$1,110,000
SOLD APR 28, 2025

840 Olivia St Key West, FL 33040

Old Town Neighborhood
3 Beds
2 Baths
1,188 Sq Ft
2,178 Sq Ft Lot

Recently Sold

$934 Per Sq Ft

15% Below List Price

197 Days on Market

About This Home

As of April 2025

Step into this bright and airy two-story single-family move in ready home nestled in the heart of Historic Old Town Key West. Boasting 3 inviting bedrooms, 2 baths, and an open floor plan with a spacious kitchen and dining or bonus room, this residence offers the perfect blend of comfort and entertainment space. With the added convenience of off-street parking for 2 vehicles and its prime location within walking distance to an array of restaurants, clubs, and the waterfront, this home presents a wealth of flexibility for your ideal living experience.

Last Agent to Sell the Property

Dean Townsend

Keller Williams Key West Compass Realty License #3051198 Listed on: 09/29/2024

Keller Williams Key West Compass Realty

Last Buyer's Agent

Solaris Gregory

Expert Realty LLC (HQ) License #3445338

Home Details

Home Type

Single Family

Year Built

1928

Lot Details

2,178 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key West
  • K W Neighborhood: Old Town-N of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 4826.96
  • Vehicle Storage: Off Street Parking
  • Vehicle Storage Cars: 2
  • Year Built: 1928
  • Alternate Key Number: 1022250
  • Cooling Heating: Ductless
  • Lot Sq Ft: 2064.00
  • Porch Balcony: Deck
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1188.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Wine Cooler, Range, Refrigerator, Dishwasher, Dryer
  • Windows/Doors: Impact Rstnce Window
  • Total Bedrooms: 3

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Frame
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Municipal Sewer
  • Heating: Ductless

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00021510-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.05

Rental Info

  • Rentals Allowed: With Restrictions

Tax Info

  • Tax Year: 2023

Multi Family

  • Total Units: 1.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2024
Closed on
Jun 17, 2025
Sold by
Degnan William C
Bought by
Rd-Kw 840 Llc
Seller's Agent
Dean Townsend
Keller Williams Key West Compass Realty
Buyer's Agent
Solaris Gregory
Expert Realty LLC (HQ)
List Price
$1,299,000
Sold Price
$1,110,000
Premium/Discount to List
-$189,000
-14.55%
Views
94
Current Estimated Value
$1,166,661

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,661
Avg. Annual Appreciation
4.35%
Original Mortgage
$806,500
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 29, 2024
Closed on
Apr 28, 2025
Sold by
Carleton Sarah A and Klammer Mark
Bought by
Degnan William C
Seller's Agent
Dean Townsend
Keller Williams Key West Compass Realty
Buyer's Agent
Solaris Gregory
Expert Realty LLC (HQ)
List Price
$1,299,000
Sold Price
$1,110,000
Premium/Discount to List
-$189,000
-14.55%
Views
94

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$806,500
Interest Rate
6.67%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 1, 2017
Closed on
Feb 10, 2017
Sold by
Matter Mary Ann
Bought by
Carleton Sarah A and Klammer Mark
Seller's Agent
David Austin
Key West Properties (KW)
Buyer's Agent
William Brown
Southernmost Realty (KW)
List Price
$648,000
Sold Price
$620,000
Premium/Discount to List
-$28,000
-4.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.34%
Original Mortgage
$496,000
Interest Rate
4.32%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 11, 2012
Sold by
Dekeyser Richard T and Dekeyser Susan C
Bought by
Matter Mary Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 31, 2006
Sold by
Heindl W S and Heindl Virginia B
Bought by
Dekeyser Richard T and Dekeyser Susan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$414,400
Interest Rate
7.12%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 21, 2001
Sold by
Jerry L Trowbridge I
Bought by
Heindl W S and Heindl Virginia B

Purchase Details

Closed on
May 1, 1992
Bought by
Matter Mary Ann

Purchase Details

Closed on
Jun 1, 1986
Bought by
Matter Mary Ann
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $1,110,000 None Listed On Document
Warranty Deed $1,110,000 None Listed On Document
Warranty Deed $620,000 Attorney
Warranty Deed $429,000 First American Title Ins Co
Warranty Deed $592,000 Chicago Title Florida Keys
Warranty Deed $222,000 --
Warranty Deed $85,000 --
Warranty Deed $52,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $806,500 New Conventional
Previous Owner $496,000 New Conventional
Previous Owner $269,000 New Conventional
Previous Owner $414,400 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2025 04/28/25 Sold $1,110,000 -7.4% $934 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
01/31/2025 01/31/25 Price Changed $1,199,000 -4.1% $1,009 / Sq Ft
11/23/2024 11/23/24 Price Changed $1,250,000 -3.8% $1,052 / Sq Ft
09/29/2024 09/29/24 For Sale $1,299,000 +109.5% $1,093 / Sq Ft
02/10/2017 02/10/17 Sold $620,000 -4.3% $522 / Sq Ft View Prior Sale
01/05/2017 01/05/17 Pending -- -- --
01/01/2017 01/01/17 For Sale $648,000 -- $545 / Sq Ft
Source: Key West Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,912 $596,489 -- --
2024 $4,827 $579,679 -- --
2023 $4,827 $562,796 $0 $0
2022 $4,618 $546,404 $0 $0
2021 $4,717 $530,490 $0 $0
2020 $4,638 $523,166 $0 $0
2019 $4,569 $511,404 $0 $0
2018 $4,566 $501,869 $271,292 $230,577
2017 $4,706 $468,340 $0 $0
2016 $4,565 $427,925 $0 $0
2015 $4,627 $421,827 $0 $0
2014 $4,495 $392,198 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Dean Townsend

    Keller Williams Key West Compass Realty

    (305) 942-1369

    14 in this area

    25 Total Sales

    Dean Townsend
    Section Image
  • Solaris Gregory

    Buyer's Agent in 2025

    Solaris Gregory

    Expert Realty LLC (HQ)

    (305) 394-3442

    13 in this area

    85 Total Sales

    Solaris Gregory
    Section Image

  • D

    Seller's Agent in 2017

    David Austin

    Key West Properties (KW)

  • W

    Buyer's Agent in 2017

    William Brown

    Southernmost Realty (KW)

  • B

    Buyer's Agent in 2017

    Bill Brown

    Keller Williams Key West Compass Realty

    (305) 240-1511

    Bill Brown
    Section Image
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Map

Source: Key West Association of REALTORS®

MLS Number: 611639

Key West Association of REALTORS®

APN: 00021510-000000

Florida Monroe County Key West 33040 Old Town

840 Olivia St, Key West, FL

Sold

Detached

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