823 Ridge Rd Waterloo, IL 62298
Estimated payment $4,236/month
Highlights
- Golf Course View
- Open Floorplan
- Deck
- Rogers Elementary School Rated A-
- Fireplace in Bedroom
- Ranch Style House
About This Home
Why wait to build when this exceptional estate style home is ready now? Perfectly positioned adjacent to Mystic Oak Golf Course in one of Waterloo’s most sought-after communities, this stunning 5,100+ square foot custom home with 2x6 walls delivers the lifestyle buyers dream about—without the wait, stress, or added expense of new construction. From the moment you arrive, the beautifully manicured grounds, stately curb appeal, and oversized 3-car garage set the tone. Inside, elevated design meets everyday comfort with white oak engineered hardwood flooring, custom millwork, soaring spaces, and seamless entertaining flow. The heart of the home is a spacious chef’s kitchen with abundant custom cabinetry, expansive granite surfaces, center island, and effortless connection to gathering spaces and outdoor living. The private primary retreat is a true escape featuring its own sitting area with fireplace, deck access, and a spa-worthy bath with heated floors, dramatic walk-in dual shower, quartz vanities, and an indulgent 2-person soaking tub. Need room to entertain? Host unforgettable movie nights in the 8-person private theater with 7.2.4 Dolby Atmos surround sound and 10’ screen, gather around the custom bar, create the ultimate home gym, or welcome overnight guests with the private lower-level suite. Step outside to enjoy the spacious composite deck, mature privacy landscaping, irrigation system, refreshed retaining walls, and beautifully maintained grounds. With award-winning Waterloo schools, major updates already completed, and luxury amenities rarely found at this price point, this is the one buyers have been waiting for. Homes offering this level of space, privacy, and lifestyle do not come along often—schedule your private showing today.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,258
Year Built
- Built in 2002 | Remodeled
Lot Details
- 21,344 Sq Ft Lot
- Landscaped
- Level Lot
- Front Yard
Parking
- 3 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Open Floorplan
- Wet Bar
- Built-In Features
- Historic or Period Millwork
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Gas Log Fireplace
- Entrance Foyer
- Living Room with Fireplace
- 3 Fireplaces
- Breakfast Room
- Workshop
- Golf Course Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Built-In Oven
- Free-Standing Electric Oven
- Free-Standing Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Fireplace in Bedroom
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Location
- Property is near golf course
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Single-Phase Power
- Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 08-20-317-006-000
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,258 | $179,305 | $17,584 | $161,721 |
| 2023 | $8,866 | $147,280 | $16,150 | $131,130 |
| 2022 | $8,702 | $142,540 | $16,290 | $126,250 |
| 2021 | $8,300 | $133,440 | $13,800 | $119,640 |
| 2020 | $7,786 | $127,460 | $13,800 | $113,660 |
| 2019 | $7,687 | $124,600 | $13,800 | $110,800 |
| 2018 | $7,671 | $121,000 | $13,380 | $107,620 |
| 2017 | $7,442 | $123,178 | $13,621 | $109,557 |
| 2016 | $0 | $121,000 | $13,380 | $107,620 |
| 2015 | $7,630 | $121,000 | $13,380 | $107,620 |
| 2014 | $7,343 | $121,000 | $13,380 | $107,620 |
| 2012 | -- | $121,580 | $15,340 | $106,240 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/19/2026 05/19/26 | For Sale | $637,000 | +40.9% | $124 / Sq Ft | |
| 11/20/2020 11/20/20 | Sold | $452,000 | +1.4% | $88 / Sq Ft | View Prior Sale |
| 09/03/2020 09/03/20 | Pending | -- | -- | -- | |
| 08/31/2020 08/31/20 | For Sale | $445,900 | -- | $87 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Trustee Deed | $452,000 | Monroe County Title Company |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $429,400 | New Conventional |
Source: MARIS MLS
MLS Number: MIS26031303
APN: 08-20-317-006-000
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Ask me questions while you tour the home.