NOT LISTED FOR SALE

84 Vista Bluffs Destin, FL 32541

Destin Area

Estimated Value: $1,106,000 - $1,270,000

4 Beds
3 Baths
2,720 Sq Ft
$429/Sq Ft Est. Value

Sale Details

Date Sold: March 6, 2026

Last sale price $1,115,000 $410 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $7,669 / mo

20 Days on Market

Highlights

  • Fitness Center
  • Spa
  • Primary Bedroom Suite
  • Destin Elementary School Rated A-
  • Gulf View
  • Gated Community

About This Home

As of March 2026

Welcome to your coastal retreat in the gated community of Destiny, just a short distance from the beach. This custom 4-bedroom, 3.5-bath home is ideal as a short-term rental or second home, offering comfort, style, and strong income potential. A private guest suite with its own entrance, kitchen, and living area is perfect for visitors or rental flexibility. The second floor features an open layout with a well-equipped kitchen, living room, balcony, and two bedrooms, while the third-floor master suite provides privacy, balconies with water views, and abundant space. The fenced backyard offers room for a pool and expanded outdoor living. With rental projections around $80K annually and sold mostly furnished, this move-in ready property is a smart investment and a true beachside escape.

Last Agent to Sell the Property

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351 Listed on: 03/09/2026

Better Homes and Gardens Real Estate Emerald Coast

Last Buyer's Agent

John Holahan

Better Homes and Gardens Real Estate Emerald Coast License #3162351 Listed on: 03/09/2026

Better Homes and Gardens Real Estate Emerald Coast

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,703

Year Built

  • Built in 2004

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 60x110x60x118
  • Property fronts a private road
  • Interior Lot

HOA Fees

  • $298 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Property Views

  • Gulf
  • Lake

Home Design

  • Mediterranean Architecture
  • Exterior Columns
  • Slab Foundation
  • Slate Roof
  • Vinyl Trim
  • Stucco

Interior Spaces

  • 2,720 Sq Ft Home
  • 3-Story Property
  • Shelving
  • Woodwork
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Breakfast Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Spa
  • Lock
  • Balcony
  • Open Patio
  • Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Two Heating Systems
  • Underground Utilities
  • Multiple Water Heaters
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Short Term Rentals Allowed
  • Assessor Parcel Number 00-2S-22-0400-0000-0570

Community Details

Overview

  • Association fees include accounting, ground keeping, licenses/permits, management, recreational faclty, security
  • Destiny S/D Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Meeting Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Community Whirlpool Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,703

Year Built

Built in 2004

Lot Details

6,970 Sq Ft Lot

HOA Fees

$298 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.16
  • Lot Size: 60X110X60X118
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: DESTINY S/D
  • Directions: Entrance to Destiny Subdivision is across the Crab Trap. Go through the gates and take your second right onto Vista Bluffs. Home is on the left side aprox. 1/4 mile from turn.
  • Architectural Style: Mediterranean
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2004
  • Remarks Misc:Remarks: Welcome to your coastal retreat in the gated community of Destiny, just a short distance from the beach. This custom 4-bedroom, 3.5-bath home is ideal as a short-term rental or second home, offering comfort, style, and strong income potential. A private guest suite with its own entrance, kitchen, and living area is perfect for visitors or rental flexibility. The second floor features an open layout with a well-equipped kitchen, living room, balcony, and two bedrooms, while the third-floor master suite provides privacy, balconies with water views, and abundant space. The fenced backyard offers room for a pool and expanded outdoor living. With rental projections around $80K annually and sold mostly furnished, this move-in ready property is a smart investment and a true beachside escape.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Lake2: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Energy:Heat - Two or More: Yes
  • Energy:Water Heater - Two: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Guest Quarters, Lock Out, Pantry, Shelving, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Interior:Guest Quarters2: Yes

Exterior Features

  • Lot Features: Covenants, Interior, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Lake, Gulf
  • Construction Type: Stucco, Trim Vinyl
  • Exterior Features: Balcony, Columns, Hot Tub
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Open, Porch
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed, Pickle Ball, Community Room, Exercise Room, Gated Community, Pets Allowed, Picnic Area, Pool, Tennis, Whirlpool
  • Association #2 Fee: 3575.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Licenses/Permits, Management, Recreational Faclty, Security

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 6969.6
  • Parcel #: 00-2S-22-0400-0000-0570
  • Zoning: Resid Single Family
  • Lot Features Coastal Barrier Zone: No

Tax Info

  • Tax Annual Amount: 11702.69
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 9, 2026
Closed on
Mar 6, 2026
Sold by
Bought by
Seller's Agent
John Holahan
Better Homes and Gardens Real Estate Emerald Coast
Buyer's Agent
John Holahan
Better Homes and Gardens Real Estate Emerald Coast
List Price
$1,050,000
Sold Price
$1,115,000
Premium/Discount to List
$65,000
6.19%
Current Estimated Value
$1,167,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,075
Avg. Annual Appreciation
11.48%
Original Mortgage
$780,500
Interest Rate
0.0609%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 25, 2019
Sold by
Bought by

Purchase Details

Listed on
Oct 1, 2014
Closed on
Sep 17, 2015
Sold by
Bought by
Seller's Agent
John Cook
Coldwell Banker Realty
Buyer's Agent
John Cook
Coldwell Banker Realty
List Price
$536,750
Sold Price
$536,750

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.39%
Original Mortgage
$400,000
Interest Rate
0.0397%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 15, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,000
Interest Rate
0.0699%
Mortgage Type
Construction
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,115,000 Shoreline Title
-- Attorney
$536,800 Attorney
$106,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $780,500
Closed $400,000
Previous Owner $938,250
Previous Owner $395,500
Previous Owner $293,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/06/2026 03/06/26 Sold $1,115,000 -3.0% $410 / Sq Ft
01/11/2026 01/11/26 Off Market $1,150,000 -- --
10/06/2025 10/06/25 Pending -- -- --
09/16/2025 09/16/25 Price Changed $1,150,000 +9.5% $423 / Sq Ft
09/16/2025 09/16/25 For Sale $1,050,000 +95.6% $386 / Sq Ft
09/18/2015 09/18/15 Sold $536,750 0.0% $197 / Sq Ft View Prior Sale
06/02/2015 06/02/15 Pending -- -- --
10/01/2014 10/01/14 For Sale $536,750 -- $197 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,553 $1,015,236 $404,489 $610,747
2024 $10,559 $1,145,449 $392,708 $752,741
2023 $10,559 $1,007,892 $271,864 $736,028
2022 $9,269 $839,911 $247,149 $592,762
2021 $7,994 $643,714 $214,200 $429,514
2020 $7,487 $598,368 $204,000 $394,368
2019 $7,395 $582,996 $204,000 $378,996
2018 $6,905 $537,781 $0 $0
2017 $6,783 $519,032 $0 $0
2016 $6,502 $500,538 $0 $0
2015 $6,453 $487,084 $0 $0
2014 $5,203 $424,129 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 985447

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0400-0000-0570

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