NOT LISTED FOR SALE

820 Gephart Dr Cumberland, MD 21502

Estimated Value: $127,000 - $151,000

3 Beds
1 Bath
1,280 Sq Ft
$106/Sq Ft Est. Value

Last Sold August 26, 2021

Last sale price $108,801 $85 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $791/month

8 Days on Market

Highlights

  • Spa
  • No HOA
  • Dining Room
  • Backs to Trees or Woods
  • Living Room
  • Property is in very good condition

About This Home

As of August 2021

Wow! Updated kitchen, new roof, gutters, downspouts, breaker box , thermostat and security system in 2020 - the list continues to grow in 2021. The updated kitchen leads to a private patio to enjoy the evenings and relax. This 3 bed 1 bath home is complete with a large living room with a recent electric fireplace insert and a bay window with lots of light. The separate dining room boasts a crystal chandelier and also has large windows that abring in lots of light. It even comes with off street parking. Besides being convenient to downtown, I68, schools and shopping this home needs very little maintenance. Check out this great opportunity to purchase!

Last Agent to Sell the Property

Doris Wheeler

Coldwell Banker Premier License #522325 Listed on: 07/11/2021

Coldwell Banker Premier

Last Buyer's Agent

Nathan Lamp

The KW Collective License #WVS230302538

The KW Collective

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,105

Year Built

  • Built in 1919

Lot Details

  • 3,900 Sq Ft Lot
  • Decorative Fence
  • Backs to Trees or Woods
  • Property is in very good condition

Home Design

  • Poured Concrete
  • Stucco

Interior Spaces

  • 1,280 Sq Ft Home
  • Property has 3 Levels
  • Electric Fireplace
  • Living Room
  • Dining Room
  • Alarm System

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Side Basement Entry

Parking

  • 1 Parking Space
  • On-Street Parking

Pool

  • Spa

Utilities

  • Window Unit Cooling System
  • Vented Exhaust Fan
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 96
  • Assessor Parcel Number 0106013384

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,105

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • Home Warranty: No
  • Inclusions: Alarm, built in microwave, 3 ceiling fans, "as is"clothes washer/dryer, dishwasher, exhaust fans, existing wall to wall carpet, fireplace screen doors, "as is" hot tub, refrigerator w/ ice maker, satellite dish, screens, stsove, 2 window units
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1919
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Wow! Updated kitchen, new roof, gutters, downspouts, breaker box , thermostat and security system in 2020 - the list continues to grow in 2021. The updated kitchen leads to a private patio to enjoy the evenings and relax. This 3 bed 1 bath home is complete with a large living room with a recent electric fireplace insert and a bay window with lots of light. The separate dining room boasts a crystal chandelier and also has large windows that abring in lots of light. It even comes with off street parking. Besides being convenient to downtown, I68, schools and shopping this home needs very little maintenance. Check out this great opportunity to purchase!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Stove, Refrigerator, Washer, Water Heater
  • Fireplace Features: Electric
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Bathroom 1
  • Basement: Yes
  • Basement Type: Full, Poured Concrete, Side Entrance
  • Total Sq Ft: 1280
  • Living Area Sq Ft: 1280
  • Price Per Sq Ft: 91.02
  • Above Grade Finished Sq Ft: 1280
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 820

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco
  • Exterior Features: Hot Tub, Sidewalks
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street, On Street
  • Off Street Parking Spaces: 1

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Window Unit(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Electric Alarm
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Decorative
  • Improvement Assessed Value: 73400.00
  • Land Assessed Value: 6800.00
  • Land Use Code: 010
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3900.00
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: RESIDENNTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14912083
  • Tax Annual Amount: 1105.00
  • Assessor Parcel Number: 0106013384
  • Tax Lot: 96
  • Tax Total Finished Sq Ft: 1280
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 08/26/2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2021
Closed on
Aug 25, 2021
Sold by
Collins Lauren Lynn and Collins Vicky Laube
Bought by
Sensabaugh Sheri and Betz Chelsea
Seller's Agent
Doris Wheeler
Coldwell Banker Premier
Buyer's Agent
Nathan Lamp
The KW Collective
List Price
$116,500
Sold Price
$108,801
Premium/Discount to List
-$7,699
-6.61%
Current Estimated Value
$136,050

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,249
Avg. Annual Appreciation
5.72%

Purchase Details

Listed on
Jul 21, 2020
Closed on
Nov 5, 2020
Sold by
Grady Angela F
Bought by
Collins Vicky Laube
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
Ally Litten
Mountainside Home Realty
List Price
$89,900
Sold Price
$84,900
Premium/Discount to List
-$5,000
-5.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.83%
Original Mortgage
$82,066
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 9, 2005
Sold by
Housing Urban Development Sec Of
Bought by
Grady Angela F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,800
Interest Rate
5.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Feb 24, 2005
Sold by
Housing Urban Development Sec Of
Bought by
Grady Angela F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,800
Interest Rate
5.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 1, 2004
Sold by
Miller Dorothy J
Bought by
Housing Urban Development Sec Of and Attn Single Family Property Branch

Purchase Details

Closed on
Oct 17, 1997
Sold by
Brant Nelson and Brant Hilda
Bought by
Miller Dorothy J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sensabaugh Sheri $108,801 None Available
Collins Vicky Laube $84,900 None Available
Grady Angela F $46,000 --
Grady Angela F $46,000 --
Housing Urban Development Sec Of $51,000 --
Miller Dorothy J $50,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Collins Vicky Laube $82,066
Previous Owner Grady Angela F $34,000
Previous Owner Grady Angela F $36,800
Previous Owner Grady Angela F $36,800
Closed Miller Dorothy J --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2021 08/26/21 Sold $108,801 -6.6% $85 / Sq Ft
07/19/2021 07/19/21 Pending -- -- --
07/11/2021 07/11/21 For Sale $116,500 +37.2% $91 / Sq Ft
11/05/2020 11/05/20 Sold $84,900 0.0% $66 / Sq Ft
08/24/2020 08/24/20 Price Changed $84,900 -5.6% $66 / Sq Ft
07/21/2020 07/21/20 For Sale $89,900 -- $70 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $832 $97,400 $0 $0
2024 $832 $88,800 $0 $0
2023 $746 $80,200 $6,800 $73,400
2022 $668 $72,000 $0 $0
2021 $597 $63,800 $0 $0
2020 $516 $55,600 $6,800 $48,800
2019 $519 $55,600 $6,800 $48,800
2018 $524 $55,600 $6,800 $48,800
2017 $581 $61,200 $0 $0
2016 $293 $61,200 $0 $0
2015 $628 $61,200 $0 $0
2014 $628 $65,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2000224

Bright MLS

APN: 06-013384