$395,000
SOLD NOV 22, 2024

845 Camden Ave Cumberland, MD 21502

4 Beds
3.5 Baths
2,817 Sq Ft
7,050 Sq Ft Lot

Recently Sold

$140 Per Sq Ft

3% Above List Price

12 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Attic
  • Backs to Trees or Woods
  • Hydromassage or Jetted Bathtub
  • 2 Fireplaces

About This Home

As of November 2024

Prepare to be impressed! Discover this stunning 4-bedroom, 3.5-bath home located on the desirable west side of Cumberland. This meticulously maintained property features a spacious living room with a cozy wood-burning fireplace, a separate formal dining room, and a family room off the kitchen complete with a gas fireplace. The gourmet kitchen is a chef’s dream, boasting a Viking 6-burner gas stove with a griddle, double Viking gas ovens with convection, a Viking warmer drawer, a Sub Zero refrigerator, a Bosch dishwasher, a walk-in pantry, a dry bar, lighted top cabinets, under-cabinet lighting, granite countertops, and a farmhouse sink. The home showcases new waterproof luxury vinyl plank flooring throughout, with original oak flooring beneath. The main level includes a convenient half bath, while the second floor offers three full baths for added comfort. Step outside to a beautifully landscaped yard featuring a stone patio and a side porch, perfect for enjoying the wildlife in your backyard. Additional highlights include two pull-down attic accesses, a fully partially finished basement with a separate laundry room, ample storage space, and a two-car garage. Having been lovingly cared for over the past 26 years, this home is truly a rare find. Whether you’re looking to settle down or create lasting memories, this property checks all the boxes!
Seize the opportunity to make this extraordinary house your forever home! Don’t wait—schedule your tour today and experience all it has to offer!

Last Agent to Sell the Property

Pam Terry

(301) 697-1442 pamterry1971@gmail.com EXP Realty, LLC Listed on: 10/03/2024

EXP Realty, LLC

Last Buyer's Agent

Maria Harmening

(301) 904-8192 maria.harmening@c21nm.com CENTURY 21 New Millennium

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,309

Year Built

  • Built in 1941

Lot Details

  • 7,050 Sq Ft Lot
  • Extensive Hardscape
  • Backs to Trees or Woods
  • Property is in excellent condition

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Attic

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Shelving
  • Laundry in Basement

Outdoor Features

  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0106023347

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,309

Year Built

Built in 1941

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1941
  • Automatically Close On Close Date: No
  • Remarks Public: Prepare to be impressed! Discover this stunning 4-bedroom, 3.5-bath home located on the desirable west side of Cumberland. This meticulously maintained property features a spacious living room with a cozy wood-burning fireplace, a separate formal dining room, and a family room off the kitchen complete with a gas fireplace. The gourmet kitchen is a chef’s dream, boasting a Viking 6-burner gas stove with a griddle, double Viking gas ovens with convection, a Viking warmer drawer, a Sub Zero refrigerator, a Bosch dishwasher, a walk-in pantry, a dry bar, lighted top cabinets, under-cabinet lighting, granite countertops, and a farmhouse sink. The home showcases new waterproof luxury vinyl plank flooring throughout, with original oak flooring beneath. The main level includes a convenient half bath, while the second floor offers three full baths for added comfort. Step outside to a beautifully landscaped yard featuring a stone patio and a side porch, perfect for enjoying the wildlife in your backyard. Additional highlights include two pull-down attic accesses, a fully partially finished basement with a separate laundry room, ample storage space, and a two-car garage. Having been lovingly cared for over the past 26 years, this home is truly a rare find. Whether you’re looking to settle down or create lasting memories, this property checks all the boxes! Seize the opportunity to make this extraordinary house your forever home! Don’t wait—schedule your tour today and experience all it has to offer!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Cooktop, Microwave, Oven - Double, Refrigerator
  • Flooring Type: Wood, Luxury Vinyl Plank
  • Interior Amenities: Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Jetted Tub
  • Fireplace Features: Fireplace - Glass Doors, Wood, Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Partially Finished, Outside Entrance, Shelving
  • Laundry Type: Basement
  • Total Sq Ft: 3741
  • Living Area Sq Ft: 2817
  • Price Per Sq Ft: 152.92
  • Above Grade Finished Sq Ft: 2517
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 924
  • Total Below Grade Sq Ft: 1224
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 845

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Upper Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Extensive Hardscape, Exterior Lighting
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage, On Street, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Land Use Code: R
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7050.00
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5309.00
  • Assessor Parcel Number: 0106023347
  • Tax Total Finished Sq Ft: 2817
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 11/22/2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2024
Closed on
Nov 22, 2024
Sold by
Cline Matt B and Cline Nancy A
Bought by
Harmening Jeffrey M and Harmening Maria T
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Maria Harmening
CENTURY 21 New Millennium
List Price
$384,900
Sold Price
$395,000
Premium/Discount to List
$10,100
2.62%
Views
80
Current Estimated Value
$387,593

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,407
Avg. Annual Appreciation
-2.13%
Original Mortgage
$375,250
Interest Rate
6.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 13, 2006
Sold by
Cline Matt B
Bought by
Cline Matt

Purchase Details

Closed on
Nov 23, 2005
Sold by
Cline Matt B
Bought by
Cline Matt

Purchase Details

Closed on
Apr 1, 2005
Sold by
Cline Matt B and Cline Jill S
Bought by
Cline Matt B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 5, 1998
Sold by
Kline George L
Bought by
Cline Matt B and Cline Jill S
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $395,000 Allegany Garrett Titles & Sett
Special Warranty Deed $395,000 Allegany Garrett Titles & Sett
Deed -- --
Deed -- --
Deed -- --
Deed $96,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $375,250 New Conventional
Previous Owner $160,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2024 11/22/24 Sold $395,000 +2.6% $140 / Sq Ft
10/15/2024 10/15/24 Pending -- -- --
10/03/2024 10/03/24 For Sale $384,900 -- $137 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,379 $289,333 $0 $0
2024 $2,379 $265,967 $0 $0
2023 $2,257 $242,600 $26,400 $216,200
2022 $2,216 $238,767 $0 $0
2021 $2,197 $234,933 $0 $0
2020 $2,146 $231,100 $26,400 $204,700
2019 $2,159 $231,100 $26,400 $204,700
2018 $2,197 $231,100 $26,400 $204,700
2017 $2,133 $235,200 $0 $0
2016 $1,033 $215,933 $0 $0
2015 $1,712 $196,667 $0 $0
2014 $1,712 $177,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2010144

Bright MLS

APN: 06-023347