NOT LISTED FOR SALE

820 Mallard Cove Harrodsburg, KY 40330

Estimated Value: $649,000 - $791,306

4 Beds
4 Baths
3,000 Sq Ft
$240/Sq Ft Est. Value

Last Sold May 02, 2024

Last sale price $799,000 $266 Per Sq Ft

Est. 10% decrease in value since last sale

Current estimated payment $4,325/month

4 Days on Market

Highlights

  • Docks
  • Private Water Access
  • Waterfront
  • Boat Ramp
  • Lake View
  • Contemporary Architecture

About This Home

As of May 2024

Experience the serenity of lakeside living at its finest in this pristine gated community! Wake up to the breathtaking sunrise over Lake Herrington right from your own back deck or private boat dock. In the evenings, unwind on the expansive brick-floored front porch, where you can marvel at the stunning Kentucky sunsets and observe the abundant wildlife in the surrounding countryside.This charming retreat offers endless possibilities for recreation and relaxation. Whether you're swimming, fishing, boating, or simply lounging in a garden hammock, every day feels like a vacation. Entertain friends with waterside parties or enjoy extended stays in this spacious 4-bedroom, 4-bathroom home, complete with a generous second-floor bonus room. In the winter months, cozy up by the fireplace and admire the panoramic views through a wall of windows, or bask in the tranquility of the sunroom overlooking the lake. From the grand book-lined entry hall to the living room's soaring ceiling, every corner of this home exudes warmth and tranquility. Situated on a private road and within a no-wake zone of the lake, privacy and peace await at this serene Kentucky paradise.

Last Agent to Sell the Property

Jennifer Royalty

The Brokerage License #221510 Listed on: 03/28/2024

The Brokerage

Last Buyer's Agent

Mike Inman

Coldwell Banker McMahan License #211578

Coldwell Banker McMahan

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,676

Year Built

  • Built in 1995

Lot Details

  • 1.23 Acre Lot
  • Waterfront

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Off-Street Parking

Property Views

  • Lake
  • Woods

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Dimensional Roof
  • Vinyl Siding

Interior Spaces

  • 3,000 Sq Ft Home
  • 1.5-Story Property
  • Fireplace With Gas Starter
  • Fireplace Features Masonry
  • Entrance Foyer
  • Great Room with Fireplace
  • Bonus Room
  • Attic Floors

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • Private Water Access
  • Property is near a marina
  • Boat Ramp
  • Docks

Schools

  • Mercer Co Elementary And Middle School
  • Mercer Co High School

Utilities

  • Zoned Cooling
  • Air Source Heat Pump
  • Heating System Powered By Leased Propane
  • Propane
  • Septic Tank

Community Details

  • Mallard Cove Subdivision
  • Mandatory home owners association
  • On-Site Maintenance

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,676

Year Built

Built in 1995

Lot Details

0

HOA Fees

$60 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Contemporary
  • Structure Type: House
  • Year Built: 1995
  • Above Grade Finished Sq Ft: 3000.0
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Roof:Dimensional Style: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Water Source:Public: Yes
  • Foundation Details:Block3: Yes
  • Architectural Style:Contemporary: Yes
  • Cooling:Zoned: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Hardwood, Tile, Other
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: No
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter, Great Room, Masonry
  • Fireplace: Yes
  • LivingArea: 3000.0
  • Lot Size Area: 1.23

Exterior Features

  • Roof: Dimensional Style
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • List Price: 799000.0
  • Other Structures: Other
  • View: Lake, Trees/Woods, Water
  • View YN: Yes
  • Water Body Name: Herrington Lake
  • Waterfront: Yes
  • Construction Materials:Vinyl Siding: Yes
  • View:Lake: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Off Street
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Electric, Propane Tank Leased
  • Cooling: Heat Pump, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Utilities: Electricity Connected, Propane Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes
  • Heating:Propane Tank Leased: Yes

Condo/Co-op/Association

  • Association Fee: 60.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Elementary School: Mercer Co
  • High School: Mercer Co
  • Middle or Junior School: Mercer Co

Lot Info

  • Lot Size Acres: 1.23
  • Lot Size Sq Ft: 53579.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2024
Closed on
May 2, 2024
Sold by
Smith Eric John and Smith Miriam Aline
Bought by
Whalen Kyle R and Whalen Mary G
Seller's Agent
Jennifer Royalty
The Brokerage
Buyer's Agent
Mike Inman
Coldwell Banker McMahan
List Price
$799,000
Sold Price
$799,000
Views
24
Current Estimated Value
$720,153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$78,847
Avg. Annual Appreciation
-6.33%
Original Mortgage
$799,000
Outstanding Balance
$787,775
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
-$67,622

Purchase Details

Listed on
Jul 27, 2016
Closed on
May 26, 2017
Sold by
Jonas Thomas W and Jonas Susan B
Bought by
Smith Eric John and Smith Miriam Aline Hester
Seller's Agent
Tom Jonas
Guerrant Real Estate
Buyer's Agent
Jennifer Royalty
Keller Williams Commonwealth
List Price
$475,000
Sold Price
$475,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.78%
Original Mortgage
$424,100
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2006
Sold by
Allison Agnes S
Bought by
Jonas Thomas W and Jonas
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whalen Kyle R $799,000 None Listed On Document
Smith Eric John $475,000 None Available
Jonas Thomas W $35,000 --
Jonas Thomas W $100,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whalen Kyle R $799,000
Previous Owner Smith Eric John $424,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/02/2024 05/02/24 Sold $799,000 0.0% $266 / Sq Ft
04/02/2024 04/02/24 Pending -- -- --
03/28/2024 03/28/24 For Sale $799,000 +68.2% $266 / Sq Ft
05/26/2017 05/26/17 Sold $475,000 0.0% $158 / Sq Ft View Prior Sale
04/07/2017 04/07/17 Pending -- -- --
07/27/2016 07/27/16 For Sale $475,000 -- $158 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,676 $475,000 $50,000 $425,000
2023 $5,729 $475,000 $0 $0
2022 $5,611 $475,000 $0 $0
2021 $5,648 $475,000 $0 $0
2020 $5,624 $475,000 $50,000 $425,000
2019 $5,710 $475,000 $50,000 $425,000
2018 $5,581 $475,000 $0 $0
2017 $4,526 $398,800 $0 $0
2016 $4,443 $398,800 $0 $0
2015 $2,309 $249,200 $50,000 $199,200
2014 $2,309 $249,200 $50,000 $199,200
2010 -- $249,200 $50,000 $199,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 24005264

ImagineMLS (Bluegrass REALTORS®)

APN: 079.50-01023.00