NOT LISTED FOR SALE

845 Fingerboard Rd Oakland, MD 21550

Estimated Value: $421,000 - $563,000

4 Beds
3.5 Baths
3,444 Sq Ft
$137/Sq Ft Est. Value

Last Sold October 23, 2020

Last sale price $295,000 $86 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $2,774/month

Highlights

  • 4.04 Acre Lot
  • Traditional Architecture
  • Main Floor Bedroom
  • Traditional Floor Plan
  • Backs to Trees or Woods
  • No HOA

About This Home

As of October 2020

This home has over 5000 SQ FT and looks like it has never been lived in! Take a look at this "country" setting. The town of Oakland is so very close-as well as many of Garrett Counties wonderful state parks. 4 Bedrooms/3.5 baths includes 2 master suites, a large eat-in kitchen, and multiple living/dining areas. Large level yard with lots of room for play! Entertain with ease on your backyard deck in this private location. Full unfinished basement with a range of possibilities. 4.04 Acres

Last Agent to Sell the Property

Kathy Gibson

(301) 501-2626 kgibson@railey.com Railey Realty, Inc. Listed on: 08/14/2020

Railey Realty, Inc.

Last Buyer's Agent

Laura Newhall

(301) 616-4126 laura@onerealestatesource.com Taylor Made Deep Creek Vacations & Sales

Taylor Made Deep Creek Vacations & Sales

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,978

Year Built

  • Built in 2009

Lot Details

  • 4.04 Acre Lot
  • Level Lot
  • Backs to Trees or Woods
  • Back and Front Yard

Home Design

  • Traditional Architecture

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Room
  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Basement Windows

Parking

  • Driveway
  • Off-Street Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Leased Water Conditioner
  • Septic Tank

Additional Features

  • Doors swing in
  • Outbuilding

Community Details

  • No Home Owners Association
  • Fingerboard Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1214036296

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,978

Year Built

Built in 2009

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Accessibility Features: Doors - Swing In
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2009
  • Automatically Close On Close Date: No
  • Remarks Public: This home has over 5000 SQ FT and looks like it has never been lived in! Take a look at this "country" setting. The town of Oakland is so very close-as well as many of Garrett Counties wonderful state parks. 4 Bedrooms/3.5 baths includes 2 master suites, a large eat-in kitchen, and multiple living/dining areas. Large level yard with lots of room for play! Entertain with ease on your backyard deck in this private location. Full unfinished basement with a range of possibilities. 4.04 Acres
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Oven/Range - Gas, Stainless Steel Appliances, Water Conditioner - Rented
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Recessed Lighting, Soaking Tub, Tub Shower, Walk-In Closet(s)
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Foyer, Breakfast Room, Laundry
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Walkout Level, Windows
  • Laundry Type: Main Floor
  • Total Sq Ft: 5160
  • Living Area Sq Ft: 3444
  • Price Per Sq Ft: 95.53
  • Above Grade Finished Sq Ft: 3444
  • Below Grade Sq Ft: 1716
  • Total Below Grade Sq Ft: 1716
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 845

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Exterior Features: Outbuilding(s)
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 224000.00
  • Land Assessed Value: 31000.00
  • Land Use Code: 008
  • Lot Features: Backs To Trees, Front Yard, Level, Rear Yard
  • Lot Size Acres: 4.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 175982.00
  • Year Assessed: 2020
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15675905
  • Tax Annual Amount: 2978.00
  • Assessor Parcel Number: 1214036296
  • Tax Total Finished Sq Ft: 3444
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 10/23/2020

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 5, 2025
Sold by
Gift Dana R
Bought by
Gift Timothy R
Current Estimated Value
$472,919

Purchase Details

Listed on
Aug 14, 2020
Closed on
Oct 23, 2020
Sold by
Beachy Daniel
Bought by
Gift Dana Russell
Seller's Agent
Kathy Gibson
Railey Realty, Inc.
Buyer's Agent
Laura Newhall
Taylor Made Deep Creek Vacations & Sales
List Price
$329,000
Sold Price
$295,000
Premium/Discount to List
-$34,000
-10.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.86%
Original Mortgage
$236,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 19, 2018
Closed on
May 18, 2018
Sold by
Clear Mountain Bank
Bought by
Beachy Daniel
Seller's Agent
Bill Weissgerber
Railey Realty, Inc.
Buyer's Agent
Nina Beitzel
Railey Realty, Inc.
List Price
$259,000
Sold Price
$253,000
Premium/Discount to List
-$6,000
-2.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.50%
Original Mortgage
$258,439
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Oct 12, 2017
Sold by
Coyle John J
Bought by
Clear Mountain Bank

Purchase Details

Closed on
Nov 1, 2007
Sold by
Rs Rs S and Rs Ellwood R
Bought by
Rinker John J and Alt Susanne L

Purchase Details

Closed on
Oct 30, 2007
Sold by
Rs Rs S and Rs Ellwood R
Bought by
Rinker John J and Alt Susanne L
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gift Timothy R -- None Listed On Document
Gift Timothy R -- None Listed On Document
Gift Dana Russell $295,000 None Available
Beachy Daniel $253,000 Deep Creek Title Group
Clear Mountain Bank $185,000 None Available
Rinker John J $59,900 --
Rinker John J $59,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gift Dana Russell $236,000
Previous Owner Beachy Daniel $258,439
Closed Rinker John J --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/23/2020 10/23/20 Sold $295,000 -10.3% $86 / Sq Ft
08/14/2020 08/14/20 For Sale $329,000 +30.0% $96 / Sq Ft
05/18/2018 05/18/18 Sold $253,000 -2.3% $73 / Sq Ft View Prior Sale
04/04/2018 04/04/18 Pending -- -- --
03/19/2018 03/19/18 For Sale $259,000 -- $75 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,432 $300,500 $32,500 $268,000
2024 $3,363 $285,333 $0 $0
2023 $3,186 $270,167 $0 $0
2022 $3,008 $255,000 $31,000 $224,000
2021 $3,008 $255,000 $31,000 $224,000
2020 $2,978 $255,000 $31,000 $224,000
2019 $3,008 $255,000 $31,000 $224,000
2018 $2,840 $255,000 $31,000 $224,000
2017 $2,999 $255,000 $0 $0
2016 -- $270,600 $0 $0
2015 -- $270,600 $0 $0
2014 -- $270,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA133280

Bright MLS

APN: 14-036296