$629,900
UNDER CONTRACT $7K PRICE DROP

Estimated payment $4,277/month

Total Views 2,538
4 Beds
3.5 Baths
5,124 Sq Ft
$123 Price per Sq Ft

Highlights

  • Golf Course View
  • Open Floorplan
  • Deck
  • Rogers Elementary School Rated A-
  • Fireplace in Bedroom
  • Ranch Style House

About This Home

Welcome to 823 Ridge Road in charming Waterloo, Illinois. Nestled alongside Mystic Oak Golf Course this exceptional estate-style residence offers more than 5,100 square feet of luxury living designed for both everyday comfort and unforgettable entertaining. Lots of updates make this home even more appealing **ROOF (2019), 5-ton AC and heat (2022), BOSCH dishwaser (2025), Slide in range/oven and separate Wall oven (2026)** The heart of the home is a beautifully appointed chef’s kitchen featuring abundant custom cabinetry, granite countertops, and a spacious center island that seamlessly connects to the home’s gathering spaces. White oak engineered hardwood flooring, custom millwork, and quality craftsmanship create an elegant yet welcoming atmosphere throughout. The primary suite is a true retreat, complete with its own fireplace, sitting area, private deck access, heated bathroom floors, dual walk-in shower, quartz vanities, and a luxurious two-person soaking tub. Downstairs, the walkout lower level transforms into the ultimate entertainment destination. Host game days at the custom bar, enjoy workouts in the dedicated fitness area, welcome overnight guests with a private suite, or experience movie night like never before in the spectacular 8-seat theater featuring a 10-foot screen and immersive Dolby Atmos surround sound. Step outside to enjoy the composite deck, mature landscaping, irrigation system, updated retaining walls, and beautifully maintained grounds. Combined with Waterloo’s award-winning schools and a premier golf course location, this home delivers the space, amenities, and lifestyle today’s luxury buyers are seeking. Luxury. Comfort. Entertainment. Location. This is the one.

Listing Agent

Angela Welge

RE/MAX Preferred License #475154305 Listed on: 05/19/2026

RE/MAX Preferred

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,258

Year Built

  • Built in 2002 | Remodeled

Lot Details

  • 21,344 Sq Ft Lot
  • Landscaped
  • Level Lot
  • Front Yard

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Historic or Period Millwork
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Log Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • 3 Fireplaces
  • Breakfast Room
  • Workshop
  • Golf Course Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Microwave
  • Bosch Dishwasher
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near golf course

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Single-Phase Power
  • Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 08-20-317-006-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,258

Year Built

Built in 2002 | Remodeled

Lot Details

0.49 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Cross Street: Hammacher
  • Year Built: 2002
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Front Yard, Gentle Sloping, Landscaped, Level, Near Golf Course, Views
  • Lot Size Acres: 0.49
  • Co List Office Phone: 618-624-2111
  • MLS Status: Active Under Contract
  • Subdivision Name: East Ridge
  • Above Grade Finished Sq Ft: 2826
  • Architectural Style: Ranch
  • Carport Y N: No
  • Reso Fireplace Features: Basement, Bedroom, Gas, Gas Log, Living Room
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: Updated/Remodeled
  • Financial Info Electric: Single Phase
  • PreviousStatus: Active
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Concrete, Partially Finished, Full, Sleeping Area, Walk-Out Access
  • Interior Amenities: Breakfast Bar, Breakfast Room, Built-in Features, Ceiling Fan(s), Chandelier, Eat-in Kitchen, Entrance Foyer, Granite Counters, Open Floorplan, Recessed Lighting, Special Millwork, Walk-In Closet(s), Wet Bar, Workshop/Hobby Area
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, Refrigerator, Wall Oven, Washer, Gas Water Heater
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 2298
  • Fireplaces: 3
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 1
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Pool Features: None
  • View: Golf Course
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck, Patio

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side
  • Total Parking Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Size Sq Ft: 21344.4
  • Parcel Number: 08-20-317-006-000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 10258

Map

Range of Values:

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,258 $179,305 $17,584 $161,721
2023 $8,866 $147,280 $16,150 $131,130
2022 $8,702 $142,540 $16,290 $126,250
2021 $8,300 $133,440 $13,800 $119,640
2020 $7,786 $127,460 $13,800 $113,660
2019 $7,687 $124,600 $13,800 $110,800
2018 $7,671 $121,000 $13,380 $107,620
2017 $7,442 $123,178 $13,621 $109,557
2016 $0 $121,000 $13,380 $107,620
2015 $7,630 $121,000 $13,380 $107,620
2014 $7,343 $121,000 $13,380 $107,620
2012 -- $121,580 $15,340 $106,240
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/17/2026 07/17/26 Price Changed $629,900 -1.1% $123 / Sq Ft
05/19/2026 05/19/26 For Sale $637,000 +40.9% $124 / Sq Ft
11/20/2020 11/20/20 Sold $452,000 +1.4% $88 / Sq Ft View Prior Sale
09/03/2020 09/03/20 Pending -- -- --
08/31/2020 08/31/20 For Sale $445,900 -- $87 / Sq Ft
Source: MARIS MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Trustee Deed $452,000 Monroe County Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $429,400 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS26031303

MARIS MLS

APN: 08-20-317-006-000

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