NOT LISTED FOR SALE

821 S Charles St Baltimore, MD 21230

Federal Hill Neighborhood

Estimated Value: $319,000 - $322,478

3 Beds
2 Baths
1,580 Sq Ft
$203/Sq Ft Est. Value

Sale Details

Date Sold: May 23, 2025

Last sale price $299,000 $189 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,356 / mo

2 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • Eat-In Kitchen
  • Federal Architecture
  • No HOA
  • 3-minute walk to Hill Street Park

About This Home

As of May 2025

Discover the perfect blend of historic charm and modern convenience in this spacious 3-bedroom, 2-bathroom home, nestled in the heart of historic Federal Hill! Featuring 3 bedrooms (above grade), a large eat-in kitchen, and a finished lower-level, perfect for a home office or gym! Enjoy beautiful city views from your private deck off the third level—ideal for relaxing or entertaining. You will love the character of high ceilings, crown molding and built-in bookshelves. With new carpet and fresh interior/exterior paint, this home is truly move-in ready! Located just moments from Federal Hill’s vibrant attractions (i.e. Cross Street Market, restaurants and more), Camden Yards and M&T stadiums, UMMC, the Inner Harbor, I-95, 295 and Camden Station, this is city living at its finest. Don’t miss this incredible opportunity—schedule your showing today!

Last Agent to Sell the Property

Jennifer Hansson

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #599446 Listed on: 04/04/2025

Cummings & Co. Realtors

Co-Listed By

Eric Figurelle

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors License #532638

Last Buyer's Agent

Noah Young

(443) 660-9229 noah@kimbarton.net Keller Williams Legacy License #5016510

Keller Williams Legacy

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,469

Year Built

  • Built in 1875

Lot Details

  • Back Yard Fenced

Parking

  • On-Street Parking

Home Design

  • Federal Architecture
  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • Property has 4 Levels
  • Open Floorplan
  • Ceiling Fan
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Connecting Stairway
  • Laundry in Basement

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Federal Hill Historic District Subdivision

Listing and Financial Details

  • Tax Lot 067
  • Assessor Parcel Number 0322100905 067

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,469

Year Built

Built in 1875

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 2025-04-04
  • Year Built: 1875
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Kitchen - Table Space, Wood Floors, Floor Plan - Open
  • Fireplace: No
  • Foundation Details: Brick/Mortar
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 1620
  • Living Area Sq Ft: 1580
  • Price Per Sq Ft: 273.15
  • Above Grade Finished Sq Ft: 1080
  • Below Grade Finished Sq Ft: 500
  • Below Grade Sq Ft: 40
  • Total Below Grade Sq Ft: 540
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Street Lights
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central, Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear
  • Lot Size Units: Square Feet
  • Zoning: R-8
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7469.00
  • Assessor Parcel Number: 0322100905 067
  • Tax Lot: 067
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 15, 2025
Sold by
Gonzalez David and Gonzalez Rosanna
Bought by
Spindelman Erica and Dussman Shannon
Seller's Agent
Jennifer Hansson
Cummings & Co. Realtors
Buyer's Agent
Noah Young
Keller Williams Legacy
List Price
$295,000
Sold Price
$299,000
Premium/Discount to List
$4,000
1.36%
Views
163
Current Estimated Value
$320,739

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,739
Avg. Annual Appreciation
7.27%
Original Mortgage
$293,584
Outstanding Balance
$292,576
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$28,163

Purchase Details

Closed on
Aug 18, 2011
Sold by
Nemergut Michael E
Bought by
Gonzalez David and Gonzalez Rosanna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,600
Interest Rate
4.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2011
Sold by
Nemergut Michael E and Brownawell Amy M
Bought by
Gonzalez David and Gonzalez Rosanna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,600
Interest Rate
4.51%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 2003
Sold by
Decosta Eric M
Bought by
Nemergut Michael E and Brownawell Amy M

Purchase Details

Closed on
May 25, 2000
Sold by
Safir Ellen F
Bought by
Decosta Eric M

Purchase Details

Closed on
Jul 19, 1994
Sold by
Hewitt Sharon E
Bought by
Safir Ellen F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,000
Interest Rate
8.51%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Spindelman Erica $299,000 Certified Title
Spindelman Erica $299,000 Certified Title
Gonzalez David $247,000 --
Gonzalez David $247,000 --
Gonzalez David $247,000 Continental Title Group
Nemergut Michael E $275,500 --
Decosta Eric M $169,000 --
Safir Ellen F $120,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Spindelman Erica $293,584
Closed Spindelman Erica $293,584
Previous Owner Gonzalez David $197,600
Previous Owner Gonzalez David $197,600
Previous Owner Safir Ellen F $114,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/23/2025 05/23/25 Sold $299,000 +1.4% $189 / Sq Ft
04/07/2025 04/07/25 Pending -- -- --
04/04/2025 04/04/25 For Sale $295,000 -- $187 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,434 $334,500 -- --
2024 $7,434 $316,500 -- --
2023 $7,011 $298,500 $160,000 $138,500
2022 $7,044 $298,467 $0 $0
2021 $7,043 $298,433 $0 $0
2020 $6,651 $298,400 $160,000 $138,400
2019 $6,618 $298,400 $160,000 $138,400
2018 $6,696 $298,400 $160,000 $138,400
2017 $6,858 $303,900 $0 $0
2016 $4,930 $284,933 $0 $0
2015 $4,930 $265,967 $0 $0
2014 $4,930 $247,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jennifer Hansson

    Seller's Agent in 2025

    Jennifer Hansson

    Cummings & Co Realtors

    (410) 493-2635

    1 in this area

    66 Total Sales

    Jennifer Hansson
    Section Image
  • Eric Figurelle

    Seller Co-Listing Agent in 2025

    Eric Figurelle

    Cummings & Co Realtors

    (410) 952-5099

    16 in this area

    223 Total Sales

    Eric Figurelle
    Section Image

  • N

    Buyer's Agent in 2025

    Noah Young

    Keller Williams Legacy

    1 in this area

    15 Total Sales

    Noah Young
    Section Image
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Map

Source: Bright MLS

MLS Number: MDBA2161398

Bright MLS

APN: 0905-067

Maryland Baltimore City County Baltimore 21230 Federal Hill

821 S Charles St, Baltimore, MD

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