$305,000
SOLD FEB 12, 2026

8264 Settlers Creek Loop Lakeland, FL 33810

4 Beds
2.5 Baths
2,222 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$137 Per Sq Ft

2% Above List Price

18 Days on Market

Highlights

  • Pond View
  • Open Floorplan
  • Soaking Tub
  • Lincoln Avenue Academy Rated A-
  • 2 Car Attached Garage
  • Crown Molding

About This Home

As of February 2026

Situated on a quiet, expansive corner lot in Settlers Creek North in the heart of Polk County, this move-in-ready home offers privacy, space, and an established setting with mature trees and an outstanding location. Backing to a pond with no rear neighbors, the property enjoys peaceful views of wild birds and ducks, creating a serene backdrop for everyday living. Designed for family living and entertaining, the spacious open floor plan offers over 2,200 square feet with four bedrooms and two and a half baths. The first floor features a large living room that opens to the kitchen, making it ideal for gatherings. A bonus room on the main level provides flexible space for a den or home office, along with a convenient half bath for guests. The dining area connects seamlessly to the kitchen for easy entertaining. The eat-in kitchen is generously sized and well appointed with stainless steel appliances, an island, two pantries, and French doors that lead to an open rear patio and a PVC privacy-fenced backyard. Wood-look ceramic tile flooring enhances the living areas and bonus room, adding both style and durability. Upstairs, the primary suite offers a private retreat with pond views and an ensuite bath featuring a garden tub, separate shower, dual sinks, and his-and-her walk-in closets. Two additional bedrooms, a full bath, and a versatile loft complete the second level. The loft is currently used as a fourth bedroom and includes its own closet, making it ideal for flexible living needs. The interior laundry room is conveniently located off the two-car garage. This home’s location adds to its appeal, with nearby grocery stores, restaurants, Lakeland Square Mall, the Shoppes of Lakeland, and Lakeland Regional Health Medical Center just seven miles away. With its combination of privacy, space, natural views, and convenient access to everyday amenities, this property offers a well-rounded lifestyle in a desirable Polk County community.

Last Agent to Sell the Property

Stacey Vazquez

KELLER WILLIAMS REALTY AT THE LAKES Brokerage Phone: 407-566-1800 License #3508019 Listed on: 12/24/2025

KELLER WILLIAMS REALTY AT THE LAKES

Co-Listed By

Jodi Morales

KELLER WILLIAMS REALTY AT THE LAKES Brokerage Phone: 407-566-1800 License #3575091

Last Buyer's Agent

Karina Fernandez

MY REALTY GROUP, LLC. License #3469218

MY REALTY GROUP, LLC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,817

Year Built

  • Built in 2006

Lot Details

  • 8,773 Sq Ft Lot
  • South Facing Home
  • Vinyl Fence

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,222 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Awning
  • Sliding Doors
  • Living Room
  • Dining Room
  • Pond Views
  • Laundry Room

Kitchen

  • Convection Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Soaking Tub

Outdoor Features

  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat

Community Details

  • Community Management Professionals/John Hall Association, Phone Number (863) 647-1739
  • Visit Association Website
  • Settlers Creek North Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,817

Year Built

Built in 2006

Lot Details

8,773 Sq Ft Lot

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2222
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 2691
  • Lot Size Sq Ft: 8773
  • Status: Sold
  • Co List Office Mls Id: MFR272550027
  • Co List Office Phone: 407-566-1800
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 250.00
  • Escrow City: Clermont
  • Escrow State: FL
  • Escrow Street Name: W Highway 50
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 137.26
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-566-1800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
  • Appliances Included: Convection Oven, Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Living Area Meters: 206.43

Exterior Features

  • Direction Faces: South
  • Exterior Features: Awning(s), Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0163G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association Name: Community Management Professionals/John Hall
  • Phone: 863-647-1739
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association URL: polkhoa@hotmail.com

Fee Information

  • Total Annual Fees: 400.00
  • Total Monthly Fees: 33.33
  • Monthly HOA Amount: 33.33

Lot Info

  • Parcel Number: 23-27-11-000862-000150
  • Additional Parcels: No
  • Fencing: Vinyl
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1817
  • Tax Book Number: 134-16-17
  • Tax Lot: 15

