Seller's Agent in 2022
Doug Garner
CENTURY 21 Garner Properties
(859) 525-6777
17 in this area
124 Total Sales
842 Stephens Rd Independence, KY 41051
Estimated Value: $672,000 - $899,942
6
Beds
6
Baths
5,706
Sq Ft
$141/Sq Ft
Est. Value
Highlights
- In Ground Pool
- View of Trees or Woods
- Deck
- White's Tower Elementary School Rated A-
- 4.06 Acre Lot
- Traditional Architecture
About This Home
As of July 202217 room 2 story w/ 3 finished levels is situated on over 4 acres. 5 bedrooms. 4 car garage. 4.5 baths. Gourmet kitchen with breakfast area offers granite counter tops, see through fireplace, walkout to sunroom and is connected to a 50's style bar area w/ grill. Dining room w/ double tray ceiling & butlers pantry. 1st floor laundry. Huge master suite w/ sitting area. Finished lower level w/ additional full kitchen, wine cellar and walkout to inground pool. All appliances including washer & dryer.
Last Agent to Sell the Property
CENTURY 21 Garner Properties License #226786 Listed on: 05/09/2022
Home Details
Home Type
- Single Family
Year Built
- Built in 1990
Lot Details
- 4.06 Acre Lot
- Aluminum or Metal Fence
Parking
- 4 Car Garage
- Driveway
- Off-Street Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 5,706 Sq Ft Home
- 2-Story Property
- Central Vacuum
- Woodwork
- Crown Molding
- Tray Ceiling
- Ceiling Fan
- Recessed Lighting
- 2 Fireplaces
- Wood Burning Fireplace
- Double Hung Windows
- Sliding Windows
- Wood Frame Window
- Panel Doors
- Entryway
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Bonus Room
- Game Room Downstairs
- Workshop
- Lower Floor Utility Room
- Utility Room
- Home Gym
- Carpet
- Views of Woods
Kitchen
- Microwave
- Dishwasher
- Trash Compactor
- Disposal
Bedrooms and Bathrooms
- 6 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
- Laundry Chute
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Kitchen in Basement
- Finished Basement Bathroom
- Stubbed For A Bathroom
Outdoor Features
- In Ground Pool
- Deck
- Enclosed Patio or Porch
Schools
- Whites Tower Elementary School
- Twenhofel Middle School
- Simon Kenton High School
Utilities
- Cooling Available
- Geothermal Heating and Cooling
- 220 Volts
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 047-00-00-058.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 9, 2022
Closed on
Jul 21, 2022
Sold by
Nuerge Marital Trust
Bought by
Werner Marco and Werner Sarah
Seller's Agent
Doug Garner
CENTURY 21 Garner Properties
Buyer's Agent
Emily Rachford
Keller Williams Realty Service
List Price
$685,000
Sold Price
$685,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,236
Avg. Annual Appreciation
4.30%
Original Mortgage
$435,000
Outstanding Balance
$415,132
Interest Rate
5.78%
Mortgage Type
New Conventional
Estimated Equity
$387,104
Purchase Details
Closed on
Jan 23, 2020
Sold by
Bank Of America Na
Bought by
Bank Of America Na and The Nuerge Marital Trust
Purchase Details
Closed on
Jun 16, 2000
Sold by
Cotton Robert B
Bought by
Nuerge William A and Nuerge Teri L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,000
Interest Rate
7.5%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Werner Marco | $685,000 | 360 American Title | |
| Bank Of America Na | -- | None Available | |
| Nuerge Marital Trust | -- | None Listed On Document | |
| Nuerge William A | $550,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Werner Marco | $435,000 | |
| Previous Owner | Nuerge William A | $440,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/22/2022 07/22/22 | Sold | $685,000 | 0.0% | $120 / Sq Ft |
| 06/22/2022 06/22/22 | Pending | -- | -- | -- |
| 05/09/2022 05/09/22 | For Sale | $685,000 | -- | $120 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,279 | $711,900 | $80,000 | $631,900 |
| 2024 | $8,391 | $685,000 | $80,000 | $605,000 |
| 2023 | $8,645 | $685,000 | $80,000 | $605,000 |
| 2022 | $8,423 | $665,500 | $80,000 | $585,500 |
| 2021 | $8,550 | $665,500 | $80,000 | $585,500 |
| 2020 | $7,946 | $605,000 | $80,000 | $525,000 |
| 2019 | $7,968 | $605,000 | $80,000 | $525,000 |
| 2018 | $8,012 | $605,000 | $80,000 | $525,000 |
| 2017 | $7,788 | $605,000 | $80,000 | $525,000 |
| 2015 | $7,594 | $605,000 | $50,000 | $555,000 |
| 2014 | $7,485 | $605,000 | $50,000 | $555,000 |
Source: Public Records
Agents Affiliated with this Home
-
Doug Garner
-
Emily Rachford
E
Buyer's Agent in 2022
Emily Rachford
Keller Williams Realty Service
(859) 415-6205
12 in this area
86 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 603739
APN: 047-00-00-058.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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