820 Cox Rd Independence, KY 41051
Estimated payment $1,611/month
Highlights
- View of Trees or Woods
- Wooded Lot
- Wood Flooring
- White's Tower Elementary School Rated A-
- Traditional Architecture
- Granite Countertops
About This Home
New Listing in Independence, KY! Welcome home to this beautifully maintained 3-bedroom, 2 full bath tri-level nestled in Independence. Offering a functional layout with plenty of living space, this home features stainless steel appliances, granite countertops, and modern finishes throughout. Conveniently located close to shopping, dining, schools, and everyday amenities, you'll enjoy both comfort and convenience. The spacious tri-level design provides flexibility for entertaining, relaxing, or working from home. An added bonus: this property is located in a USDA-eligible rural area, which may qualify eligible buyers for (zero down payment). Don't miss your opportunity to own this wonderful home in a great location. Schedule your showing today! #IndependenceKY #NewListing #USDAEligible #ZeroDownPossible #NorthernKentuckyRealEstate #MoveInReady
Home Details
Home Type
- Single Family
Year Built
- Built in 1983
Lot Details
- 15,682 Sq Ft Lot
- Wooded Lot
Parking
- Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Tri-Level Property
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,181 Sq Ft Home
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Window Treatments
- Entryway
- Family Room
- Living Room
- Dining Room
- Views of Woods
- Finished Basement
- Walk-Out Basement
- Storage In Attic
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- Patio
Schools
- Whites Tower Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Central Air
- Heat Pump System
- No Utilities
- High Speed Internet
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,254 | $193,800 | $35,000 | $158,800 |
| 2024 | $1,838 | $150,000 | $25,000 | $125,000 |
| 2023 | $1,893 | $150,000 | $25,000 | $125,000 |
| 2022 | $1,957 | $150,000 | $25,000 | $125,000 |
| 2021 | $1,985 | $150,000 | $25,000 | $125,000 |
| 2020 | $1,635 | $119,900 | $20,000 | $99,900 |
| 2019 | $1,639 | $119,900 | $20,000 | $99,900 |
| 2018 | $1,648 | $119,900 | $20,000 | $99,900 |
| 2017 | $1,604 | $119,900 | $20,000 | $99,900 |
| 2015 | $1,553 | $119,900 | $25,000 | $94,900 |
| 2014 | $723 | $90,000 | $25,000 | $65,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/02/2026 07/02/26 | Pending | -- | -- | -- |
| 06/13/2026 06/13/26 | Price Changed | $265,000 | -3.6% | $224 / Sq Ft |
| 06/02/2026 06/02/26 | For Sale | $275,000 | -- | $233 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $150,000 | Lawyers Ttl Of Cincinnati In | |
| Warranty Deed | $150,000 | Lawyers Title | |
| Deed | $119,900 | None Available | |
| Warranty Deed | $58,000 | 360 American Title Svcs Llc | |
| Deed | $73,700 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $122,477 | VA | |
| Previous Owner | $73,965 | FHA |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 643162
APN: 046-40-00-060.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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Ask me questions while you tour the home.