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 24, 2025
Closed on
Feb 12, 2026
Sold by
Williams Wayne P
Bought by
Sanchez Esmeralda Perez and Sanchez Angel Amador
Seller's Agent
Stacey Vazquez
KELLER WILLIAMS REALTY AT THE LAKES
Buyer's Agent
Karina Fernandez
MY REALTY GROUP, LLC.
List Price
$300,000
Sold Price
$305,000
Premium/Discount to List
$5,000
1.67%
Views
70

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.15%
Original Mortgage
$228,750
Outstanding Balance
$228,750
Interest Rate
6.16%
Mortgage Type
New Conventional
Estimated Equity
$76,565

Purchase Details

Listed on
Mar 1, 2017
Closed on
Mar 24, 2017
Sold by
Christie William S and Christie Kimberley Bailey
Bought by
Williams Mary Y and Williams Wayne P
Seller's Agent
Lorrie Clark
REMAX EXPERTS
Buyer's Agent
Lisa Simpson
KELLER WILLIAMS REALTY SMART 1
List Price
$184,900
Sold Price
$181,500
Premium/Discount to List
-$3,400
-1.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.01%

Purchase Details

Closed on
Apr 3, 2014
Sold by
Braun Stephen
Bought by
Christie William S and Bailey Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,163
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 29, 2013
Closed on
Nov 6, 2013
Sold by
Fannie Mae
Bought by
Braun Stephen
Seller's Agent
Teresa Knowles
COLDWELL BANKER REALTY
Buyer's Agent
Juanita Christmas
List Price
$122,500
Sold Price
$106,000
Premium/Discount to List
-$16,500
-13.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.93%

Purchase Details

Closed on
Apr 23, 2013
Sold by
Alvarez Luisa
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Sep 20, 2007
Sold by
Acosta Daniel and Acosta Josefina
Bought by
Alvarez Luisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
6.05%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 21, 2006
Sold by
Maronda Homes Inc Of Florida
Bought by
Acosta Daniel and Acosta Josefina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,600
Interest Rate
9.75%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $305,000 Concierge Title Services
Warranty Deed $181,500 North American Title Company
Warranty Deed $159,900 Hillsborough Title Llc
Special Warranty Deed $106,000 Title & Abstract Agency Of A
Trustee Deed -- None Available
Warranty Deed $220,000 American Title Services Of P
Special Warranty Deed $203,800 Kampf Title & Guaranty Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $228,750 New Conventional
Previous Owner $163,163 New Conventional
Previous Owner $220,000 Purchase Money Mortgage
Previous Owner $193,600 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/12/2026 02/12/26 Sold $305,000 +1.7% $137 / Sq Ft
01/11/2026 01/11/26 Pending -- -- --
12/24/2025 12/24/25 For Sale $300,000 +65.3% $135 / Sq Ft
06/26/2017 06/26/17 Off Market $181,500 -- --
03/24/2017 03/24/17 Sold $181,500 -1.8% $82 / Sq Ft View Prior Sale
03/06/2017 03/06/17 Pending -- -- --
03/01/2017 03/01/17 For Sale $184,900 +74.4% $83 / Sq Ft
11/07/2013 11/07/13 Sold $106,000 -7.7% $48 / Sq Ft View Prior Sale
10/02/2013 10/02/13 Pending -- -- --
09/10/2013 09/10/13 Price Changed $114,900 -6.2% $52 / Sq Ft
07/25/2013 07/25/13 For Sale $122,500 0.0% $55 / Sq Ft
07/17/2013 07/17/13 Pending -- -- --
07/11/2013 07/11/13 Price Changed $122,500 -10.9% $55 / Sq Ft
06/28/2013 06/28/13 Price Changed $137,500 -4.8% $62 / Sq Ft
05/29/2013 05/29/13 For Sale $144,490 -- $65 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,817 $170,983 -- --
2024 $1,629 $166,164 -- --
2023 $1,629 $161,324 $0 $0
2022 $1,615 $156,625 $0 $0
2021 $1,613 $152,063 $0 $0
2020 $1,576 $149,964 $0 $0
2018 $1,904 $143,859 $25,000 $118,859
2017 $1,768 $134,611 $0 $0
2016 $2,269 $129,891 $0 $0
2015 $1,844 $121,729 $0 $0
2014 $1,827 $104,241 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6368765

Stellar MLS

APN: 23-27-11-000862-000150

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