NOT LISTED FOR SALE

Estimated Value: $790,000 - $1,023,000

4 Beds
3 Baths
2,993 Sq Ft
$315/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $871,000 $291 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $5,935 / mo

187 Days on Market

Highlights

  • Water Views
  • Pier or Dock
  • Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Second Kitchen

About This Home

As of April 2025

***OPEN HOUSE ON 3/16 HAS BEEN CANCELLED*** Rarely offered Cape St. Claire Waterview Home! Welcome to 840 Harbor View Terrace! This recently rejuvenated home features 4 bedrooms, 3 full baths, and plenty of living space. Beautiful views of the water from the main living area or it's spacious deck makes this a house that you won't want to miss out on! The main level also offers a den/office space, a full bathroom, and a bedroom. The upper level boasts 3 bedrooms and a full bathroom. Enjoy the water views from your own personal balcony attached to the primary bedroom. Additionally, the recently updated basement provides a secondary living space, a bonus room, a kitchenette, and a full bathroom. If that isn't enough this home has an attached staircase in the backyard that will take you directly down to the community pier! Don't miss this lovely home in the Broadneck school district close to Rt. 50, Baltimore, DC and Annapolis.

Last Agent to Sell the Property

Joey Cox

(410) 729-7700 jcox0870@gmail.com Keller Williams Flagship Listed on: 09/09/2024

Keller Williams Flagship

Last Buyer's Agent

Bob Chew

(703) 349-3900 clientservices@bobandronna.com Samson Properties License #0225277244

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,068

Year Built

  • Built in 1955

Lot Details

  • 7,920 Sq Ft Lot
  • Home fronts navigable water
  • Southeast Facing Home
  • Partially Fenced Property
  • Landscaped
  • Wooded Lot
  • Property is zoned R5

HOA Fees

  • HOA YN

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Central Vacuum
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • 1 Fireplace
  • Sliding Doors
  • Family Room
  • Sitting Room
  • Living Room
  • Dining Area
  • Home Office
  • Workshop
  • Utility Room
  • Water Views
  • Alarm System

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Finished Basement

  • Walk-Out Basement
  • Rear Basement Entry

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Water Access
  • River Nearby
  • Lake Privileges
  • Balcony
  • Deck
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Water Conditioner

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 020316522532220

Community Details

Overview

  • Condo Association YN: No
  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision

Amenities

  • Common Area

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,068

Year Built

Built in 1955

Lot Details

7,920 Sq Ft Lot

HOA Fees

$1 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Inclusions: Refrigerators (2), Oven, Microwave, Clothes Washer, Clothes Dryer, Dishwasher (2), Trash Compactor, Propane Tank for Home Generator and Main Level Fireplace.
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-09-09
  • Federal Flood Zone: No
  • Year Built: 1955
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Central Vacuum, Dishwasher, Disposal, Extra Refrigerator/Freezer, Microwave, Oven/Range - Electric, Refrigerator
  • Flooring Type: Wood, Carpet
  • Interior Amenities: Breakfast Area, Dining Area, 2nd Kitchen, Wood Floors, Floor Plan - Open
  • Window Features: Skylights
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, 2 Story Ceilings
  • Foundation Details: Concrete Perimeter, Slab
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Office, Utility Room, Workshop, Bathroom 1, Bathroom 2, Bathroom 3
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Fully Finished, Walkout Level
  • Total Sq Ft: 3523
  • Living Area Sq Ft: 2993
  • Price Per Sq Ft: 433.20
  • Above Grade Finished Sq Ft: 2193
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 530
  • Total Below Grade Sq Ft: 1330
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Office/Studio, Shed
  • Construction Materials: Frame
  • Road Surface Type: Black Top
  • View: Water
  • Water Access: Yes
  • Water Body Name: DEEP CREEK
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Electric Alarm
  • Sewer/Septic System: Public Sewer
  • Water Source: Conditioner, Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pier/Dock, Water/Lake Privileges, Common Grounds
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Features: Landscaping, Trees/Wooded
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7920.00
  • Outdoor Living Structures: Balcony, Deck(s)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 8068.00
  • Assessor Parcel Number: 020316522532220
  • Tax Lot: 20
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2024
Closed on
Apr 30, 2025
Sold by
Cox Donald Joseph
Bought by
Seller's Agent
Joey Cox
Keller Williams Flagship
Buyer's Agent
Bob Chew
Samson Properties
List Price
$950,000
Sold Price
$871,000
Premium/Discount to List
-$79,000
-8.32%
Views
474
Current Estimated Value
$941,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,424
Avg. Annual Appreciation
5.93%
Original Mortgage
$806,500
Outstanding Balance
$796,261
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$145,163

Purchase Details

Closed on
Jun 25, 2024
Sold by
Jeanne W Klauda Revocable Trust and Cox Donald Joseph
Bought by
Cox Donald Joseph

Purchase Details

Closed on
Nov 6, 2023
Sold by
Klauda Jeanne W
Bought by
Jeane W Klauda Revocable Trust and Klauda

Purchase Details

Closed on
Nov 26, 2004
Sold by
Klauda Jeanne W
Bought by
Klauda Jeanne W

Purchase Details

Closed on
Jun 30, 2003
Sold by
Smith Daniel J
Bought by
Edwards Mary Alice D and Klauda Jeanne W

Purchase Details

Closed on
Nov 27, 1996
Sold by
Blower Philip A
Bought by
Smith Daniel J and Smith Donna L

Purchase Details

Closed on
Dec 22, 1992
Sold by
Larmer Richard J
Bought by
Blower Philip A
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cape Saint Claire, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$871,000 Elite Home Title Llc
Cox Donald Joseph -- None Listed On Document
Jeane W Klauda Revocable Trust -- None Listed On Document
Klauda Jeanne W -- None Available
Edwards Mary Alice D $565,000 --
Smith Daniel J $330,000 --
Blower Philip A $325,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $806,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/30/2025 04/30/25 Sold $871,000 -8.3% $291 / Sq Ft
03/15/2025 03/15/25 Pending -- -- --
01/29/2025 01/29/25 For Sale $950,000 0.0% $317 / Sq Ft
11/08/2024 11/08/24 Off Market $950,000 -- --
10/29/2024 10/29/24 Pending -- -- --
10/07/2024 10/07/24 Price Changed $950,000 -20.8% $317 / Sq Ft
09/09/2024 09/09/24 For Sale $1,200,000 -- $401 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $8,891 $782,300
2025 $8,891 $742,200
2024 $6,645 $702,100 $403,500 $298,600
2023 $5,735 $682,600 $0 $0
2022 $6,012 $663,100 $0 $0
2020 $5,767 $643,600 $383,500 $260,100
2019 $5,679 $643,600 $383,500 $260,100
2018 $234 $647,000 $337,600 $309,400
2017 $5,337 $620,067 $0 $0
2016 $234 $593,133 $0 $0
2015 $234 $566,200 $0 $0
2014 -- $566,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2093824

Bright MLS

APN: 03-165-22532220

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