Seller's Agent in 2025
Jen Svoboda
Compass Realty Group
(314) 650-5735
7 in this area
312 Total Sales
Last list price
835 Water St Saint Charles, MO 63301
Old Town Saint Charles Neighborhood
4
Beds
2.5
Baths
2,236
Sq Ft
6,199
Sq Ft Lot Lot
Highlights
- Recreation Room with Fireplace
- Traditional Architecture
- Granite Countertops
- Lincoln Elementary School Rated A
- Wood Flooring
- No HOA
About This Home
As of June 2025Welcome to this beautifully maintained 4 bed, 2.5 bath home that blends classic charm with modern updates. Step inside to find fresh paint & refinished hardwood floors, creating a bright and inviting living space. The eat-in kitchen features granite countertops, newer penny tile backsplash & stainless-steel appliances. Refrigerator & pantry stay! The main floor has two bedrooms & a full updated bath. Upstairs offers two spacious bedrooms joined by a Jack & Jill bath, complete w/ custom ceramic tile, newer vanity & perfect storage shelf that stays. Finished lower level adds extra living space with newer carpet (‘19), fresh paint, an updated half bath, plus a bonus room ideal for a home office, gym, or playroom. AC & water heater (’22), air scrubber (’25). Enjoy a private backyard oasis w/ a spacious yard, new basketball hoop & custom gazebo (‘20) perfect for outdoor gatherings. New roof, gutters & siding on the house & new roof on the garage (’24). Just blocks from Historic Main Street!
Last Agent to Sell the Property
Compass Realty Group License #2008013525 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,207
Year Built
- Built in 1951 | Remodeled
Lot Details
- 6,199 Sq Ft Lot
- Lot Dimensions are 51x121
- Partially Fenced Property
- Level Lot
Parking
- 1 Car Detached Garage
Home Design
- Traditional Architecture
- Bungalow
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Insulated Windows
- Tilt-In Windows
- Panel Doors
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Den
- Recreation Room with Fireplace
- Partially Finished Basement
- Finished Basement Bathroom
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Home Security
- Storm Windows
- Storm Doors
- Fire and Smoke Detector
Outdoor Features
- Covered Patio or Porch
- Covered Courtyard
- Rain Gutters
Schools
- Lincoln Elem. Elementary School
- Jefferson / Hardin Middle School
- St. Charles High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 6-009C-4300-00-0030.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 17, 2025
Sold by
Whitson Stephen V and Whitson Eden R
Bought by
Shupp Margaret P
Seller's Agent
Jen Svoboda
Compass Realty Group
Buyer's Agent
Kathy Bradley
Keller Williams Realty West
List Price
$345,000
Views
64
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.25%
Original Mortgage
$100,000
Outstanding Balance
$99,741
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$233,667
Purchase Details
Listed on
Jan 15, 2016
Closed on
Mar 16, 2016
Sold by
Cody Properties Llc
Bought by
Whitson Stephen V and Whitson Eden R
Seller's Agent
Zac Cody
Cody Properties LLC
Buyer's Agent
Jen Svoboda
Compass Realty Group
List Price
$139,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.27%
Original Mortgage
$110,370
Interest Rate
3.65%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 2, 2015
Sold by
Garoutte David E and Vinson Mortgage Services Inc
Bought by
Cody Properties Llc
Purchase Details
Closed on
May 8, 2003
Sold by
Steffenauer Randall E and Steffenauer Renee C
Bought by
Garoutte David E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,000
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Title Partners | |
| Warranty Deed | -- | Title Partners Agency Llc | |
| Trustee Deed | $59,603 | None Available | |
| Warranty Deed | $112,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | New Conventional | |
| Previous Owner | $110,370 | New Conventional | |
| Previous Owner | $112,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | -- | -- | -- | |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- | |
| 05/15/2025 05/15/25 | For Sale | $345,000 | +146.6% | $154 / Sq Ft | |
| 03/17/2016 03/17/16 | Sold | -- | -- | -- | View Prior Sale |
| 01/19/2016 01/19/16 | Pending | -- | -- | -- | |
| 01/15/2016 01/15/16 | For Sale | $139,900 | -- | $104 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,207 | $35,259 | -- | -- |
| 2023 | $2,203 | $34,214 | -- | -- |
| 2022 | $1,891 | $27,331 | $0 | $0 |
| 2021 | $1,893 | $27,331 | $0 | $0 |
| 2020 | $1,608 | $22,250 | $0 | $0 |
| 2019 | $1,594 | $22,250 | $0 | $0 |
| 2018 | $1,723 | $22,909 | $0 | $0 |
| 2017 | $1,700 | $22,909 | $0 | $0 |
| 2016 | $1,603 | $20,792 | $0 | $0 |
| 2015 | $1,600 | $20,792 | $0 | $0 |
| 2014 | $1,560 | $20,003 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jen Svoboda
-
Kathy Bradley
Buyer's Agent in 2025
Kathy Bradley
Keller Williams Realty West
(636) 697-4707
5 in this area
106 Total Sales
-
Zac Cody
Z
Seller's Agent in 2016
Zac Cody
Cody Properties LLC
(636) 940-5451
7 in this area
56 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25029409
APN: 6-009C-4300-00-0030.0000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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