NOT LISTED FOR SALE

82 Spruce St Oneonta, NY 13820

Estimated Value: $178,151 - $211,000

3 Beds
1 Bath
1,168 Sq Ft
$163/Sq Ft Est. Value

Last Sold July 24, 2012

Last sale price $114,000 $98 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $1,381/month

255 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • Patio
  • 1 Car Detached Garage
  • Forced Air Cooling System

About This Home

As of July 2012

Fantastic location for Schools, Parks and Downtown. This cozy three bedroom features new paint and hard wood floors. Easy to maintain and efficient to heat.

Last Agent to Sell the Property

Adam Karns

Listing by EXIT Realty Homeward Bound License #40KA1168241 Listed on: 08/12/2011

EXIT Realty Homeward Bound

Last Buyer's Agent

JoAline Bordinger

Listing by Bordinger Realty, LLC License #10491208088

Bordinger Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,421

Year Built

  • Built in 1925

Lot Details

  • 3,920 Sq Ft Lot

Parking

  • 1 Car Detached Garage

Home Design

  • Frame Construction
  • Slate Roof

Interior Spaces

  • 1,168 Sq Ft Home
  • 2-Story Property
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 288.18-3-28

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,421

Year Built

Built in 1925

Lot Details

0

Listing Details

  • NY Swis Code: Oneonta-City-361200
  • Total Assessed Value: 54000
  • Construction: Frame
  • Foundation Description: Poured
  • Listing Type: Exclusive Right To Sell
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 1266666.67
  • Ratio Close Price By Sq Ft: 97.60
  • Ratio List Price By Acres: 1383333.33
  • Ratio List Price By Sq Ft: 106.59
  • Regional Board Code: Rochester
  • Roof Description: Slate/Tile
  • School Tax: 1363
  • Styles of Residence: 2 Story
  • Sub Board Code: Otsego-Delaware
  • Lot Sq Ft: 3920
  • Age of Building: 98
  • Year Built: 1925
  • Directions To Property: Take east street north and then a left on Spruce street. House on left see sign.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 1
  • Additional Rooms: Porch - Open
  • Basement Description: Full
  • Floor Description: Wood-Some
  • Kitchen Appliances Included: Dryer, Oven/Range Electric, Refrigerator, Washer
  • Number of Bedrooms 1st Floor: 3
  • Number of 2nd Floor Full Bathrooms: 1
  • Total Bathrooms: 1.00
  • Total Bedrooms: 3
  • Total Sq Ft: 1168

Exterior Features

  • Additional Exterior Features: Patio
  • Number of Acres: 0.0900

Garage/Parking

  • Garage Description: Detached
  • Number of Garage Spaces: 1.0000

Utilities

  • Heating Fuel Description: Gas, Oil
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas
  • Water Supply: Public

Schools

  • School District: Oneonta

Lot Info

  • Parcel Number: 288.18-3-28

Rental Info

  • Type of Tenancy: Owner Occupied

Tax Info

  • Total Taxes: 2421

MLS Schools

  • School District Name: Oneonta

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 13, 2018
Sold by
Miller Aaron W and Jewis Sarah J
Bought by
Hongach Jessica and Arruda Peter
Total Days on Market
255
Current Estimated Value
$190,384

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,250
Outstanding Balance
$94,628
Interest Rate
4.38%
Mortgage Type
FHA
Estimated Equity
$85,735

Purchase Details

Listed on
Aug 12, 2011
Closed on
Jul 24, 2012
Sold by
Pegram Jeffrey
Bought by
Miller Aaron W
Seller's Agent
Adam Karns
EXIT Realty Homeward Bound
Buyer's Agent
JoAline Bordinger
Bordinger Realty, LLC
List Price
$125,000
Sold Price
$114,000
Premium/Discount to List
-$11,000
-8.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.57%
Original Mortgage
$111,935
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 16, 2005
Sold by
Scalfani Elizabeth A
Bought by
Pegram Jeffrey

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,250
Interest Rate
6%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 8, 1998
Sold by
Kilduff Margaret
Bought by
Sclafani Elizabeth A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hongach Jessica $115,000 --
Miller Aaron W $114,000 Kehoe & Merzig
Pegram Jeffrey $102,500 Frederick R Xlander
Sclafani Elizabeth A $54,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hongach Jessica $109,250
Previous Owner Miller Aaron W $111,935
Previous Owner Pegram Jeffrey $92,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2012 07/24/12 Sold $114,000 -8.8% $98 / Sq Ft
04/23/2012 04/23/12 Pending -- -- --
08/12/2011 08/12/11 For Sale $125,000 -- $107 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,112 $114,000 $10,800 $103,200
2023 $4,048 $114,000 $10,800 $103,200
2022 $3,895 $114,000 $10,800 $103,200
2021 $3,879 $114,000 $10,800 $103,200
2020 $3,900 $114,000 $10,800 $103,200
2019 -- $114,000 $10,800 $103,200
2018 $3,200 $114,000 $10,800 $103,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: OD81458

Otsego-Delaware Board of REALTORS®

APN: 361200-288-018-0003-028-000-0000