823 Ridge Rd Waterloo, IL 62298
Waterloo AreaEstimated payment $4,277/month
Highlights
- Golf Course View
- Open Floorplan
- Deck
- Rogers Elementary School Rated A-
- Fireplace in Bedroom
- Ranch Style House
About This Home
Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,258
Year Built
- Built in 2002 | Remodeled
Lot Details
- 21,344 Sq Ft Lot
- Landscaped
- Level Lot
- Front Yard
Parking
- 3 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Open Floorplan
- Wet Bar
- Built-In Features
- Historic or Period Millwork
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Gas Log Fireplace
- Entrance Foyer
- Living Room with Fireplace
- 3 Fireplaces
- Breakfast Room
- Workshop
- Golf Course Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Built-In Oven
- Free-Standing Electric Oven
- Free-Standing Electric Range
- Microwave
- Bosch Dishwasher
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Bedroom
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Location
- Property is near golf course
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Single-Phase Power
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 08-20-317-006-000
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,258 | $179,305 | $17,584 | $161,721 |
| 2023 | $8,866 | $147,280 | $16,150 | $131,130 |
| 2022 | $8,702 | $142,540 | $16,290 | $126,250 |
| 2021 | $8,300 | $133,440 | $13,800 | $119,640 |
| 2020 | $7,786 | $127,460 | $13,800 | $113,660 |
| 2019 | $7,687 | $124,600 | $13,800 | $110,800 |
| 2018 | $7,671 | $121,000 | $13,380 | $107,620 |
| 2017 | $7,442 | $123,178 | $13,621 | $109,557 |
| 2016 | $0 | $121,000 | $13,380 | $107,620 |
| 2015 | $7,630 | $121,000 | $13,380 | $107,620 |
| 2014 | $7,343 | $121,000 | $13,380 | $107,620 |
| 2012 | -- | $121,580 | $15,340 | $106,240 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/17/2026 07/17/26 | Price Changed | $629,900 | -1.1% | $123 / Sq Ft | |
| 05/19/2026 05/19/26 | For Sale | $637,000 | +40.9% | $124 / Sq Ft | |
| 11/20/2020 11/20/20 | Sold | $452,000 | +1.4% | $88 / Sq Ft | View Prior Sale |
| 09/03/2020 09/03/20 | Pending | -- | -- | -- | |
| 08/31/2020 08/31/20 | For Sale | $445,900 | -- | $87 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Trustee Deed | $452,000 | Monroe County Title Company |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $429,400 | New Conventional |
Source: MARIS MLS
MLS Number: MIS26031303
APN: 08-20-317-006-000
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Ask me questions while you tour the home.