NOT LISTED FOR SALE

823 Coldwater Creek Cir Niceville, FL 32578

Estimated Value: $818,000 - $892,000

4 Beds
3 Baths
3,439 Sq Ft
$247/Sq Ft Est. Value

Last Sold April 30, 2021

Last sale price $665,500 $194 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $4,565/month

2 Days on Market

Highlights

  • Fishing
  • Deck
  • Newly Painted Property
  • Lula J. Edge Elementary School Rated A-
  • Contemporary Architecture
  • Wood Flooring

About This Home

As of April 2021

This is a must see home in Swift Creek. Architectural details abound throughout this executive home, to include 12' ceilings, arches, decorative columns, bull nose corners, trayed and coffered ceilings, and crown molding throughout. There is an large Great Room with an expansive built in entertainment feature enhanced with coffered ceilings. Kitchen details include solid maple cabinets with granite counter tops, stainless steel appliances, pendant lights above the large breakfast bar and movable kitchen island. Oversized Master Bedroom (24x16) with coffered ceilings. Master bath includes a Spa like master bath, with whirlpool tub, separate shower, dual sinks and two walk-in closets. There are three wings in the home, so you can have a guest suite, kids suite and master suite area. Home has no carpet and features, 4 bedrooms, plus an office and a formal dining room as well as a Large Florida room across the back of the home which is heated and cooled. Out back is a wood deck with trellis, and beautifully landscaped yard. For peace of mind sellers have a termite bond with Bryan Pest Control. If you are looking for elegance, large living space and the ultimate in living in Swift Creek and it's amenities, then this home is for you.

Last Agent to Sell the Property

Cathy Alley

Berkshire Hathaway HomeServices PenFed Realty License #619820 Listed on: 03/23/2021

Berkshire Hathaway HomeServices PenFed Realty

Co-Listed By

Tiffany Hedges

Berkshire Hathaway HomeServices PenFed Realty License #3399326

Last Buyer's Agent

Matthew Connell

ERA American Real Estate License #3486770

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,795

Year Built

  • Built in 2007

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 91x159x91x143
  • Property fronts an easement
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Property is zoned City, Resid Single Family

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Newly Painted Property
  • Exterior Columns
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Composition Shingle Roof
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 3,439 Sq Ft Home
  • 1-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Great Room
  • Family Room
  • Dining Room
  • Home Office
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Deck
  • Porch

Schools

  • Edge Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 04-1S-22-4404-0000-0660

Community Details

Overview

  • Association fees include accounting, land recreation, management, recreational faclty
  • Swift Creek Ph 4 Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,795

Year Built

Built in 2007

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.32
  • Lot Size: 91X159X91X143
  • Road Frontage Type: City Street, Easement
  • Road Surface Type: Paved
  • Co List Office Mls Id: EPN1
  • Co List Office Phone: 850-729-0176
  • Subdivision Name: SWIFT CREEK PH 4
  • Directions: Take 285 North and use the first Swift Creek entrance, turn right on Roaring Creek Way. Turn left onto Coldwater Creek Circle home will be on the right
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2007
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Rooms:Laundry2: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Great Room: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Rooms:Office2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace 2+, Fireplace Gas, Floor Hardwood, Floor Tile, Floor WW Carpet, Kitchen Island, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Newly Painted: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Level
  • Pool Features: Pool Type
  • Construction Type: Brick, Frame, Roof Dimensional Shg, Slab, Stucco, Trim Vinyl
  • Exterior Features: Columns, Deck Open, Fenced Back Yard, Fenced Lot-All, Fenced Privacy, Porch, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Columns: Yes
  • Exterior:Fenced Lot-All: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Oversized
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Community Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis
  • Association #2 Fee: 250.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Management, Recreational Faclty

Schools

  • Elementary School: Edge
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 13939.2
  • Parcel #: 04-1S-22-4404-0000-0660
  • Zoning: City, Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6795.14
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2021
Closed on
Apr 30, 2021
Sold by
Gradaille Joshua A and Varela Gradaille Rosimar
Bought by
Sawyer John Lynford and Sawyer Linda
Seller's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Matthew Connell
ERA American Real Estate
List Price
$665,500
Sold Price
$665,500
Current Estimated Value
$847,782

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$182,282
Avg. Annual Appreciation
5.58%
Original Mortgage
$532,400
Outstanding Balance
$482,487
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$365,295

Purchase Details

Listed on
Jan 20, 2015
Closed on
Jun 9, 2015
Sold by
Monahan Christopher P and Clark Ann L
Bought by
Gradaille Joshua A and Varela Gradaille Rosimar
Seller's Agent
Cathy Alley
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Polly McMillan
The Property Group 850 Inc
List Price
$498,000
Sold Price
$498,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.04%
Original Mortgage
$480,196
Interest Rate
3.79%
Mortgage Type
VA

Purchase Details

Closed on
Aug 29, 2008
Sold by
Koch William A and Koch Misty D
Bought by
Monahan Christopher P and Clark Ann L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,900
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 1, 2006
Sold by
Frederic Michael S and Frederic Lisa M
Bought by
Koch William A and Koch Misty D

Purchase Details

Closed on
Nov 4, 2002
Sold by
Ruckel Properties Inc
Bought by
Frederic Michael S and Frederic Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sawyer John Lynford $665,500 Old South Land Title
Gradaille Joshua A $498,000 Old South Land Title
Monahan Christopher P $499,900 Panhandle Title Inc
Koch William A $215,000 Old South Land Title Company
Frederic Michael S $69,000 Old South Land Title Co Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sawyer John Lynford $532,400
Previous Owner Gradaille Joshua A $480,196
Previous Owner Monahan Christopher P $249,900
Previous Owner Frederic Michael S $55,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2021 04/30/21 Sold $665,500 0.0% $194 / Sq Ft
03/25/2021 03/25/21 Pending -- -- --
03/23/2021 03/23/21 For Sale $665,500 0.0% $194 / Sq Ft
08/06/2018 08/06/18 Rented $2,750 0.0% --
08/06/2018 08/06/18 Under Contract -- -- --
08/03/2018 08/03/18 For Rent $2,750 0.0% --
06/09/2015 06/09/15 Sold $498,000 0.0% $145 / Sq Ft View Prior Sale
05/08/2015 05/08/15 Pending -- -- --
01/20/2015 01/20/15 For Sale $498,000 -- $145 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $702,275 $141,764 $560,511
2023 $0 $698,776 $0 $0
2022 $0 $678,423 $133,676 $544,747
2021 $7,278 $538,990 $116,240 $422,750
2020 $6,795 $499,756 $115,089 $384,667
2019 $6,523 $473,700 $115,089 $358,611
2018 $6,502 $466,876 $0 $0
2017 $6,399 $452,089 $0 $0
2016 $6,178 $438,939 $0 $0
2015 $5,438 $413,830 $0 $0
2014 -- $410,546 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 867459

Emerald Coast Association of REALTORS®

APN: 04-1S-22-4404-0000-0660