 172.33
  • Monthly HOA Amount: 172.33

Schools

  • Elementary School: Apollo Beach-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-20-31-19-1T6-000001-00003.0
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, Landscaped, Level, Near Marina, Sidewalk, Street One Way, Paved, Private
  • Property Attached Yn: Yes
  • Flood Zone Code: AE

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4563
  • Tax Block: 1
  • Tax Book Number: 54-41
  • Tax Lot: 3

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2025
Closed on
Sep 3, 2025
Sold by
Garinger Deena F and Garinger Bradley
Bought by
Starr Brian and Starr Caryn B
Seller's Agent
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
Buyer's Agent
Matthew Grieser
EATON REALTY
List Price
$575,000
Sold Price
$560,000
Premium/Discount to List
-$15,000
-2.61%
Views
3
Current Estimated Value
$558,495

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,505
Avg. Annual Appreciation
-0.46%
Original Mortgage
$360,000
Outstanding Balance
$360,000
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$198,495

Purchase Details

Listed on
May 16, 2019
Closed on
Nov 21, 2019
Sold by
Barnes Linda L and Geralds Adrienne
Bought by
Garinger Deena F and Garinger Bradley O
Seller's Agent
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
Buyer's Agent
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
List Price
$359,000
Sold Price
$358,000
Premium/Discount to List
-$1,000
-0.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.03%
Original Mortgage
$340,100
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 29, 2012
Closed on
Sep 26, 2012
Sold by
Douglas James L and Douglas Charlotte M
Bought by
Barnes Linda L and Geralds Adrienne
Seller's Agent
Teddi Aberle
YOUR HOMETOWN REALTY, INC.
Buyer's Agent
Bonnie Vantine
RE/MAX REALTY UNLIMITED
List Price
$230,000
Sold Price
$230,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.37%

Purchase Details

Closed on
Jan 22, 2002
Sold by
Born Heinz
Bought by
Douglas James L and Douglas Charlotte M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,500
Interest Rate
6.85%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $560,000 Milestone Title Services
Warranty Deed $358,000 United Title Affiliates
Warranty Deed $230,000 Executive Title Of Fl Inc
Warranty Deed $210,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,000 New Conventional
Previous Owner $340,100 New Conventional
Previous Owner $199,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/03/2025 09/03/25 Sold $560,000 -2.6% $254 / Sq Ft
07/27/2025 07/27/25 Pending -- -- --
07/18/2025 07/18/25 For Sale $575,000 +60.6% $261 / Sq Ft
11/22/2019 11/22/19 Sold $358,000 0.0% $191 / Sq Ft View Prior Sale
10/21/2019 10/21/19 Pending -- -- --
10/18/2019 10/18/19 Price Changed $358,000 -0.3% $191 / Sq Ft
09/17/2019 09/17/19 For Sale $359,000 0.0% $191 / Sq Ft
09/16/2019 09/16/19 Pending -- -- --
08/14/2019 08/14/19 Price Changed $359,000 -1.2% $191 / Sq Ft
07/25/2019 07/25/19 Price Changed $363,500 -0.4% $193 / Sq Ft
06/18/2019 06/18/19 Price Changed $365,000 -1.3% $194 / Sq Ft
05/16/2019 05/16/19 For Sale $369,900 +60.8% $197 / Sq Ft
06/16/2014 06/16/14 Off Market $230,000 -- --
09/26/2012 09/26/12 Sold $230,000 0.0% $122 / Sq Ft View Prior Sale
08/25/2012 08/25/12 Pending -- -- --
03/29/2012 03/29/12 For Sale $230,000 -- $122 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,563 $284,209 -- --
2024 $4,563 $276,199 -- --
2023 $4,395 $268,154 $0 $0
2022 $4,199 $260,344 $0 $0
2021 $4,155 $252,761 $0 $0
2020 $5,019 $260,742 $25,078 $235,664
2019 $4,477 $245,274 $23,494 $221,780
2018 $4,032 $204,052 $0 $0
2017 $4,372 $220,035 $0 $0
2016 $4,015 $191,094 $0 $0
2015 $3,619 $173,722 $0 $0
2014 $3,455 $164,662 $0 $0
2013 -- $155,518 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8408678

Stellar MLS

APN: U-20-31-19-1T6-000001-00003.0

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