NOT LISTED FOR SALE

820 S Cataract Rd Spencer, IN 47460

Estimated Value: $632,000 - $728,385

5 Beds
3.5 Baths
4,480 Sq Ft
$154/Sq Ft Est. Value

Last Sold December 31, 2015

Last sale price $317,500 $71 Per Sq Ft

Est. 118% increase in value since last sale

Current estimated payment $4,077/month

28 Days on Market

Highlights

  • 225 Feet of Waterfront
  • Open Floorplan
  • Dining Room with Fireplace
  • Primary Bedroom Suite
  • Lake Property
  • Contemporary Architecture

About This Home

As of December 2015

Looking for a peaceful retreat on a private lake? This home has a master on the main with great entertaining spaces. This property offers many spectacular views of the lake. Call today for more information.

Last Agent to Sell the Property

Kevin Kirkpatrick

Berkshire Hathaway HomeServices Indiana Realty-Bloomington Listed on: 11/09/2015

Last Buyer's Agent

Sam Dyar

Dyar Real Estate Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,486

Year Built

  • Built in 2000

Lot Details

  • 1.26 Acre Lot
  • 225 Feet of Waterfront
  • Backs to Open Ground
  • Rural Setting
  • Irregular Lot
  • Partially Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Water Views
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Utility Sink
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Suite
  • Double Vanity
  • Garden Bath

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement
  • Block Basement Construction
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Sun Deck
  • Lake Property
  • Lake, Pond or Stream
  • Balcony
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Whole House Permanent Generator
  • Propane
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available

Community Details

  • Community Fire Pit

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 60-07-06-400-230.000-021

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,486

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2000
  • Age: 15
  • Style: One and Half Story
  • Architectural Style: Contemporary
  • Total Number of Rooms: 12
  • Total Number of Rooms Below Grade: 5
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 4
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 1
  • Legal Description: SW SE S6 T11 R3; 1.26A
  • Parcel Number ID: 60-07-06-400-230.000-021
  • Platted: Yes
  • Amenities: Balcony, Breakfast Bar, Cable Ready, Ceiling-9+, Ceiling-Cathedral, Ceiling-Tray, Ceiling Fan(s), Deck on Waterfront, Detector-Smoke, Disposal, Firepit, Foyer Entry, Garage Door Opener, Jet/Garden Tub, Generator-Whole House, Home Warranty Included, Open Floor Plan, Pantry-Walk In, Patio Covered, Porch Covered, Skylight(s), Twin Sink Vanity, Utility Sink, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry, Sump Pump
  • Improvmnts In Last5 Yrs: Yes
  • Location: Lake, Rural
  • Number Below Grade Bedrooms: 1
  • Road Surface: Asphalt
  • Sp Lp Percent: 94.78
  • Special Features: None

Interior Features

  • Total Sq Ft: 4680
  • Total Finished Sq Ft: 4480
  • Above Grade Finished Sq Ft: 2662
  • Below Grade Finished Sq Ft: 1818
  • Below Grade Sq Ft: 200
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Finished
  • Basement Material: Block
  • Number Of Fireplaces: 2
  • Fireplace: Dining Rm, Living/Great Rm, Rec Rm, Wood Burning, Basement, Two
  • Flooring: Hardwood Floors, Carpet, Tile, Vinyl
  • Living Great Room: Dimensions: 19x21, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Dining Room: Dimensions: 12x19, On Level: Main
  • Family Room: Dimensions: 19x21, On Level: Basement
  • Den: Dimensions: 10x12, On Level: Main
  • Recreation Room: Dimensions: 17x19, On Level: Basement
  • Extra Room: Play Room, Dimensions: 12x12, On Level: Basement
  • Bedroom 1: Dimensions: 14x17, On Level: Main
  • Bedroom 2: Dimensions: 11x16, On Level: Upper
  • Bedroom 3: Dimensions: 11x15, On Level: Upper
  • Bedroom 4: Dimensions: 17x12, On Level: Upper
  • Bedroom 5: Dimensions: 12x12, On Level: Basement
  • Other Room1: Storage, Dimensions: 12x18, On Level: Basement
  • Main Level Sq Ft: 2018
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 2018

Exterior Features

  • Exterior: Brick
  • Roof Material: Shingle
  • Outbuilding1: None
  • Lake Type: Non Ski Lake
  • Water Frontage: 225
  • Water Name: Cataract Lake

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x29
  • Garage Sq Ft: 754

Utilities

  • Cooling: Central Air
  • Heating Fuel: Propane, Forced Air, Propane Tank Owned
  • Sewer: Septic
  • Water Utilities: Well
  • Electric Company: South Central REMC
  • Laundry: Dimensions: 8xMain, On Level: 9
  • Water Type: Lake
  • Well Type: Private

Schools

  • School District: Spencer-Owen Community Schools
  • Elementary School: Gosport
  • Middle School: Owen Valley
  • High School: Owen Valley

Lot Info

  • Lot Description: Irregular, Partially Wooded, Waterfront, Lake, Water View, Waterfront-Medium Bank
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 54886
  • Estimated Lot Size Acres: 1.26

Tax Info

  • Annual Taxes: 5485.78

Multi Family

  • Water Access: Frontage Lot

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2015
Closed on
Dec 31, 2015
Sold by
Kelley Elizabeth L
Bought by
Lacoursiere Darin T and Lacoursiere Laurie S
Seller's Agent
Kevin Kirkpatrick
Berkshire Hathaway HomeServices Indiana Realty-Bloomington
Buyer's Agent
Sam Dyar
Dyar Real Estate Inc
List Price
$335,000
Sold Price
$317,500
Premium/Discount to List
-$17,500
-5.22%
Current Estimated Value
$692,128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$374,628
Avg. Annual Appreciation
7.89%
Original Mortgage
$301,625
Interest Rate
3.92%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lacoursiere Darin T -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lacoursiere Darin T $125,000
Open Lacoursiere Darin T $270,000
Closed Lacoursiere Darin T $281,800
Closed Lacoursiere Darin T $301,625
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/31/2015 12/31/15 Sold $317,500 -5.2% $71 / Sq Ft
12/07/2015 12/07/15 Pending -- -- --
11/09/2015 11/09/15 For Sale $335,000 -- $75 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,066 $596,200 $31,100 $565,100
2023 $5,044 $560,800 $31,100 $529,700
2022 $5,141 $527,800 $31,100 $496,700
2021 $3,662 $361,600 $31,100 $330,500
2020 $3,631 $357,800 $29,100 $328,700
2019 $3,335 $332,600 $16,500 $316,100
2018 $3,192 $318,600 $16,500 $302,100
2017 $3,160 $315,500 $16,500 $299,000
2016 $3,193 $318,800 $16,500 $302,300
2014 $5,486 $283,400 $16,500 $266,900
2013 -- $272,400 $16,500 $255,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201551997

Indiana Regional MLS

APN: 60-07-06-400-230.000-021