8433 Fingerboard Rd Frederick, MD 21704
4
Beds
3
Baths
3,330
Sq Ft
3.47
Acres
Highlights
- Barn
- 3.47 Acre Lot
- No HOA
- Urbana Elementary School Rated A
- Rambler Architecture
- 3 Car Detached Garage
About This Home
As of April 2025Escape to your own private retreat with this exquisite 4-bedroom, 3-bath rancher nestled on 3.47 acres in the sought-after Urbana school district—with no HOA!
From the moment you arrive, you’ll be welcomed by the charming front porch, perfect for morning coffee. Step inside to a spacious floor plan featuring a bright, open foyer, formal living and dining rooms, and family room with built-in shelves and a stunning stone wood-burning fireplace. French doors lead to the screened-in back porch, where you can unwind with a glass of wine while soaking in peaceful nature views.
The bright kitchen offers plenty of table space, a bay window, and a walk-in pantry for all your storage needs. The primary suite features a walk-in closet and en-suite bath with a jetted tub and separate shower. The laundry room with cabinets and counter space adds convenience.
Need more space? A Fifth bonus room serves as the perfect home office, playroom, or guest room, while the unfinished walk-out basement is ready for your vision.
Outside, the property shines with a detached 3-car garage, a barn, and a long driveway offering plenty of parking. Whether you’re looking for extra storage, a hobby space, or room for animals, this property has it all!
Homes like this don’t come around often—don’t miss your chance to make it yours!
Last Buyer's Agent
Berkshire Hathaway HomeServices Homesale Realty License #RSR004788
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,424
Year Built
- Built in 1990
Lot Details
- 3.47 Acre Lot
- East Facing Home
Parking
- 3 Car Detached Garage
- Front Facing Garage
- Driveway
Home Design
- Rambler Architecture
- Architectural Shingle Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Stone Fireplace
- French Doors
- Laundry on main level
- Basement
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- 3 Full Bathrooms
Farming
- Barn
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Back Up Oil Heat Pump System
- Well
- Electric Water Heater
- Septic Equal To The Number Of Bedrooms
Community Details
- No Home Owners Association
- Urbana Overlook Subdivision
Listing and Financial Details
- Tax Lot 46
- Assessor Parcel Number 1107197020
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2025
Closed on
Apr 11, 2025
Sold by
Mackey Devin J and Mackey Natalie
Bought by
Berkheimer Alyssa and Berkheimer Kevin
Seller's Agent
Heather winpigler
EXP Realty, LLC
Buyer's Agent
Grace Cloutier
Berkshire Hathaway HomeServices Homesale Realty
List Price
$899,900
Sold Price
$950,000
Premium/Discount to List
$50,100
5.57%
Views
317
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,760
Avg. Annual Appreciation
-2.95%
Original Mortgage
$902,500
Outstanding Balance
$902,500
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$36,735
Purchase Details
Closed on
May 13, 2024
Sold by
Kelly Gregory G and Kelly Elizabeth J
Bought by
Mackey Devin J and Mackey Natalie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$807,500
Interest Rate
5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 16, 2020
Closed on
Oct 27, 2021
Sold by
Wilkens Donald E and Wilkens Lois M
Bought by
Kelly Elizabeth J and Kelly Gregory G
Seller's Agent
Greg Salley
Long & Foster Real Estate, Inc.
Buyer's Agent
Ralph Aloi
RE/MAX Plus
List Price
$764,900
Sold Price
$700,000
Premium/Discount to List
-$64,900
-8.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.96%
Original Mortgage
$560,000
Interest Rate
2.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 22, 2015
Sold by
Wilkens Donald E and Wilkens Lois M
Bought by
The Wilkens Family Revocable Living Trus and Wilkens Lois M
Purchase Details
Closed on
Nov 29, 1995
Sold by
Curran Joseph Margaret Jo
Bought by
Wilkens Donald E and Wilkens Lois M
Purchase Details
Closed on
May 1, 1989
Sold by
Maddox Daniel T
Bought by
Curram Joseph C and Curram Margaret J
Similar Homes in Frederick, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $950,000 | Lakeside Title | |
| Deed | $950,000 | Lakeside Title | |
| Deed | $850,000 | Legacyhouse Title | |
| Deed | $700,000 | Covenant Title & Escrow Llc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $285,000 | -- | |
| Deed | $91,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $902,500 | New Conventional | |
| Closed | $902,500 | New Conventional | |
| Previous Owner | $807,500 | New Conventional | |
| Previous Owner | $560,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/11/2025 04/11/25 | Sold | $950,000 | +5.6% | $285 / Sq Ft |
| 03/13/2025 03/13/25 | Pending | -- | -- | -- |
| 03/12/2025 03/12/25 | For Sale | $899,900 | 0.0% | $270 / Sq Ft |
| 03/10/2025 03/10/25 | Pending | -- | -- | -- |
| 03/05/2025 03/05/25 | For Sale | $899,900 | +28.6% | $270 / Sq Ft |
| 10/27/2021 10/27/21 | Sold | $700,000 | -6.7% | $200 / Sq Ft |
| 08/21/2020 08/21/20 | Pending | -- | -- | -- |
| 07/28/2020 07/28/20 | Price Changed | $749,900 | -2.0% | $214 / Sq Ft |
| 07/16/2020 07/16/20 | For Sale | $764,900 | -- | $219 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,496 | $731,933 | -- | -- |
| 2024 | $8,496 | $689,400 | $187,300 | $502,100 |
| 2023 | $7,501 | $627,367 | $0 | $0 |
| 2022 | $6,714 | $565,333 | $0 | $0 |
| 2021 | $5,993 | $503,300 | $143,600 | $359,700 |
| 2020 | $5,833 | $485,100 | $0 | $0 |
| 2019 | $5,571 | $466,900 | $0 | $0 |
| 2018 | $5,259 | $448,700 | $143,600 | $305,100 |
| 2017 | $5,124 | $448,700 | $0 | $0 |
| 2016 | $4,887 | $428,433 | $0 | $0 |
| 2015 | $4,887 | $418,300 | $0 | $0 |
| 2014 | $4,887 | $415,267 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Heather winpigler
Seller's Agent in 2025
Heather winpigler
EXP Realty, LLC
(301) 639-2653
2 in this area
23 Total Sales
-
Grace Cloutier
Buyer's Agent in 2025
Grace Cloutier
Berkshire Hathaway HomeServices Homesale Realty
(443) 381-2585
1 in this area
43 Total Sales
-
Greg Salley
Seller's Agent in 2021
Greg Salley
Long & Foster Real Estate, Inc.
(301) 606-3302
3 in this area
103 Total Sales
-
Ralph Aloi
Buyer's Agent in 2021
Ralph Aloi
RE/MAX
(301) 252-8774
1 in this area
12 Total Sales
Map
Source: Bright MLS
MLS Number: MDFR2059868
APN: 07-197020
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