831 Ridgetop Cir Saint Charles, MO 63304
Estimated payment $2,528/month
Highlights
- Open Floorplan
- Colonial Architecture
- Recreation Room
- Independence Elementary School Rated A
- Community Lake
- Engineered Wood Flooring
About This Home
Nestled in the highly desired Wellington Farm subdivision, this single-family residence awaits. This home offers a canvas for crafting a life of comfort and style. In the highly sought-after Francis Howell School District. Award-winning Independence Elementary School has been recognized as a National School of Character. Top rated academics that make this a great investment for the future.
Step inside and prepare to be amazed by a home designed for entertaining! The stunning custom kitchen is every chef's dream, featuring high-end finishes and an open layout perfect for gathering. The fun continues in the finished basement, complete with a bar—ideal for hosting game nights and social events. The entertaining space extends outdoors to a partially fenced backyard with an oversized patio—perfect for summer barbecues and gatherings.
This residence features 4 bedrooms and 3.5 bathrooms, providing a personal space for everyone. Imagine the calm of beginning and ending each day in these private retreats, designed for both efficiency and relaxation. With plenty of space for rest and rejuvenation, each room can become a personalized haven, reflecting the unique tastes and needs of its occupants. This single-family residence is a must-see for anyone who loves to entertain
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,659
Year Built
- Built in 1986 | Remodeled
Lot Details
- 8,276 Sq Ft Lot
- Partially Fenced Property
- Few Trees
- Back and Front Yard
HOA Fees
- $23 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Wood Burning Fireplace
- French Doors
- Panel Doors
- Family Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Home Office
- Recreation Room
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Built-In Gas Range
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Granite Countertops
- Disposal
Flooring
- Engineered Wood
- Carpet
- Laminate
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Sump Pump
- Bedroom in Basement
- Finished Basement Bathroom
- Basement Storage
Schools
- Independence Elem. Elementary School
- Francis Howell Middle School
- Francis Howell High School
Utilities
- Forced Air Heating and Cooling System
- 220 Volts
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 3-157F-5961-00-0028.0000000
Community Details
Overview
- Association fees include common area maintenance
- Board Of Trustee Association
- Community Lake
Amenities
- Common Area
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,659 | $64,524 | -- | -- |
| 2023 | $3,658 | $61,250 | $0 | $0 |
| 2022 | $3,307 | $51,421 | $0 | $0 |
| 2021 | $3,310 | $51,421 | $0 | $0 |
| 2020 | $3,087 | $46,390 | $0 | $0 |
| 2019 | $3,073 | $46,390 | $0 | $0 |
| 2018 | $2,897 | $41,787 | $0 | $0 |
| 2017 | $2,873 | $41,787 | $0 | $0 |
| 2016 | $2,876 | $40,297 | $0 | $0 |
| 2015 | $2,842 | $40,297 | $0 | $0 |
| 2014 | $2,593 | $35,662 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/22/2025 09/22/25 | Pending | -- | -- | -- |
| 09/04/2025 09/04/25 | Price Changed | $415,000 | -2.4% | $141 / Sq Ft |
| 08/21/2025 08/21/25 | For Sale | $425,000 | -- | $145 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $203,000 | None Available | |
| Warranty Deed | -- | Benchmark Title Llc | |
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $191,020 | VA | |
| Previous Owner | $165,600 | New Conventional | |
| Previous Owner | $128,250 | No Value Available |
Source: MARIS MLS
MLS Number: MIS25056327
APN: 3-157F-5961-00-0028.0000000
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