NOT LISTED FOR SALE

824 Waterloo St Charleston, SC 29412

James Island Neighborhood

Estimated Value: $748,375 - $819,000

4 Beds
2.5 Baths
2,150 Sq Ft
$364/Sq Ft Est. Value

Sale Details

Date Sold: March 23, 2020

Last sale price $430,115 $200 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $4,404 / mo

28 Days on Market

Highlights

  • Lake Front
  • Deck
  • Separate Formal Living Room
  • Stiles Point Elementary School Rated A
  • Wood Flooring
  • Game Room

About This Home

As of March 2020

This STATELY, LAKEFRONT home resting on NEARLY HALF AN ACRE is sure to please! Offering tons of CURB-APPEAL, 4 bedrooms, and 2.5 bathrooms, this James Island gem provides the perfect setting for your new Charleston lifestyle. Just minutes from Downtown or Folly Beach, this location is impossible to beat! Enter to find lovely hardwood floors throughout the main living area and dining room. This home features TWO SEPARATE LIVING AREAS with fantastic NATURAL LIGHT throughout. The DOWNSTAIRS 4th bedroom is a multi-purpose room, featuring a MURPHY BED, creating space for guests or an additional play/workout/office room. There is also a convenient mudroom located off the guest room. The rest of the bedrooms are located upstairs. The master bedroom features a stunning BARN DOORleading to the bathroom and WALK-IN CLOSET. Secondary bedrooms are ample size as well! The backyard is not to be missed! Enjoy time on your SCREENED-IN PORCH that boasts WATER VIEWS. Enjoy entertaining family with a backyard barbecue or oyster roast by your FIRE PIT. Grab your kayak or fishing pole and head to the NEW DOCK that has lake access. This home is one of a kind and a must-see!

Last Agent to Sell the Property

Mikki Ramey

Healthy Realty LLC License #64397 Listed on: 01/16/2020

Last Buyer's Agent

Kerri Ramser

The Firm Real Estate Company License #114273

The Firm Real Estate Company

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1969

Lot Details

  • 18,295 Sq Ft Lot
  • Lake Front
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,150 Sq Ft Home
  • 2-Story Property
  • Smooth Ceilings
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Game Room
  • Crawl Space
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer Hookup

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Deck
  • Screened Patio
  • Front Porch

Schools

  • Stiles Point Elementary School
  • Ft. Johnson Middle School
  • James Island Charter High School

Utilities

  • Cooling Available
  • Forced Air Heating System

Community Details

  • Stiles Point Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1969

Lot Details

0.42 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Architectural Style: Ranch
  • Year Built: 1969
  • Property Sub Type: Single Family Detached
  • Lot Size Acres: 0.42
  • Subdivision Name: Stiles Point
  • Directions: Harborview Road Toward Ft. Johnson Road. Left Past Presbyterian Church Onto Waterloo. House Is On Left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Building Stories: 2
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Some Storm Door(s)
  • Fireplace: No
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling - Smooth, Ceiling Fan(s), Family, Formal Living, Entrance Foyer, Game, Separate Dining
  • Window Features: Some Storm Wnd/Doors, Window Treatments - Some
  • Master Bedroom Features: Walk-In Closet(s)
  • Master Bedroom Master Bedroom Level: Upper

Exterior Features

  • Roof: Asphalt
  • Lot Features: Level
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Crawl Space
  • Patio And Porch Features: Deck, Front Porch, Screened
  • Property Condition: Pre-Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: No
  • Parking Features: 2 Car Garage, Attached
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Dryer Connection, Laundry Room
  • Cooling Y N: Yes
  • Heating: Electric, Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Charleston Water Service, Dominion Energy
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Trash

Schools

  • Elementary School: Stiles Point
  • High School: James Island Charter
  • Middle Or Junior School: Ft. Johnson

Lot Info

  • Lot Size Sq Ft: 18295.2
  • ResoLotSizeUnits: Acres

Multi Family

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2020
Closed on
Mar 23, 2020
Sold by
Bought by
Seller's Agent
Mikki Ramey
Healthy Realty LLC
Buyer's Agent
Kerri Ramser
The Firm Real Estate Company
List Price
$430,115
Sold Price
$430,115
Current Estimated Value
$782,344

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$352,229
Avg. Annual Appreciation
10.06%
Original Mortgage
$235,000
Outstanding Balance
$207,729
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$574,615

Purchase Details

Listed on
May 5, 2016
Closed on
Jun 15, 2016
Sold by
Bought by
Seller's Agent
John Barnwell
The Exchange Company, LLC
Buyer's Agent
Charlie Vincent
Carolina One Real Estate
List Price
$375,000
Sold Price
$375,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.70%
Original Mortgage
$356,250
Interest Rate
3.58%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Mar 29, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,462
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 29, 2005
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$430,115 None Available
$375,000 --
$285,000 --
$235,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $235,000
Previous Owner $356,250
Previous Owner $259,462
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/23/2020 03/23/20 Sold $430,115 0.0% $200 / Sq Ft
02/22/2020 02/22/20 Pending -- -- --
01/16/2020 01/16/20 For Sale $430,115 +14.7% $200 / Sq Ft
06/15/2016 06/15/16 Sold $375,000 0.0% $174 / Sq Ft View Prior Sale
05/16/2016 05/16/16 Pending -- -- --
05/05/2016 05/05/16 For Sale $375,000 -- $174 / Sq Ft
Source: CHS Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,438 $17,210 $0 $0
2023 $2,024 $17,210 $0 $0
2022 $1,848 $17,210 $0 $0
2021 $1,982 $17,210 $0 $0
2020 $1,810 $15,410 $0 $0
2019 $1,830 $15,000 $0 $0
2017 $1,946 $15,000 $0 $0
2016 $1,532 $12,100 $0 $0
2015 $1,592 $12,100 $0 $0
2014 $1,409 $0 $0 $0
2011 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mikki Ramey

    Seller's Agent in 2020

    Mikki Ramey

    Healthy Realty LLC

    (843) 478-1684

    23 in this area

    261 Total Sales

    Mikki Ramey
    Section Image

  • K

    Buyer's Agent in 2020

    Kerri Ramser

    The Firm Real Estate Company

    (856) 630-7648

    2 in this area

    170 Total Sales

    Kerri Ramser
    Section Image
  • Terry Peterson

    Buyer Co-Listing Agent in 2020

    Terry Peterson

    Teamwork Property Management

    (843) 584-8326

    3 Total Sales

    Terry Peterson
    Section Image

  • J

    Seller's Agent in 2016

    John Barnwell

    The Exchange Company, LLC

    (843) 882-2700

    3 in this area

    25 Total Sales

    John Barnwell
    Section Image

  • C

    Buyer's Agent in 2016

    Charlie Vincent

    Carolina One Real Estate

    (843) 884-1622

    1 in this area

    20 Total Sales

    Charlie Vincent
    Section Image

  • J

    Buyer Co-Listing Agent in 2016

    Jan Snook

    Keller Williams Realty Charleston

    (843) 437-3330

    9 in this area

    139 Total Sales

    Jan Snook
    Section Image
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Map

Source: CHS Regional MLS

MLS Number: 20001368

CHS Regional MLS

APN: 454-05-00-011

South Carolina Charleston County Charleston 29412 James Island

824 Waterloo St, Charleston, SC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

CHS Regional MLS The information is being provided by Charleston Trident MLS. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. © 2026 Charleston Trident MLS. All Rights Reserved

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