Seller's Agent in 2025
Seamus O'neill
SOUTHERN WAY REALTY, INC.
(850) 260-5851
507 Total Sales
822 8th St Chipley, FL 32428
Estimated Value: $224,000 - $252,203
3
Beds
1.5
Baths
1,348
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- 1.41 Acre Lot
- No HOA
- Living Room
- Country Style Home
- Patio
- Central Heating and Cooling System
About This Home
As of September 2025Welcome to this beautifully maintained 3 bedroom, 1.5 bath home in the heart of Chipley, offering stunning curb appeal and a rare 2.19± acre lot. From the moment you arrive, you'll be drawn in by the lush, landscaped yard and charming exterior. Inside, the home features an open concept living, dining, and kitchen area with beautiful vinyl plank flooring. The kitchen offers painted cabinetry, a convenient breakfast bar, and flows seamlessly into the spacious living room with a cozy wood-burning fireplace. A 12x14 Florida room provides the perfect space to relax or entertain year-round. The oversized laundry room includes a half bath and extra storage space. Outdoor living is just as impressive with an open patio ideal for grilling or gatherings, and an attached 2-vehicle carport for added convenience. Located just minutes from restaurants, shopping, and the hospital, this home offers the perfect blend of space, style, and location.
Last Agent to Sell the Property
SOUTHERN WAY REALTY, INC. License #3249238 Listed on: 07/13/2025
Last Buyer's Agent
SEAMUS O'Neill
Bay County - Unknown Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $898
Year Built
- Built in 1979
Lot Details
- 1.41 Acre Lot
- Lot Dimensions are 152x408x143x392
Home Design
- Country Style Home
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Composition Roof
Interior Spaces
- Living Room
- Dining Room
- Electric Range
Bedrooms and Bathrooms
- 3 Bedrooms
Additional Features
- Patio
- Central Heating and Cooling System
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2025
Closed on
Sep 19, 2025
Sold by
Bought by
Seller's Agent
Seamus O'neill
SOUTHERN WAY REALTY, INC.
Buyer's Agent
SEAMUS O'Neill
Bay County - Unknown Office
List Price
$249,999
Sold Price
$242,500
Premium/Discount to List
-$7,499
-3%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,449
Avg. Annual Appreciation
-1.34%
Original Mortgage
$238,107
Outstanding Balance
$237,897
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$2,154
Purchase Details
Closed on
Feb 2, 2020
Sold by
Bought by
Purchase Details
Closed on
Apr 11, 2017
Sold by
Bought by
Purchase Details
Closed on
May 23, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,250
Interest Rate
3.66%
Mortgage Type
Commercial
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $242,500 | Florida Land Title & Trust | ||
| -- | None Available | ||
| -- | Attorney | ||
| $140,400 | First Intl Title Lighthouse |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $238,107 | ||
| Previous Owner | $140,250 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $242,500 | -3.0% | $180 / Sq Ft | |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- | |
| 07/13/2025 07/13/25 | For Sale | $249,999 | +167.4% | $185 / Sq Ft | |
| 06/20/2022 06/20/22 | Off Market | $93,500 | -- | -- | |
| 04/01/2015 04/01/15 | Sold | $93,500 | -14.9% | $67 / Sq Ft | View Prior Sale |
| 03/13/2015 03/13/15 | Pending | -- | -- | -- | |
| 06/17/2014 06/17/14 | For Sale | $109,900 | -- | $79 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $964 | $90,366 | -- | -- |
| 2024 | $898 | $87,819 | -- | -- |
| 2023 | $856 | $85,261 | $0 | $0 |
| 2022 | $811 | $82,778 | $0 | $0 |
| 2021 | $781 | $80,367 | $0 | $0 |
| 2020 | $763 | $79,257 | $0 | $0 |
| 2019 | $748 | $77,475 | $0 | $0 |
| 2018 | $738 | $76,030 | $11,325 | $64,705 |
| 2017 | $753 | $75,591 | $11,325 | $64,266 |
| 2016 | $753 | $74,818 | $0 | $0 |
| 2015 | $1,435 | $60,912 | $0 | $0 |
| 2014 | -- | $55,564 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seamus O'neill
-
Cindy Birge
Seller's Agent in 2015
Cindy Birge
Elite Realty
(850) 258-9442
413 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 776193
APN: 00000000-00-2085-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
Nearby Homes
- 897 S 8th St
- 000 S 8th St
- 1138 Main St
- 815 5th St
- 0000 Kelvin St
- 1867 S 6th Ave
- 1153 Main St
- 0 Main St Unit MFRO6291020
- 0 Main St Unit 711421
- 3831 Florida 77
- 6695 Florida 77
- 5750 Florida 77
- 0 Dellbrook Dr Unit 26285336
- 768 3rd St
- 1/2 Lot 75 Pecan St
- 896 Main St
- 794 2nd St
- 872 1st St
- 0 Carlisle Rd
- 1331 Main St
Your Personal Tour Guide
Ask me questions while you tour the home.