$144,900

82 2nd St Unit D-5 Cedar Key, FL 32625

Estimated payment $1,760/month

Total Views 644
1 Bed
1 Bath
480 Sq Ft
$302 Price per Sq Ft

Highlights

  • Water access To Gulf or Ocean
  • Partial Gulf or Ocean Views
  • Furnished
  • The property is located in a historic district
  • Deck
  • 3-minute walk to Lil Shark Park

About This Home

**HOA Includes Insurance!** Welcome to your slice of paradise in Cedar Key! This beautifully renovated waterfront condo offers the perfect blend of personal getaway and income-producing opportunity—enjoy up to 120 days per year for yourself and rent it out the rest of the time. Step inside to coastal charm, where French doors lead to your private balcony with breathtaking water views. This turnkey unit comes fully furnished, making it truly move-in or rent-ready. Unwind in comfortable, stylish spaces or prepare meals in the updated kitchen featuring a new refrigerator, dishwasher, and microwave. Ceramic tile flooring and fresh interior paint create a clean, modern coastal feel throughout. Convenience is key, with on-site laundry and elevator access just steps away for easy day-to-day living. Cedar Key is a dream destination for nature lovers and outdoor enthusiasts. From bird watching and fishing to boating and kayaking, adventure awaits at every turn. The public beach, marina, and boat ramp are all nearby, along with scenic nature trails, state parks, and wildlife refuges. Immerse yourself in the island’s vibrant arts scene, with local galleries, studios, and events showcasing the creativity and charm of this unique coastal community. **Highlights:**
MESMERIZING WATER VIEWS, BRAND NEW FRONT DOOR, FULLY FURNISHED, ELEVATOR ACCESS, PROXIMITY TO PUBLIC BEACH, EASY ACCESS TO MARINA AND BOAT RAMP, NATURE LOVER’S PARADISE, VIBRANT ARTS AND CULTURE SCENE **Investment Opportunity:** This property is a condominium hotel (“condotel”) with owner-use limitations (currently up to 120 days per year) and rental-focused guidelines. Financing and insurance options may differ from traditional condos. Buyers are encouraged to review all association rules and details. See Condotel Disclosure Addendum for more information. This waterfront condo offers comfort, convenience, and coastal living at its best—don’t miss your chance to own a piece of Cedar Key while generating income at the same time!

Listing Agent

Stacy Gervais

EPIQUE REALTY, INC. Brokerage Email: FLBroker@EpiqueRealty.com License #3418244 Listed on: 04/30/2026

EPIQUE REALTY, INC.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,182

Year Built

  • Built in 1982

HOA Fees

  • $805 Monthly HOA Fees

Home Design

  • Condo Hotel
  • Entry on the 1st floor
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • Pile Dwellings

Interior Spaces

  • 480 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Window Treatments
  • Family Room Off Kitchen
  • Living Room
  • Ceramic Tile Flooring
  • Partial Bay or Harbor Views

Kitchen

  • Range
  • Microwave
  • Freezer
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • Studio bedroom
  • 1 Full Bathroom

Accessible Home Design

  • Wheelchair Access
  • Accessibility Features

Outdoor Features

  • Water access To Gulf or Ocean
  • Property is near a marina
  • Seawall
  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Fiber Optics Available
  • Phone Available
  • Cable TV Available

Additional Features

  • Northwest Facing Home
  • The property is located in a historic district

Listing and Financial Details

  • Assessor Parcel Number 17650-000-00

Community Details

Overview

  • Association fees include cable TV, insurance, maintenance structure, ground maintenance, management, pest control, trash
  • Mccormick Mgt & Realty Llc Association, Phone Number (352) 543-9161
  • Visit Association Website
  • Cedar Cove Efficiency Condo 02 Subdivision
  • The community has rules related to allowable golf cart usage in the community
  • Community features wheelchair access

Recreation

  • Community Playground
  • Park

Pet Policy

  • No Pets Allowed

Amenities

  • Elevator

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,182

Year Built

Built in 1982

Lot Details

436 Sq Ft Lot

HOA Fees

$805 per month

Listing Details

  • HOA Fee Includes: Cable TV, Insurance, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Trash
  • Property Type: Residential
  • Property Sub Type: Condo - Hotel
  • Construction Materials: Frame, Wood Siding
  • Fireplace: No
  • Living Area: 480
  • Lot Size Acres: 0.01
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 480
  • Lot Size Sq Ft: 414
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 44.59
  • Escrow City: Lutz
  • Escrow State: FL
  • Escrow Street Name: Osprey Lane Suite A
  • Floor Number: 1
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 301.88
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Studio/Efficiency,Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Fishing,Gulf/Ocean Front,Water Access,Waterfront
  • Attribution Contact: FLBroker@EpiqueRealty.com
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 1
  • Interior Amenities: Accessibility Features, Elevator, Kitchen/Family Room Combo, Thermostat, Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
  • Foundation Details: Slab, Stilt/On Piling
  • Total Bedrooms: 1
  • Levels: One
  • Stories: 2
  • Living Area Meters: 44.59

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Water Body Name: GULF OF MEXICO
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck
  • Road Surface Type: Paved
  • Water Access: Gulf/Ocean
  • Water Extras: Seawall - Concrete
  • Water View: Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: None
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Golf Carts OK, Park, Playground, Sidewalks, Wheelchair Access, Street Lights
  • Association Amenities: Cable TV, Elevators, Wheelchair Access
  • Association Fee Frequency: Monthly
  • Association Name: McCormick Mgt & Realty LLC
  • Phone: 352-543-9161
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Fees: 805
  • Condo Land Included YN: 0
  • Monthly Condo Fee Amount: 805
  • Association URL: cedarkeytime.com

Fee Information

  • Total Annual Fees: 9660.00
  • Total Monthly Fees: 805.00
  • Monthly HOA Amount: 0.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 17650-000-00
  • Additional Parcels: No
  • Lot Features: Historic District, City Limits, Near Marina, Sidewalk, Paved
  • Flood Zone Code: VE

Rental Info

  • Furnished: Furnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer and/or buyer agent to verify lease restrictions.

Tax Info

  • Tax Annual Amount: 2181.68
  • Tax Lot: 0

Multi Family

  • Approval Process: Buyer and/or buyer agent to verify approval process.

Map

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Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2026 04/30/26 For Sale $144,900 -- $302 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: TB8501463

Stellar MLS
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