$100,000
SOLD NOV 8, 2024

838 Gephart Dr Cumberland, MD 21502

3 Beds
1 Bath
1,344 Sq Ft
3,900 Sq Ft Lot

Recently Sold

$74 Per Sq Ft

17 Days on Market

Highlights

  • Saltbox Architecture
  • Wood Flooring
  • Formal Dining Room
  • Backs to Trees or Woods
  • No HOA
  • Porch

About This Home

As of November 2024

Affordable and adorable! This home is ready for its new owners! 3 bedrooms and 1 bath await inside as well as hardwood floors, a faux fireplace, fully separate dining room and more! This home would make a great starter home or investment! Don't let this one slip away and get moved before the colder air sets in!

Last Agent to Sell the Property

Jessie DeVore

(301) 697-5130 jessie.realtor@outlook.com The Goodfellow Agency License #WVS220302058 Listed on: 09/20/2024

Last Buyer's Agent

Sharon Murray

(301) 707-5371 mdskmurray@gmail.com Coldwell Banker Home Town Realty

Coldwell Banker Home Town Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,314

Year Built

  • Built in 1919

Lot Details

  • 3,900 Sq Ft Lot
  • Sloped Lot
  • Backs to Trees or Woods
  • Back Yard

Parking

  • On-Street Parking

Home Design

  • Saltbox Architecture
  • Block Foundation
  • Stucco

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Vinyl Clad Windows
  • Formal Dining Room
  • Washer and Dryer Hookup
  • Basement

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Porch

Utilities

  • Radiator
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Tax Lot 90
  • Assessor Parcel Number 0106025269

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,314

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Salt Box
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Upper 1
  • Federal Flood Zone: No
  • Year Built: 1919
  • Automatically Close On Close Date: No
  • Remarks Public: Affordable and adorable! This home is ready for its new owners! 3 bedrooms and 1 bath await inside as well as hardwood floors, a faux fireplace, fully separate dining room and more! This home would make a great starter home or investment! Don't let this one slip away and get moved before the colder air sets in!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Stove, Refrigerator
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Formal/Separate Dining Room
  • Window Features: Vinyl Clad
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Laundry Type: Hookup
  • Total Sq Ft: 2016
  • Living Area Sq Ft: 1344
  • Price Per Sq Ft: 74.33
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Sq Ft: 672
  • Total Below Grade Sq Ft: 672
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 838

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Electric Service: Circuit Breakers
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water, Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Backs To Trees, Rear Yard, Sloping
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3900.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1314.00
  • Assessor Parcel Number: 0106025269
  • Tax Lot: 90
  • Tax Total Finished Sq Ft: 1344
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 11/08/2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Nov 8, 2024
Sold by
Rotruck Christopher Thomas Harris
Bought by
Spangler Brandon K
Seller's Agent
Jessie DeVore
The Goodfellow Agency
Buyer's Agent
Sharon Murray
Coldwell Banker Home Town Realty
List Price
$99,900
Sold Price
$100,000
Premium/Discount to List
$100
0.1%
Views
27
Current Estimated Value
$108,140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,140
Avg. Annual Appreciation
8.88%
Original Mortgage
$15,000
Outstanding Balance
$14,874
Interest Rate
6.44%
Estimated Equity
$93,266

Purchase Details

Listed on
Mar 3, 2021
Closed on
Apr 30, 2021
Sold by
Cristofori Jason B
Bought by
Rotruck Christopher Thomas Harris
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Jessie DeVore
The Goodfellow Agency
List Price
$69,900
Sold Price
$66,000
Premium/Discount to List
-$3,900
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.49%
Original Mortgage
$62,700
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2006
Sold by
Dossi Mary Ann
Bought by
Cristofori Jason B

Purchase Details

Closed on
Aug 7, 2006
Sold by
Dossi Mary Ann
Bought by
Cristofori Jason B

Purchase Details

Closed on
Nov 18, 1998
Sold by
Wilson Craig A
Bought by
Dossi Mary Ann

Purchase Details

Closed on
Oct 6, 1983
Sold by
Smearman Paul W
Bought by
Wilson Craig A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,000
Interest Rate
13.65%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100,000 None Listed On Document
Deed $100,000 None Listed On Document
Deed $66,000 None Available
Deed $48,000 --
Deed $48,000 --
Deed $19,900 --
Deed $11,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $15,000 No Value Available
Closed $15,000 No Value Available
Open $90,000 New Conventional
Closed $90,000 New Conventional
Previous Owner $62,700 New Conventional
Previous Owner $17,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/08/2024 11/08/24 Sold $100,000 +0.1% $74 / Sq Ft
10/07/2024 10/07/24 Pending -- -- --
09/20/2024 09/20/24 For Sale $99,900 +51.4% $74 / Sq Ft
04/30/2021 04/30/21 Sold $66,000 -5.6% $49 / Sq Ft View Prior Sale
03/06/2021 03/06/21 Pending -- -- --
03/03/2021 03/03/21 For Sale $69,900 -- $52 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $616 $72,200 $0 $0
2024 $616 $65,800 $0 $0
2023 $553 $59,400 $6,800 $52,600
2022 $529 $56,967 $0 $0
2021 $510 $54,533 $0 $0
2020 $484 $52,100 $6,800 $45,300
2019 $487 $52,100 $6,800 $45,300
2018 $491 $52,100 $6,800 $45,300
2017 $528 $55,600 $0 $0
2016 $533 $55,600 $0 $0
2015 $571 $55,600 $0 $0
2014 $571 $59,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010032

Bright MLS

APN: 06-025269