821 S Charles St Baltimore, MD 21230
Riverside Neighborhood
3
Beds
2
Baths
1,580
Sq Ft
1875
Built
Highlights
- Open Floorplan
- Wood Flooring
- Eat-In Kitchen
- Federal Architecture
- No HOA
- 3-minute walk to Hill Street Park
About This Home
As of May 2025Discover the perfect blend of historic charm and modern convenience in this spacious 3-bedroom, 2-bathroom home, nestled in the heart of historic Federal Hill! Featuring 3 bedrooms (above grade), a large eat-in kitchen, and a finished lower-level, perfect for a home office or gym! Enjoy beautiful city views from your private deck off the third level—ideal for relaxing or entertaining. You will love the character of high ceilings, crown molding and built-in bookshelves. With new carpet and fresh interior/exterior paint, this home is truly move-in ready! Located just moments from Federal Hill’s vibrant attractions (i.e. Cross Street Market, restaurants and more), Camden Yards and M&T stadiums, UMMC, the Inner Harbor, I-95, 295 and Camden Station, this is city living at its finest. Don’t miss this incredible opportunity—schedule your showing today!
Last Agent to Sell the Property
Cummings & Co. Realtors License #599446 Listed on: 04/04/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $7,469
Year Built
- Built in 1875
Lot Details
- Back Yard Fenced
Parking
- On-Street Parking
Home Design
- Federal Architecture
- Brick Exterior Construction
- Brick Foundation
Interior Spaces
- Property has 4 Levels
- Open Floorplan
- Ceiling Fan
- Family Room
- Living Room
- Dining Room
- Wood Flooring
- Eat-In Kitchen
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
Finished Basement
- Connecting Stairway
- Laundry in Basement
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Federal Hill Historic District Subdivision
Listing and Financial Details
- Tax Lot 067
- Assessor Parcel Number 0322100905 067
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 4, 2025
Closed on
May 15, 2025
Sold by
Gonzalez David and Gonzalez Rosanna
Bought by
Spindelman Erica and Dussman Shannon
Seller's Agent
Jennifer Hansson
Cummings & Co. Realtors
Buyer's Agent
Noah Young
Keller Williams Legacy
List Price
$295,000
Sold Price
$299,000
Premium/Discount to List
$4,000
1.36%
Views
163
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.72%
Original Mortgage
$293,584
Outstanding Balance
$293,334
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$18,737
Purchase Details
Closed on
Aug 18, 2011
Sold by
Nemergut Michael E
Bought by
Gonzalez David and Gonzalez Rosanna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,600
Interest Rate
4.51%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 16, 2011
Sold by
Nemergut Michael E and Brownawell Amy M
Bought by
Gonzalez David and Gonzalez Rosanna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,600
Interest Rate
4.51%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 19, 2003
Sold by
Decosta Eric M
Bought by
Nemergut Michael E and Brownawell Amy M
Purchase Details
Closed on
May 25, 2000
Sold by
Safir Ellen F
Bought by
Decosta Eric M
Purchase Details
Closed on
Jul 19, 1994
Sold by
Hewitt Sharon E
Bought by
Safir Ellen F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
8.51%
Similar Homes in Baltimore, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $299,000 | Certified Title | |
| Deed | $247,000 | -- | |
| Deed | $247,000 | -- | |
| Deed | $247,000 | Continental Title Group | |
| Deed | $275,500 | -- | |
| Deed | $169,000 | -- | |
| Deed | $120,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $293,584 | FHA | |
| Previous Owner | $197,600 | New Conventional | |
| Previous Owner | $197,600 | New Conventional | |
| Previous Owner | $114,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $299,000 | +1.4% | $189 / Sq Ft |
| 04/07/2025 04/07/25 | Pending | -- | -- | -- |
| 04/04/2025 04/04/25 | For Sale | $295,000 | -- | $187 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,434 | $316,500 | $0 | $0 |
| 2023 | $7,011 | $298,500 | $160,000 | $138,500 |
| 2022 | $7,044 | $298,467 | $0 | $0 |
| 2021 | $7,043 | $298,433 | $0 | $0 |
| 2020 | $6,651 | $298,400 | $160,000 | $138,400 |
| 2019 | $6,618 | $298,400 | $160,000 | $138,400 |
| 2018 | $6,696 | $298,400 | $160,000 | $138,400 |
| 2017 | $6,858 | $303,900 | $0 | $0 |
| 2016 | $4,930 | $284,933 | $0 | $0 |
| 2015 | $4,930 | $265,967 | $0 | $0 |
| 2014 | $4,930 | $247,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Hansson
Seller's Agent in 2025
Jennifer Hansson
Cummings & Co Realtors
(410) 493-2635
16 in this area
74 Total Sales
-
Eric Figurelle
Seller Co-Listing Agent in 2025
Eric Figurelle
Cummings & Co Realtors
(410) 952-5099
125 in this area
279 Total Sales
-
Noah Young
N
Buyer's Agent in 2025
Noah Young
Keller Williams Legacy
1 in this area
6 Total Sales
Map
Source: Bright MLS
MLS Number: MDBA2161398
APN: 0905-067
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