$156,000
SOLD AUG 20, 2025

843 Elm St Ludlow, KY 41016

2 Beds
1 Bath
532 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$293 Per Sq Ft

4% Above List Price

6 Days on Market

Highlights

  • River View
  • Traditional Architecture
  • Enclosed Patio or Porch
  • Open Floorplan
  • No HOA
  • Formal Dining Room

About This Home

As of August 2025

Looking for a stylish starter home, investment opp, or the perfect down-sizer? This charming 2-bedroom delivers BIG with cozy comfort and unbeatable convenience! You'll LOVE the spacious screened in porch, ideal for morning coffee or evening grilling! NEW FURNACE and HWH! Mins from downtown Cincy and a short walk to the riverfront where you'll find a couple of great local hot spots, this home offers the best of both city access and small town vibes. Tiny footprint. Big lifestyle. Come fall in love!!!

Last Agent to Sell the Property

Nicole Gott

RE/MAX Victory + Affiliates License #202660 Listed on: 07/23/2025

RE/MAX Victory + Affiliates

Last Buyer's Agent

Craig Wirth

Coldwell Banker Realty FM License #269595

Coldwell Banker Realty FM

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $470

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are .35x127

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 532 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Living Room
  • Formal Dining Room
  • Storage
  • Concrete Flooring
  • River Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Sump Pump
  • Basement Windows

Parking

  • Carport
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Dehumidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Probate Listing
  • Assessor Parcel Number 026-41-07-003.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$470

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Lot Size: .35X127
  • Road Frontage Type: City Street
  • Ownership: Estate/Trust
  • Directions: Deverill to Left to ELM
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .35X127
  • General Property Description:Approx SqFt2: 700.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1
  • General Property Description:Living Area: 532.0
  • General Property Description:Lot Size Square Feet: 4356.0
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 026-41-07-003.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Property Ownership:EstateTrust: Yes
  • Other Equipment:Sump Pump: Yes
  • Other Equipment:Dehumidifier: Yes
  • Levels:One and One Half: Yes
  • Special Listing Conditions:Probate Listing: Yes
  • View:River: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Storage, Open Floorplan, Eat-in Kitchen
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Gas Oven, Microwave, Refrigerator
  • Other Equipment: Sump Pump, Dehumidifier
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 532.0
  • Window Features: Insulated Windows, Double Hung
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Glass Block Windows: Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • View: River
  • Fencing: See Remarks
  • Roof: Shingle
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Other
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Enclosed, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Patio and Porch Features:Enclosed: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Carport, Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Carport2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 4356.0
  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Aug 20, 2025
Sold by
Lane Brandon and Lane Gerald Stephen
Bought by
Rich Harrison
Seller's Agent
Nicole Gott
RE/MAX Victory + Affiliates
Buyer's Agent
Craig Wirth
Coldwell Banker Realty FM
List Price
$150,000
Sold Price
$156,000
Premium/Discount to List
$6,000
4%
Views
106

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-48.14%

Purchase Details

Closed on
Jul 26, 2021
Sold by
Lane Gerald S
Bought by
Land Gerald S and Lane Brandon

Purchase Details

Closed on
Feb 19, 2020
Sold by
Mandyland Investments Llc
Bought by
Lane Gerald S

Purchase Details

Closed on
Mar 14, 2019
Sold by
Pentz Tara
Bought by
Mandyland Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,400
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 7, 2005
Sold by
Smith Ronnie D and Smith Angela
Bought by
Pentz Tara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,000
Interest Rate
6.23%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 25, 2005
Sold by
Sizemore Randall J and Sizemore Loretta
Bought by
Smith Ronnie D

Purchase Details

Closed on
Apr 20, 2001
Sold by
Johnson John A
Bought by
Sizemore Randall J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- American Homeland Title
Interfamily Deed Transfer -- None Available
Deed $82,500 Kentucky Land Title Agcy Inc
Deed $82,500 Kentucky Land Title
Warranty Deed -- Technetitle Agency Inc
Warranty Deed $67,500 --
Deed $20,000 --
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $54,400 New Conventional
Previous Owner $46,250 New Conventional
Previous Owner $10,000 Credit Line Revolving
Previous Owner $54,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/20/2025 08/20/25 Sold $156,000 +4.0% $293 / Sq Ft
07/29/2025 07/29/25 Pending -- -- --
07/23/2025 07/23/25 For Sale $150,000 -- $282 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $470 $82,500 $10,000 $72,500
2023 $465 $82,500 $10,000 $72,500
2022 $600 $82,500 $10,000 $72,500
2021 $1,224 $82,500 $10,000 $72,500
2020 $962 $64,000 $10,000 $54,000
2019 $1,005 $67,500 $10,000 $57,500
2018 $999 $67,500 $10,000 $57,500
2017 $986 $67,500 $10,000 $57,500
2015 $936 $67,500 $10,000 $57,500
2014 $900 $67,500 $10,000 $57,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 634667

Northern Kentucky Multiple Listing Service

APN: 026-41-07-003.00