$610,000
OPEN SAT 12PM - 3PM

840 Spinnaker Point Terrace San Diego, CA 92154

Ocean View Hills Neighborhood

Estimated payment $4,207/month

Total Views 850
3 Beds
2.5 Baths
1,400 Sq Ft
$436 Price per Sq Ft

Highlights

  • Very Popular Property
  • Community Pool
  • Walk-In Closet
  • Gated Community
  • 2 Car Attached Garage
  • Patio

About This Home

RARE TWO STORY and move-in ready 3 bedroom, 2.5 bath townhome located in a desirable gated community. This spacious home features an open floor plan with large rooms, perfect for both everyday living and entertaining. The kitchen and living areas flow seamlessly, and the home offers plenty of natural light throughout. Enjoy the convenience of a two-car garage and access to community amenities including a sparkling pool and playground. Ideally situated with close freeway access to the 805, this property is just minutes from shops, restaurants, theatre and Kaiser Medical Offices. FHA and VA approved complex! A clean and inviting home in a prime location—don’t miss the opportunity to make it yours!

Listing Agent

Christine Directo

Finest City Homes & Loans License #02062188 Listed on: 08/22/2025

Open House Schedule

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,048

Year Built

  • Built in 2005

HOA Fees

  • $296 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Two Garage Doors
  • Garage Door Opener
  • Guest Parking

Home Design

  • Spanish Tile Roof
  • Stucco Exterior

Interior Spaces

  • 1,400 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Dining Area

Kitchen

  • Gas Oven
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer

Additional Features

  • Patio
  • Stucco Fence
  • Cooling System Powered By Gas

Listing and Financial Details

  • Assessor Parcel Number 45-360-04-05
  • $1,631 annual special tax assessment

Community Details

Overview

  • Association fees include exterior bldg maintenance, roof maintenance
  • 8 Units
  • Spinnaker Point Terrace Association, Phone Number (800) 400-2285
  • Spinnaker Point Community

Recreation

  • Community Playground
  • Community Pool

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,048

Year Built

Built in 2005

Lot Details

0

HOA Fees

$296 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Market Area: South Bay
  • Cross Street: Lighthouse View pl
  • Neighborhood: Ocean View Hills
  • LP / Sq Ft: 435.71
  • Miscellaneous: Street Lighting
  • Price Per Sq Ft: 435.71
  • Stories: 2 Story
  • Stories In Building: 2
  • Ownership: Condominium
  • Total Stories: 2
  • Year Built: 2005
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: OpenHouse
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Garage Door Opener, Microwave, Gas Oven, Gas Stove
  • Searchable Rooms: Dining Area, Family Room, Kitchen, All Bedrooms Up, Laundry, Master Bathroom, Walk-In Closet
  • Total Bedrooms: 3
  • Bedrooms: 3
  • Master Bedroom Dimensions: 13x12
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 1400
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Stucco Wall
  • Patio: Patio
  • Pool: Community/Common
  • Roof: Spanish Tile

Garage/Parking

  • Garage Details: Attached, Garage - Two Door, Garage Door Opener
  • Garage Spaces: 2
  • Non Garage Parking: Guest Parking
  • Garage Spaces: 1
  • Parking Spaces Total: 3

Utilities

  • Cooling: Central Forced Air, Gas
  • Laundry Utilities: Gas
  • Sewer/Septic: Public Sewer
  • Water: Public
  • Heating: Forced Air Unit
  • Heating Fuel: Electric

Condo/Co-op/Association

  • Complex Name: Spinnaker Point
  • Total Fees: 3552.0
  • Units In Building: 8
  • Total Number of Units: 181
  • Complex Features: Gated Community, Playground, Pool
  • Home Owner Association: Spinnaker Point Terrace
  • Home Owner Association Fee Includes: Exterior Bldg Maintenance, Roof Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 296.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 800-400-2285

Association/Amenities

  • Entry Level Unit: 1

Fee Information

  • CFD Mello Roos Fee: 1631.0
  • CFD Mello Roos Fee Reflects: Year
  • Total Monthly Fees: 432
  • CFD Mello Roos Fee Frequency: Semi-Annually

Lot Info

  • Lot Size: .25 to .5 AC
  • Topography: Level
  • Assessor Parcel Number: 45-360-04-05

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,048 $438,058 $125,155 $312,903
2024 $7,048 $429,469 $122,701 $306,768
2023 $6,907 $421,049 $120,296 $300,753
2022 $6,639 $412,794 $117,938 $294,856
2021 $6,637 $404,701 $115,626 $289,075
2020 $6,523 $400,552 $114,441 $286,111
2019 $6,265 $392,699 $112,198 $280,501
2018 $6,156 $385,000 $109,999 $275,001
2017 $83 $336,000 $95,999 $240,001
2016 $4,125 $227,272 $64,934 $162,338
2015 $4,080 $223,859 $63,959 $159,900
2014 $4,021 $219,475 $62,707 $156,768
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 For Sale $610,000 +58.4% $436 / Sq Ft
10/06/2017 10/06/17 Sold $385,000 +2.7% $275 / Sq Ft
09/03/2017 09/03/17 Pending -- -- --
08/30/2017 08/30/17 For Sale $375,000 +11.6% $268 / Sq Ft
08/10/2016 08/10/16 Sold $336,000 0.0% $240 / Sq Ft
06/27/2016 06/27/16 Pending -- -- --
06/21/2016 06/21/16 For Sale $336,000 -- $240 / Sq Ft
Source: San Diego MLS

Purchase History

Date Type Sale Price Title Company
Grant Deed $385,000 Chicago Title Company Sd
Grant Deed $336,000 Title 365
Interfamily Deed Transfer -- American Coast Title
Grant Deed $210,000 American Coast Title
Trustee Deed $155,250 None Available
Interfamily Deed Transfer -- First American Title Ins Co
Grant Deed $454,500 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 New Conventional
Open $378,026 FHA
Previous Owner $311,861 Unknown
Previous Owner $204,180 FHA
Previous Owner $204,676 FHA
Previous Owner $375,200 Negative Amortization
Previous Owner $363,560 Unknown
Source: Public Records

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Source: San Diego MLS

MLS Number: 250037026

San Diego MLS

APN: 645-360-04-05