820 Gephart Dr Cumberland, MD 21502
3
Beds
1
Bath
1,280
Sq Ft
3,900
Sq Ft Lot
Highlights
- Spa
- No HOA
- Dining Room
- Backs to Trees or Woods
- Living Room
- Property is in very good condition
About This Home
As of August 2021Wow! Updated kitchen, new roof, gutters, downspouts, breaker box , thermostat and security system in 2020 - the list continues to grow in 2021. The updated kitchen leads to a private patio to enjoy the evenings and relax. This 3 bed 1 bath home is complete with a large living room with a recent electric fireplace insert and a bay window with lots of light. The separate dining room boasts a crystal chandelier and also has large windows that abring in lots of light. It even comes with off street parking. Besides being convenient to downtown, I68, schools and shopping this home needs very little maintenance. Check out this great opportunity to purchase!
Last Agent to Sell the Property
Coldwell Banker Premier License #522325 Listed on: 07/11/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,105
Year Built
- Built in 1919
Lot Details
- 3,900 Sq Ft Lot
- Decorative Fence
- Backs to Trees or Woods
- Property is in very good condition
Home Design
- Poured Concrete
- Stucco
Interior Spaces
- 1,280 Sq Ft Home
- Property has 3 Levels
- Electric Fireplace
- Living Room
- Dining Room
- Alarm System
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Side Basement Entry
Parking
- 1 Parking Space
- On-Street Parking
Pool
- Spa
Utilities
- Window Unit Cooling System
- Vented Exhaust Fan
- Hot Water Baseboard Heater
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 96
- Assessor Parcel Number 0106013384
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2021
Closed on
Aug 25, 2021
Sold by
Collins Lauren Lynn and Collins Vicky Laube
Bought by
Sensabaugh Sheri and Betz Chelsea
Seller's Agent
Doris Wheeler
Coldwell Banker Premier
Buyer's Agent
Nathan Lamp
The KW Collective
List Price
$116,500
Sold Price
$108,801
Premium/Discount to List
-$7,699
-6.61%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,249
Avg. Annual Appreciation
5.72%
Purchase Details
Listed on
Jul 21, 2020
Closed on
Nov 5, 2020
Sold by
Grady Angela F
Bought by
Collins Vicky Laube
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
Ally Litten
Mountainside Home Realty
List Price
$89,900
Sold Price
$84,900
Premium/Discount to List
-$5,000
-5.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.83%
Original Mortgage
$82,066
Interest Rate
2.8%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 9, 2005
Sold by
Housing Urban Development Sec Of
Bought by
Grady Angela F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,800
Interest Rate
5.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Feb 24, 2005
Sold by
Housing Urban Development Sec Of
Bought by
Grady Angela F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,800
Interest Rate
5.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 1, 2004
Sold by
Miller Dorothy J
Bought by
Housing Urban Development Sec Of and Attn Single Family Property Branch
Purchase Details
Closed on
Oct 17, 1997
Sold by
Brant Nelson and Brant Hilda
Bought by
Miller Dorothy J
Similar Homes in Cumberland, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $108,801 | None Available | |
| Deed | $84,900 | None Available | |
| Deed | $46,000 | -- | |
| Deed | $46,000 | -- | |
| Deed | $51,000 | -- | |
| Deed | $50,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $82,066 | FHA | |
| Previous Owner | $34,000 | Unknown | |
| Previous Owner | $36,800 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $36,800 | Adjustable Rate Mortgage/ARM | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/26/2021 08/26/21 | Sold | $108,801 | -6.6% | $85 / Sq Ft |
| 07/19/2021 07/19/21 | Pending | -- | -- | -- |
| 07/11/2021 07/11/21 | For Sale | $116,500 | +37.2% | $91 / Sq Ft |
| 11/05/2020 11/05/20 | Sold | $84,900 | 0.0% | $66 / Sq Ft |
| 08/24/2020 08/24/20 | Price Changed | $84,900 | -5.6% | $66 / Sq Ft |
| 07/21/2020 07/21/20 | For Sale | $89,900 | -- | $70 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $832 | $97,400 | $0 | $0 |
| 2024 | $832 | $88,800 | $0 | $0 |
| 2023 | $746 | $80,200 | $6,800 | $73,400 |
| 2022 | $668 | $72,000 | $0 | $0 |
| 2021 | $597 | $63,800 | $0 | $0 |
| 2020 | $516 | $55,600 | $6,800 | $48,800 |
| 2019 | $519 | $55,600 | $6,800 | $48,800 |
| 2018 | $524 | $55,600 | $6,800 | $48,800 |
| 2017 | $581 | $61,200 | $0 | $0 |
| 2016 | $293 | $61,200 | $0 | $0 |
| 2015 | $628 | $61,200 | $0 | $0 |
| 2014 | $628 | $65,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Doris Wheeler
Seller's Agent in 2021
Doris Wheeler
Coldwell Banker Premier
(301) 697-9441
35 Total Sales
-
Nathan Lamp
Buyer's Agent in 2021
Nathan Lamp
The KW Collective
(301) 876-0037
81 Total Sales
-
Ally Litten
Seller's Agent in 2020
Ally Litten
Mountainside Home Realty
(301) 268-7504
169 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2000224
APN: 06-013384
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