Seller's Agent in 2020
Angela Judd-Uram
Coldwell Banker Brown Realtors
(618) 917-0508
312 Total Sales
823 Ridge Rd Waterloo, IL 62298
Estimated Value: $558,000 - $670,000
5
Beds
4.5
Baths
5,138
Sq Ft
$117/Sq Ft
Est. Value
Highlights
- Water Views
- Golf Club
- Primary Bedroom Suite
- Rogers Elementary School Rated A-
- Home Theater
- Open Floorplan
About This Home
As of November 2020Absolutely exquisite luxury home in Waterloo nestled on almost a half-acre lot overlooking the golf course's pond. English accents flow about in this sprawling upscale ranch home. This home would be $725K to rebuild today. Seller relocating and has priced it to SELL! 3 Fireplaces accent this home, one in the Great Room/Hearth room, one in the luxurious Master Bedroom, and one on the lower level. If you need extra space for guests or In-Law quarters this one has it and so much more. Open floor plan, marble, hardwoods, floor to ceiling cherry cabinetry, island with center cooktop, lots of cabinets - ideal for display cooking. A chef's dream with the kitchen set on a pedestal layout. Have your morning coffee out on the composite deck overlooking your terraced courtyard. This home has every person's dream layout. Spacious bedrooms, bathrooms, formal dining rm, media rm, yoga room, fam/rec room w/wet bar, walk out basement, and 3 car garage. Seller may give credit for driveway.
Last Agent to Sell the Property
Coldwell Banker Brown Realtors License #475.154689 Listed on: 08/31/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,258
Year Built
- Built in 2002
Lot Details
- 0.49 Acre Lot
- Lot Dimensions are 130'x163'x130'x166'
- Level Lot
- Backs to Trees or Woods
Parking
- 3 Car Attached Garage
- Side or Rear Entrance to Parking
Home Design
- Ranch Style House
- English Architecture
- Brick or Stone Mason
Interior Spaces
- Open Floorplan
- Wet Bar
- Built In Speakers
- Built-in Bookshelves
- Historic or Period Millwork
- Coffered Ceiling
- Cathedral Ceiling
- Ceiling Fan
- 3 Fireplaces
- Wood Burning Fireplace
- Fireplace in Hearth Room
- Gas Fireplace
- Insulated Windows
- Tilt-In Windows
- French Doors
- Six Panel Doors
- Panel Doors
- Great Room
- Family Room
- Breakfast Room
- Formal Dining Room
- Home Theater
- Library
- Bonus Room
- Game Room
- Lower Floor Utility Room
- Utility Room
- Water Views
Kitchen
- Hearth Room
- Breakfast Bar
- Double Oven
- Grill
- Gas Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
- Built-In or Custom Kitchen Cabinets
Bedrooms and Bathrooms
- 5 Bedrooms | 3 Main Level Bedrooms
- Fireplace in Primary Bedroom Retreat
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- Dual Vanity Sinks in Primary Bathroom
- Whirlpool Tub and Separate Shower in Primary Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- 9 Foot Basement Ceiling Height
- Sump Pump
- Fireplace in Basement
- Finished Basement Bathroom
- Basement Window Egress
Home Security
- Security System Owned
- Fire and Smoke Detector
Accessible Home Design
- Doors with lever handles
Outdoor Features
- Lake, Pond or Stream
- Deck
- Covered Patio or Porch
- Built-In Barbecue
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Underground Utilities
- Gas Water Heater
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 08-20-317-006-000
Community Details
Amenities
- Clubhouse
- Workshop Area
Recreation
- Golf Club
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 31, 2020
Closed on
Nov 20, 2020
Sold by
Hlina Family Trust
Bought by
Coy Andrew R and Coy Samantha E
Seller's Agent
Angela Judd-Uram
Coldwell Banker Brown Realtors
Buyer's Agent
Angela Laskowski
RE/MAX Preferred
List Price
$445,900
Sold Price
$452,000
Premium/Discount to List
$6,100
1.37%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$150,560
Avg. Annual Appreciation
6.01%
Original Mortgage
$429,400
Outstanding Balance
$382,105
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$220,455
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Coy Andrew R | $452,000 | Monroe County Title Company |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Coy Andrew R | $429,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/20/2020 11/20/20 | Sold | $452,000 | +1.4% | $88 / Sq Ft |
| 09/03/2020 09/03/20 | Pending | -- | -- | -- |
| 08/31/2020 08/31/20 | For Sale | $445,900 | -- | $87 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,258 | $179,305 | $17,584 | $161,721 |
| 2023 | $8,866 | $147,280 | $16,150 | $131,130 |
| 2022 | $8,702 | $142,540 | $16,290 | $126,250 |
| 2021 | $8,300 | $133,440 | $13,800 | $119,640 |
| 2020 | $7,786 | $127,460 | $13,800 | $113,660 |
| 2019 | $7,687 | $124,600 | $13,800 | $110,800 |
| 2018 | $7,671 | $121,000 | $13,380 | $107,620 |
| 2017 | $7,442 | $123,178 | $13,621 | $109,557 |
| 2016 | $0 | $121,000 | $13,380 | $107,620 |
| 2015 | $7,630 | $121,000 | $13,380 | $107,620 |
| 2014 | $7,343 | $121,000 | $13,380 | $107,620 |
| 2012 | -- | $121,580 | $15,340 | $106,240 |
Source: Public Records
Agents Affiliated with this Home
-
Angela Judd-Uram
-
Angela Laskowski
Buyer's Agent in 2020
Angela Laskowski
RE/MAX Preferred
(618) 550-9060
188 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS20063692
APN: 08-20-317-006-000
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