820 Prospect St Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated Value: $298,000 - $338,000
3
Beds
2
Baths
1,964
Sq Ft
$163/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- Heated Sun or Florida Room
- Breakfast Bar
- Wood Flooring
- Detached Garage
- Entrance Foyer
About This Home
As of August 2014STUNNING COLONIAL HOME IS LOCATED IN ELGIN'S POPULAR NORTHEAST END NEIGHBORHOOD! EAT-IN KITCHEN & BATHS ARE UPDATED. NEWER WINDOWS. HARDWOOD FLOORS, ENTRY FOYER W/OPEN STAIRCASE. SPACIOUS LIVING ROOM W/ FIREPLACE, SUN ROOM. FORMAL DINING RM. LARGE BEDROOMS, BASEMENT, GARAGE AND NICE YARD! CLOSE TO TOLLWAY, SCHOOLS, PARKS, FOX RIVER & BIKE TRAILS- SO CHARMING AND WARM- YOU WILL FALL IN LOVE!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,630
Year Built
- 1910
Lot Details
- 9,060
Parking
- Detached Garage
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Stucco Exterior
Interior Spaces
- Decorative Fireplace
- Entrance Foyer
- Heated Sun or Florida Room
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
Kitchen
- Breakfast Bar
- Oven or Range
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 21, 2014
Closed on
Jul 31, 2014
Sold by
Brown Elizabeth M
Bought by
Malcolm Eric G
Seller's Agent
Tamara O'Connor
Premier Living Properties
Buyer's Agent
Nan Gagliano
Brokerocity Inc
List Price
$169,900
Sold Price
$167,500
Premium/Discount to List
-$2,400
-1.41%
Total Days on Market
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$151,817
Avg. Annual Appreciation
6.14%
Original Mortgage
$164,465
Outstanding Balance
$127,851
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$191,466
Purchase Details
Closed on
Oct 20, 2011
Sold by
Sherman Hospital
Bought by
Brown Elizabeth M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,628
Interest Rate
4.02%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Elgin, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Malcolm Eric G | $167,500 | Chicago Title Insurance Co | |
| Brown Elizabeth M | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Malcolm Eric G | $164,465 | |
| Previous Owner | Brown Elizabeth M | $129,628 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/01/2014 08/01/14 | Sold | $167,500 | -1.4% | $85 / Sq Ft |
| 06/22/2014 06/22/14 | Pending | -- | -- | -- |
| 05/21/2014 05/21/14 | For Sale | $169,900 | -- | $87 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,630 | $85,779 | $16,429 | $69,350 |
| 2022 | $6,262 | $78,215 | $14,980 | $63,235 |
| 2021 | $5,989 | $73,125 | $14,005 | $59,120 |
| 2020 | $5,820 | $69,809 | $13,370 | $56,439 |
| 2019 | $5,650 | $66,498 | $12,736 | $53,762 |
| 2018 | $5,264 | $59,243 | $11,998 | $47,245 |
| 2017 | $5,143 | $56,005 | $11,342 | $44,663 |
| 2016 | $4,901 | $51,957 | $10,522 | $41,435 |
| 2015 | -- | $47,623 | $9,644 | $37,979 |
| 2014 | -- | $47,035 | $9,525 | $37,510 |
| 2013 | -- | $48,275 | $9,776 | $38,499 |
Source: Public Records
Agents Affiliated with this Home
-
Tamara O'Connor
Seller's Agent in 2014
Tamara O'Connor
Premier Living Properties
(630) 485-4214
5 in this area
556 Total Sales
-
Amanda Laughlin
Seller Co-Listing Agent in 2014
Amanda Laughlin
Premier Living Properties
(847) 930-6181
1 in this area
75 Total Sales
-
N
Buyer's Agent in 2014
Nan Gagliano
Brokerocity Inc
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08623630
APN: 06-12-157-022
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