NOT LISTED FOR SALE

848 Camden Ave Cumberland, MD 21502

Estimated Value: $218,000 - $294,000

3 Beds
2 Baths
2,615 Sq Ft
$97/Sq Ft Est. Value

Last Sold May 15, 2020

Last sale price $195,000 $75 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,494/month

Highlights

  • City View
  • Deck
  • Main Floor Bedroom
  • Carriage House
  • Wood Flooring
  • 1 Fireplace

About This Home

As of May 2020

Welcome to this charming 3 bed, 2 bath Cape Cod located on a dead-end street in West Side. Built in 1930, this home offers modern amenities and old world charm. The main floor features a living room with fireplace, a spacious kitchen and dining area, IKEA pantry set, two bedrooms and one full bathroom. Hardwood floors throughout. Upstairs is a 3rd bedroom that could also be used as additional living area. The basement was renovated in 2019 and offers a family room, an additional full bathroom, workshop/storage area and one car garage. Outside, there is a large Trex deck with plenty of room to entertain and a large two-car carriage house. Central AC. New hot water tank installed in 2016. Minutes from downtown Cumberland and I-68.

Last Agent to Sell the Property

Ally Litten

(301) 268-7504 alittenmd@gmail.com Mountainside Home Realty Listed on: 03/18/2020

Last Buyer's Agent

Seth Loar

(301) 876-0676 seth_loar@hotmail.com Coldwell Banker Premier License #660434

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,956

Year Built

  • Built in 1930

Lot Details

  • 0.26 Acre Lot
  • Property is in very good condition

Parking

  • 3 Garage Spaces | 1 Attached and 2 Detached
  • 1 Attached Carport Space
  • Basement Garage
  • Side Facing Garage

Property Views

  • City
  • Mountain

Home Design

  • Carriage House
  • Cape Cod Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Workshop
  • Wood Flooring
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range
  • Range Hood
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • Walk-in Shower

Partially Finished Basement

  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Home Security

  • Exterior Cameras
  • Surveillance System

Accessible Home Design

  • Ramp on the main level

Outdoor Features

  • Deck
  • Outbuilding

Schools

  • West Side Elementary School
  • Braddock Middle School
  • Allegany High School

Utilities

  • Central Air
  • Radiator
  • Hot Water Baseboard Heater
  • Electric Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0106013309

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,956

Year Built

Built in 1930

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: Ramp - Main Level
  • Ownership: Fee Simple
  • Exclusions: Downstairs work bench
  • Historic: No
  • Home Warranty: No
  • Inclusions: Security cameras, basement dehumidifier
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2020-03-18
  • Federal Flood Zone: No
  • Year Built: 1930
  • Remarks Public: Welcome to this charming 3 bed, 2 bath Cape Cod located on a dead-end street in West Side. Built in 1930, this home offers modern amenities and old world charm. The main floor features a living room with fireplace, a spacious kitchen and dining area, IKEA pantry set, two bedrooms and one full bathroom. Hardwood floors throughout. Upstairs is a 3rd bedroom that could also be used as additional living area. The basement was renovated in 2019 and offers a family room, an additional full bathroom, workshop/storage area and one car garage. Outside, there is a large Trex deck with plenty of room to entertain and a large two-car carriage house. Central AC. New hot water tank installed in 2016. Minutes from downtown Cumberland and I-68.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Pantry, Stall Shower, Window Treatments, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Room Count: 11
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Bedroom 1, Workshop, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partially Finished, Outside Entrance, Improved, Interior Access
  • Laundry Type: Basement, Hookup
  • Total Sq Ft: 3397
  • Living Area Sq Ft: 2615
  • Price Per Sq Ft: 96.64
  • Above Grade Finished Sq Ft: 1965
  • Below Grade Finished Sq Ft: 650
  • Below Grade Sq Ft: 782
  • Total Below Grade Sq Ft: 1432
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 848

