NOT LISTED FOR SALE

838 Gephart Dr Cumberland, MD 21502

Estimated Value: $94,000 - $109,000

3 Beds
1 Bath
1,344 Sq Ft
$77/Sq Ft Est. Value

Last Sold November 08, 2024

Last sale price $100,000 $74 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $600/month

17 Days on Market

Highlights

  • Saltbox Architecture
  • Wood Flooring
  • Formal Dining Room
  • Backs to Trees or Woods
  • No HOA
  • Porch

About This Home

As of November 2024

Affordable and adorable! This home is ready for its new owners! 3 bedrooms and 1 bath await inside as well as hardwood floors, a faux fireplace, fully separate dining room and more! This home would make a great starter home or investment! Don't let this one slip away and get moved before the colder air sets in!

Last Agent to Sell the Property

Jessie DeVore

(301) 697-5130 jessie.realtor@outlook.com The Goodfellow Agency License #WVS220302058 Listed on: 09/20/2024

Last Buyer's Agent

Sharon Murray

(301) 707-5371 mdskmurray@gmail.com Coldwell Banker Home Town Realty

Coldwell Banker Home Town Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,314

Year Built

  • Built in 1919

Lot Details

  • 3,900 Sq Ft Lot
  • Sloped Lot
  • Backs to Trees or Woods
  • Back Yard

Parking

  • On-Street Parking

Home Design

  • Saltbox Architecture
  • Block Foundation
  • Stucco

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Vinyl Clad Windows
  • Formal Dining Room
  • Washer and Dryer Hookup
  • Basement

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Porch

Utilities

  • Radiator
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Tax Lot 90
  • Assessor Parcel Number 0106025269

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,314

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Salt Box
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Upper 1
  • Federal Flood Zone: No
  • Year Built: 1919
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Stove, Refrigerator
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Formal/Separate Dining Room
  • Window Features: Vinyl Clad
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Laundry Type: Hookup
  • Total Sq Ft: 2016
  • Living Area Sq Ft: 1344
  • Price Per Sq Ft: 74.33
  • Above Grade Finished Sq Ft: 1344
  • Below Grade Sq Ft: 672
  • Total Below Grade Sq Ft: 672
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Ceiling Fan(s)
  • Electric Service: Circuit Breakers
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water, Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Rear Yard, Sloping
  • Lot Size Acres: 0.09
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3900.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1314.00
  • Assessor Parcel Number: 0106025269
  • Tax Lot: 90
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Nov 8, 2024
Sold by
Rotruck Christopher Thomas Harris
Bought by
Spangler Brandon K
Seller's Agent
Jessie DeVore
The Goodfellow Agency
Buyer's Agent
Sharon Murray
Coldwell Banker Home Town Realty
List Price
$99,900
Sold Price
$100,000
Premium/Discount to List
$100
0.1%
Views
27
Current Estimated Value
$103,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,702
Avg. Annual Appreciation
3.42%
Original Mortgage
$15,000
Outstanding Balance
$14,845
Interest Rate
6.44%
Estimated Equity
$88,857

Purchase Details

Listed on
Mar 3, 2021
Closed on
Apr 30, 2021
Sold by
Cristofori Jason B
Bought by
Rotruck Christopher Thomas Harris
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Jessie DeVore
The Goodfellow Agency
List Price
$69,900
Sold Price
$66,000
Premium/Discount to List
-$3,900
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.49%
Original Mortgage
$62,700
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2006
Sold by
Dossi Mary Ann
Bought by
Cristofori Jason B

Purchase Details

Closed on
Aug 7, 2006
Sold by
Dossi Mary Ann
Bought by
Cristofori Jason B

Purchase Details

Closed on
Nov 18, 1998
Sold by
Wilson Craig A
Bought by
Dossi Mary Ann

Purchase Details

Closed on
Oct 6, 1983
Sold by
Smearman Paul W
Bought by
Wilson Craig A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,000
Interest Rate
13.65%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spangler Brandon K $100,000 None Listed On Document
Spangler Brandon K $100,000 None Listed On Document
Rotruck Christopher Thomas Harris $66,000 None Available
Cristofori Jason B $48,000 --
Cristofori Jason B $48,000 --
Dossi Mary Ann $19,900 --
Wilson Craig A $11,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spangler Brandon K $15,000
Closed Spangler Brandon K $15,000
Open Spangler Brandon K $90,000
Closed Spangler Brandon K $90,000
Previous Owner Rotruck Christopher Thomas Harris $62,700
Previous Owner Wilson Craig A $17,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/08/2024 11/08/24 Sold $100,000 +0.1% $74 / Sq Ft
10/07/2024 10/07/24 Pending -- -- --
09/20/2024 09/20/24 For Sale $99,900 +51.4% $74 / Sq Ft
04/30/2021 04/30/21 Sold $66,000 -5.6% $49 / Sq Ft View Prior Sale
03/06/2021 03/06/21 Pending -- -- --
03/03/2021 03/03/21 For Sale $69,900 -- $52 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $662 $72,200 $0 $0
2024 $616 $65,800 $0 $0
2023 $553 $59,400 $6,800 $52,600
2022 $529 $56,967 $0 $0
2021 $510 $54,533 $0 $0
2020 $484 $52,100 $6,800 $45,300
2019 $487 $52,100 $6,800 $45,300
2018 $491 $52,100 $6,800 $45,300
2017 $528 $55,600 $0 $0
2016 $533 $55,600 $0 $0
2015 $571 $55,600 $0 $0
2014 $571 $59,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jessie DeVore

    Seller's Agent in 2024

    Jessie DeVore

    The Goodfellow Agency

    (301) 697-5130

    75 Total Sales

    Jessie DeVore
    Section Image
  • Sharon Murray

    Buyer's Agent in 2024

    Sharon Murray

    Coldwell Banker Home Town Realty

    (301) 707-5371

    216 Total Sales

    Sharon Murray
    Section Image
  • Pam Terry

    Seller's Agent in 2021

    Pam Terry

    EXP Realty, LLC

    (301) 697-1442

    356 Total Sales

    Pam Terry
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAL2010032

Bright MLS

APN: 06-025269

Maryland Allegany County Cumberland 21502

838 Gephart Dr, Cumberland, MD

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes