$895,000
OPEN FRI 11AM - 3PM $30K PRICE DROP

Estimated payment $5,386/month

Total Views 6,133
3 Beds
5 Baths
2,244 Sq Ft
$399 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Gulf View
  • Covered Patio or Porch
  • RV Access or Parking
  • No HOA
  • Balcony

About This Home

NO HOA! FINANCIAL POWERHOUSE! HEATED POOL! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total.

LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions.

PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living.

YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf.

A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

Listing Agent

Danielle Kemp

CENTURY 21 Ryan Realty Inc License #SL3489531 Listed on: 05/16/2026

CENTURY 21 Ryan Realty Inc

Open House Schedule

  • Friday, August 21, 2026
    11:00 am to 3:00 pm
    8/21/2026 11:00:00 AM +00:00
    8/21/2026 3:00:00 PM +00:00

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,605

Year Built

  • Built in 2007

Lot Details

  • Lot Dimensions are 25x120
  • Fenced

Home Design

  • Duplex
  • Slab Foundation
  • Metal Roof

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Gulf Views
  • Electric Range

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • Additional Parking
  • RV Access or Parking

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • 2 Units
  • Bel Air Subdivision

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,605

Year Built

Built in 2007

Lot Details

3,049 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Attached
  • Lot Size: 25x120
  • Subdivision Name: Bel Air
  • Architectural Style: Duplex
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Structure Type: Duplex
  • Property Sub Type Additional: Attached,Duplex
  • Special Features: OpenHouse
  • Stories: 3

Interior Features

  • Appliances: Electric Range, Electric Water Heater
  • Interior Amenities: Balcony, Double Vanity, Jetted Tub, Separate Shower
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Dining Room Type: Dining Room, Kitchen, Living Room
  • Stories: 3
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: Fenced, Gunite, Electric Heat, In Ground, Other, See Remarks, Private
  • Fencing: Fenced
  • Pool Private: Yes
  • View: Gulf
  • View: Yes
  • Waterfront: No
  • Exterior Features: Patio, Outdoor Shower
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio
  • Roof: Metal

Garage/Parking

  • Parking Features: Additional Parking, RV Access/Parking
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available
  • Security Features: Other, See Remarks
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Zoning Description: Commercial, Resid Single Family

Multi Family

  • Number Of Units Total: 2
  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 5605.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,368 $374,437
2024 $5,266 $340,397
2023 $5,266 $309,452 $56,712 $500,331
2022 $3,294 $281,320 $59,535 $221,785
2021 $3,273 $269,551 $53,206 $216,345
2020 $3,380 $274,566 $55,125 $219,441
2019 $3,381 $271,156 $48,620 $222,536
2018 $3,433 $271,055 $0 $0
2017 $3,481 $273,048 $0 $0
2016 $3,585 $276,143 $0 $0
2015 $3,723 $279,039 $0 $0
2014 $3,777 $283,506 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/06/2026 08/06/26 Price Changed $895,000 -3.2% $399 / Sq Ft
05/16/2026 05/16/26 For Sale $925,000 -- $412 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $359,000 Florida Land Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $269,250 Seller Take Back
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 789978

Central Panhandle Association of REALTORS®

APN: 30365-010-000

Your Personal Tour Guide

Ask me questions while you tour the home.