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Carriage House
  • Construction Materials: Brick
  • Exterior Features: Outbuilding(s), Street Lights
  • Roof: Architectural Shingle
  • View: Mountain, City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Carport Spaces: 1
  • Garage: Yes
  • Garage Features: Basement Garage, Covered Parking, Garage - Side Entry, Oversized
  • Attached Carport Spaces: 1
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Detached Garage, Attached Carport

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Baseboard - Hot Water, Baseboard - Electric, Radiator
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Exterior Cameras, Surveillance Sys
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: WEST SIDE
  • Middle School: BRADDOCK
  • High School: ALLEGANY
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: WEST SIDE
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 131000.00
  • Land Assessed Value: 26400.00
  • Land Use Code: 010
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11276.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14912076
  • Tax Annual Amount: 2956.00
  • Assessor Parcel Number: 0106013309
  • Tax Total Finished Sq Ft: 2615
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 05/15/2020

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2020
Closed on
May 8, 2020
Sold by
Showalter Brett D
Bought by
Reams Tommie D and Reams Nikkole A
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
Seth Loar
Coldwell Banker Premier
List Price
$189,900
Sold Price
$195,000
Premium/Discount to List
$5,100
2.69%
Current Estimated Value
$252,648

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,648
Avg. Annual Appreciation
4.90%
Original Mortgage
$156,000
Outstanding Balance
$138,753
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$113,895

Purchase Details

Listed on
May 13, 2016
Closed on
Jul 29, 2016
Sold by
Colby Sally E
Bought by
Showalter Brett D
Seller's Agent
Ann Boggs
Coldwell Banker Premier
Buyer's Agent
Alli Candelas
Charis Realty Group
List Price
$165,000
Sold Price
$160,000
Premium/Discount to List
-$5,000
-3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$154,400
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 23, 2006
Sold by
Gmac Mortgage Corp D & B & A
Bought by
Colby Stephen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
6.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2005
Sold by
Green Christopher J
Bought by
Gmac Mortgage Corp D & B & A and Ditech Com

Purchase Details

Closed on
Nov 30, 2000
Sold by
Mills Phillip H
Bought by
Green Christopher J

Purchase Details

Closed on
Apr 7, 1999
Sold by
Mills Phillip H
Bought by
Mills Phillip H
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Reams Tommie D $195,000 None Available
Showalter Brett D $160,000 Attorney
Colby Stephen $132,500 --
Gmac Mortgage Corp D & B & A $108,600 --
Green Christopher J $97,900 --
Mills Phillip H -- --
Mills Phillip H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Reams Tommie D $156,000
Previous Owner Showalter Brett D $154,400
Previous Owner Colby Stephen $106,000
Closed Green Christopher J --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/15/2020 05/15/20 Sold $195,000 +2.7% $75 / Sq Ft
03/19/2020 03/19/20 For Sale $189,900 -2.6% $73 / Sq Ft
03/18/2020 03/18/20 Off Market $195,000 -- --
03/18/2020 03/18/20 For Sale $189,900 +18.7% $73 / Sq Ft
08/05/2016 08/05/16 Sold $160,000 -3.0% $76 / Sq Ft View Prior Sale
06/04/2016 06/04/16 Pending -- -- --
05/13/2016 05/13/16 For Sale $165,000 -- $79 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,860 $217,200 $0 $0
2024 $1,860 $198,600 $0 $0
2023 $1,675 $180,000 $26,400 $153,600
2022 $1,601 $172,467 $0 $0
2021 $1,542 $164,933 $0 $0
2020 $1,462 $157,400 $26,400 $131,000
2019 $1,323 $148,300 $0 $0
2018 $1,290 $139,200 $0 $0
2017 $1,234 $130,100 $0 $0
2016 $623 $130,100 $0 $0
2015 $1,339 $130,100 $0 $0
2014 $1,339 $138,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL133810

Bright MLS

APN: 06-013309