RENTED OCT 24, 2025

838 Insley Cir Frederick, MD 21701

Fredericktowne Village Neighborhood

Estimated Value: $392,000 - $437,000

3 Beds
2 Baths
1,120 Sq Ft
$367/Sq Ft Est. Value

Sale Details

Date Sold: February 28, 2025

Last sale price $420,000 $375 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,558 / mo

About This Home

Welcome to your new home in Frederick! This beautifully renovated 3-bedroom, 2-bath property is tucked away in a quiet cul-de-sac, offering both comfort and convenience. Step inside to find a bright, open layout with modern finishes throughout. The fully updated kitchen features sleek cabinetry, countertops, and appliances—perfect for everyday living and entertaining. Both bathrooms have been tastefully remodeled with stylish fixtures and finishes. Outside, enjoy a private yard space in a peaceful setting with the added benefit of a cul-de-sac location. With its modern upgrades, functional layout, and prime location close to shops, dining, and commuter routes, this home has everything you need. Don’t miss the opportunity to make this stunning rental yours!

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 18, 2024
Closed on
Feb 19, 2025
Sold by
Taylor John Robert and Taylor Deborah Ann
Bought by
Montoya Aldo Gonzales
Seller's Agent
Mike Hansell
RE/MAX Results
Buyer's Agent
Walter Fuentes
Keller Williams Realty Centre
List Price
$419,900
Sold Price
$420,000
Premium/Discount to List
$100
0.02%
Views
53
Current Estimated Value
$410,683

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,317
Avg. Annual Appreciation
-1.88%
Original Mortgage
$315,000
Outstanding Balance
$313,146
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$97,537

Purchase Details

Closed on
Mar 30, 1988
Sold by
Washington Homes, Inc.
Bought by
Taylor John Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,170
Interest Rate
9.99%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montoya Aldo Gonzales $420,000 Community Title
Gonzales Montoya Aldo $420,000 Community Title
Taylor John Robert $81,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gonzales Montoya Aldo $315,000
Closed Gonzales Montoya Aldo $315,000
Previous Owner Taylor John Robert $32,170
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Rented $2,850 0.0% --
10/22/2025 10/22/25 Under Contract -- -- --
10/01/2025 10/01/25 Price Changed $2,850 -1.7% $3 / Sq Ft
09/25/2025 09/25/25 Price Changed $2,900 -3.3% $3 / Sq Ft
09/04/2025 09/04/25 For Rent $3,000 0.0% --
02/28/2025 02/28/25 Sold $420,000 0.0% $375 / Sq Ft View Prior Sale
12/27/2024 12/27/24 Pending -- -- --
12/18/2024 12/18/24 For Sale $419,900 -- $375 / Sq Ft

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,561 $278,200 $110,200 $168,000
2024 $4,561 $258,967 -- --
2023 $4,220 $239,733 $0 $0
2022 $4,001 $220,500 $95,200 $125,300
2021 $3,749 $213,733 $0 $0
2020 $3,749 $206,967 $0 $0
2019 $3,628 $200,200 $85,100 $115,100
2018 $3,495 $191,000 $0 $0
2017 $3,298 $200,200 $0 $0
2016 $3,243 $172,600 $0 $0
2015 $3,243 $172,600 $0 $0
2014 $3,243 $172,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • W

    Seller's Agent in 2025

    Walter Fuentes

    Keller Williams Realty Centre

    1 in this area

    20 Total Sales

    Walter Fuentes
    Section Image
  • Mike Hansell

    Seller's Agent in 2025

    Mike Hansell

    RE/MAX

    (301) 748-4274

    2 in this area

    95 Total Sales

    Mike Hansell
    Section Image
  • Todd Walker

    Buyer's Agent in 2025

    Todd Walker

    Mackintosh, Inc.

    (301) 639-1050

    2 in this area

    29 Total Sales

    Todd Walker
    Section Image
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Map

Maryland Frederick County Frederick 21701 Fredericktowne Village

838 Insley Cir, Frederick, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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