NOT LISTED FOR SALE

823 Stephens Pass Cove Lake Mary, FL 32746

Estimated Value: $998,112 - $1,200,000

5 Beds
3.5 Baths
3,281 Sq Ft
$330/Sq Ft Est. Value

Last Sold July 31, 2019

Last sale price $604,000 $184 Per Sq Ft

Est. 67% increase in value since last sale

Current estimated payment $6,130/month

70 Days on Market

Highlights

  • 94 Feet of Waterfront
  • Heated Infinity Pool
  • Lake View
  • Crystal Lake Elementary School Rated A-
  • Gated Community
  • Open Floorplan

About This Home

As of July 2019

Fall in love with this stunning LAKEFRONT paradise. Click on virtual tour for a REAL WALK-THROUGH experience & fly-over video. This lovely 5 bedroom, 3.5 bath home is located in the gated community of Island Club, nestled in between Banana Lake and Island Lake in the heart of the sought after Heathrow area. Enjoy gorgeous panoramic lake views from almost every room and a fabulous summer kitchen, infinity pool and hot tub. It's outdoor living at it's best! This 3,200 square foot home features a convenient downstairs master bedroom, an open floor plan with a beautiful entertainment center in family room, a formal dining room, a den with great built-in shelving & cabinets, an upstairs bonus room plus a decked-out 3 car air conditioned garage featuring a large workbench, flatscreen TV with shelving & storage galore! It's a MUST SEE!!

Last Agent to Sell the Property

Robert Wolfe

License #522838 Listed on: 04/25/2019

Last Buyer's Agent

Kristin Vogt

CENTURY 21 INTEGRA License #3221428

CENTURY 21 INTEGRA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,635

Year Built

  • Built in 2011

Lot Details

  • 9,728 Sq Ft Lot
  • 94 Feet of Waterfront
  • Lake Front
  • Near Conservation Area
  • West Facing Home
  • Fenced
  • Landscaped with Trees
  • Property is zoned PUD

HOA Fees

  • $118 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Open Parking

Home Design

  • Spanish Architecture
  • Bi-Level Home
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,281 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Crown Molding
  • Ceiling Fan
  • Insulated Windows
  • Blinds
  • French Doors
  • Sliding Doors
  • Great Room
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility
  • Laundry Room
  • Lake Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Porcelain Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • Heated Infinity Pool
  • Heated Spa
  • In Ground Spa
  • Pool Sweep
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters

Schools

  • Bentley Elementary School
  • Markham Woods Middle School
  • Seminole High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Ana Otera Association, Phone Number (407) 644-4406
  • Visit Association Website
  • Island Club Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,635

Year Built

Built in 2011

Lot Details

0

HOA Fees

$118 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Spanish/Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3281
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 2011
  • Building Area Total: 4411
  • Lot Size Sq Ft: 9728
  • Directions to Property: International Parkway Blvd. to AAA Drive to Stephens Pass Cove, Island Club community straight through the iron gates (gate code box on the right)
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5779078&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=O5779078&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 1.00683
  • Price per Sq Ft: 184.09
  • Close to Original List Price Ratio: 0.90149
  • Ratio: Current Price\Building Area Total: 136.93
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Builder
  • Tax Year: 2018
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Porcelain Tile, Hardwood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Built in Features, Ceiling Fans(s), Crown Molding, Eating Space In Kitchen, Master Bedroom Main Floor, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Window Features: Blinds, Insulated Windows, Window Treatments
  • Street Number Modifier: 823
  • Room Count: 12
  • Additional Rooms: Attic, Bonus Room, Den/Library/Office, Family Room, Formal Dining Room Separate, Formal Living Room Separate, Great Room, Inside Utility
  • ResoLivingAreaSource: Builder

Exterior Features

  • Direction Faces: West
  • Other Structures: Outdoor Kitchen
  • Pool Features: Heated, In Ground, Infinity, Lighting, Pool Sweep
  • Exterior Features: Fenced, French Doors, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters, Sliding Doors
  • Roof: Tile
  • Pool Private: Yes
  • View: Water
  • Water Body Name: Banana Lake
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Road Surface Type: Paved
  • Water View: Lake
  • Water Access: Lake
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Flood Zone Panel: 12117C0065F
  • Waterfront Frontage: 94
  • Water Frontage Feet Lake: 94
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Oversized
  • Covered Parking Spaces: 3
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Natural Gas Connected, Phone Available, Public, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities
  • Cooling: Central Air, Other
  • Heating: Central, Electric, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community, Irrigation-Reclaimed Water
  • Association Amenities: Gated
  • Association Fee: 352.85
  • Association Fee Frequency: Quarterly
  • Association Name: Ana Otera
  • Phone: 407-644-4406
  • Association: Yes
  • Security: Fire Alarm, Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association Website: www.topnotchcam.com
  • Association Email: ana@topnotchcam.com
  • Complex Community Name NCCB: ISLAND CLUB
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 1411.4
  • Monthly HOA Fee: 117.62
  • Total Monthly Fees: 117.62

Schools

  • Elementary School: Bentley Elementary
  • High School: Seminole High
  • Middle Or Junior School: Markham Woods Middle

Lot Info

  • Zoning: PUD
  • Parcel Number: 01-20-29-513-0000-0160
  • Additional Parcels: No
  • Lot Features: Conservation Area, Sidewalk
  • Flood Zone Code: AE
  • Flood Zone Date: 2007-09-28
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Pet Restrictions: On Leash restriction
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 5635
  • Tax Block: 01
  • Tax Book Number: 71-64
  • Tax Lot: 16

Multi Family

  • Waterfront Features: Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 25, 2019
Closed on
Jul 31, 2019
Sold by
Wolfe Robert W and Wolfe Joan B
Bought by
Novitchkov Aleksey V and Novitchkov Candice S
Seller's Agent
Robert Wolfe
Buyer's Agent
Kristin Vogt
CENTURY 21 INTEGRA
List Price
$670,000
Sold Price
$604,000
Premium/Discount to List
-$66,000
-9.85%
Current Estimated Value
$1,008,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$404,073
Avg. Annual Appreciation
8.51%
Original Mortgage
$542,996
Outstanding Balance
$481,595
Interest Rate
3.8%
Mortgage Type
New Conventional
Estimated Equity
$509,037

Purchase Details

Closed on
Jan 18, 2018
Sold by
Ruberti Bruce A and Ruberti Karen O
Bought by
Wolfe Robert W and Wolfe Joan B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
3.94%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 21, 2011
Sold by
Taylor Morrison Of Florida Inc
Bought by
Wolfe Robert W and Wolfe Joan B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$312,780
Interest Rate
4.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2010
Bought by
Wolfe Robert W and Wolfe Joan B

Purchase Details

Closed on
Aug 9, 2007
Sold by
Irvin Construction Co Inc
Bought by
Irvin Land & Development Co Llc

Purchase Details

Closed on
Aug 1, 2007
Bought by
Wolfe Robert W and Wolfe Joan B

Purchase Details

Closed on
Mar 29, 2007
Sold by
Lakeview At Heathrow Llc
Bought by
Irvin Construction Co Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.15%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Novitchkov Aleksey V $604,000 Attorney
Wolfe Robert W $630,500 First Signature Title Inc
Wolfe Robert W $412,800 A & N Title Inc
Wolfe Robert W $100 --
Irvin Land & Development Co Llc -- Attorney
Wolfe Robert W $100 --
Irvin Construction Co Inc $150,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Novitchkov Aleksey V $542,996
Previous Owner Wolfe Robert W $200,000
Previous Owner Wolff Robert W $250,000
Previous Owner Wolfe Robert W $312,780
Previous Owner Irvin Land & Development Co Llc $135,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2019 07/31/19 Sold $604,000 +0.7% $184 / Sq Ft
07/04/2019 07/04/19 Pending -- -- --
06/23/2019 06/23/19 Price Changed $599,900 -6.3% $183 / Sq Ft
06/01/2019 06/01/19 Price Changed $640,000 -4.5% $195 / Sq Ft
04/25/2019 04/25/19 For Sale $670,000 -- $204 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,228 $488,426 -- --
2023 $6,085 $474,200 $0 $0
2021 $5,862 $446,979 $0 $0
2020 $5,821 $440,808 $0 $0
2019 $6,658 $454,748 $0 $0
2018 $5,636 $416,812 $0 $0
2017 $5,612 $408,239 $0 $0
2016 $5,713 $402,641 $0 $0
2015 $5,538 $397,063 $0 $0
2014 $5,538 $393,912 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O5779078

Stellar MLS

APN: 01-20-29-513-0000-0160