$900,000
SOLD MAY 29, 2026
5 Beds
4.5 Baths
4,011 Sq Ft
10,454 Sq Ft Lot

Sale Details

Date Sold: May 29, 2026

$224 Per Sq Ft

8% Below List Price

83 Days on Market

Highlights

  • New Construction
  • Gulf View
  • Outdoor Kitchen
  • RV Access or Parking
  • Coastal Architecture
  • No HOA

About This Home

As of May 2026

Welcome to 848 Tropic Avenue, a newly built residence on Okaloosa Island where modern design, refined craftsmanship, and relaxed beach living come together effortlessly. With over 4,000 square feet of thoughtfully designed space, this home offers an elevated blend of luxury and comfort... all just a short stroll from the island's renowned beaches and emerald shoreline. Inside, wide-plank engineered wood flooring sets a warm, inviting tone throughout the main living areas. Elevated architectural details, including 10-foot ceilings and 8-foot solid oak doors, enhance the home's sense of openness and sophistication. The gourmet kitchen serves as a stunning centerpiece, pairing professional-grade elements with refined design, including quartz countertops, extended upper cabinetry, and a striking 48'' Forno gas range with double oven. A generous island provides additional seating and prep space, making this kitchen ideal for both everyday living and entertaining. The first-floor primary suite is designed as a private retreat, blending modern simplicity with high-quality finishes. The beautifully appointed bath showcases a spacious, glass-enclosed shower wrapped in floor-to-ceiling tile and equipped with dual shower heads, along with a sleek floating double vanity. A private sliding door provides convenient access to the backyard, creating a seamless indoor-outdoor connection. Upstairs, an expansive secondary living room offers additional space for relaxation or guests, with access to a private covered balcony offering tranquil views of Santa Rosa Sound. Each bedroom enjoys direct access to a full bathroom, including a beautifully designed Jack-and-Jill shared bath between two of the guest suites, creating a thoughtful and functional layout. The open-concept living area extends easily outdoors through a wide span of sliding glass doors that leads to a covered porch accented by a tongue-and-groove wood ceiling. This inviting space features a fully appointed summer kitchen with a built-in grill, wine refrigerator, and waterfall quartz countertops... setting the stage for effortless entertaining. Beyond the covered area, the fenced backyard offers a blank canvas for personalization, including the option to add a custom Neway pool with renderings available upon request. A generous side yard also provides space for boat or RV parking, a rare convenience on Okaloosa Island. Situated between the Gulf of Mexico and Choctawhatchee Bay, Okaloosa Island offers an unmatched blend of tranquility, natural beauty, and accessibility. Enjoy pristine beaches, boating, fishing, paddleboarding, and miles of protected shoreline, along with restaurants, parks, and entertainment just minutes away. Located in a residentially protected area of Okaloosa Island where short-term rentals are not allowed, the home benefits from enhanced privacy, reduced transient traffic, and a more refined coastal living experience. Destin lies just over five miles to the east, and downtown Fort Walton Beach is less than two miles from your doorstep. Discover a home where thoughtful design meets modern luxury. Schedule your private showing today.

Last Agent to Sell the Property

Meghan Hall

Keller Williams Realty Emerald Listed on: 02/19/2026

Keller Williams Realty Emerald

Last Buyer's Agent

Non Member

NON-MEMBER OFFICE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,780

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 64.82x145.96x130
  • Fenced
  • Zoning described as County, Resid Single Family

Parking

  • 2 Car Garage
  • Garage Door Opener
  • RV Access or Parking

Home Design

  • Coastal Architecture
  • Brick Exterior Construction
  • Metal Roof
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Den
  • Gulf Views
  • Fire and Smoke Detector
  • Double Oven

Bedrooms and Bathrooms

  • 5 Bedrooms

Outdoor Features

  • Balcony
  • Covered Patio or Porch
  • Outdoor Kitchen

Schools

  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Community Details

Overview

  • No Home Owners Association
  • Santa Rosa Island Subdivision

Amenities

  • Community Barbecue Grill

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,780

Year Built

Built in 2025 | New Construction

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2025
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.24
  • Lot Size: 64.82x145.96x130
  • Subdivision Name: Santa Rosa Island
  • Architectural Style: Coastal
  • Unit Levels: Two
  • New Construction: Yes
  • Building Stories: 2
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Appliances: Gas Water Heater
  • Interior Amenities: Entrance Foyer
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Dining Room Type: Bedroom, Den, Dining Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
  • Stories: 2
  • Window Features: Double Pane Windows

Exterior Features

  • Fencing: Fenced, Privacy
  • View: Gulf, Other
  • View: Yes
  • Waterfront: No
  • Construction Type: Brick, Block, HardiPlank Type, Vinyl Siding
  • Exterior Features: Barbecue, Outdoor Kitchen
  • Patio And Porch Features: Balcony, Covered, Porch
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener, RV Access/Parking
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue
  • Association: No

Schools

  • Middle Or Junior School: Bruner

Lot Info

  • Lot Features: Sprinkler System, Paved
  • Lot Size Sq Ft: 10454.0
  • Mobile Dim Units: Feet
  • Zoning Description: County, Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 2780.4
  • Tax Year: 2025

MLS Schools

  • Elementary School: Other
  • High School: Fort Walton Beach

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2026
Closed on
May 26, 2026
Sold by
Bought by
Seller's Agent
Meghan Hall
Keller Williams Realty Emerald
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$975,000
Sold Price
$900,000
Premium/Discount to List
-$75,000
-7.69%
Views
457

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.21%

Purchase Details

Listed on
Jul 22, 2023
Closed on
Nov 22, 2023
Sold by
Bought by
Seller's Agent
Sean McSheehy
World Impact Real Estate
Buyer's Agent
Sean McSheehy
Paradise Property Brokers Inc
List Price
$267,000
Sold Price
$225,000
Premium/Discount to List
-$42,000
-15.73%
Views
91

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
73.35%

Purchase Details

Closed on
Jan 7, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 8, 2020
Sold by
Bought by

Purchase Details

Closed on
Feb 21, 2018
Sold by
Bought by

Purchase Details

Closed on
Mar 16, 2000
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,200
Interest Rate
8.29%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Okaloosa Island, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $100 Closing Agency
Warranty Deed $900,000 Closing Agency
Warranty Deed $225,000 None Listed On Document
Warranty Deed $225,000 New Title Company Name
Warranty Deed $165,000 Aqua Title Services
Quit Claim Deed $100 None Listed On Document
Warranty Deed $168,000 Advance Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $185,000 Purchase Money Mortgage
Previous Owner $152,500 Unknown
Previous Owner $151,200 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2026 05/29/26 Sold $900,000 -7.7% $224 / Sq Ft
05/13/2026 05/13/26 Pending -- -- --
02/19/2026 02/19/26 For Sale $975,000 0.0% $243 / Sq Ft
02/09/2026 02/09/26 Off Market $975,000 -- --
02/04/2026 02/04/26 For Sale $975,000 0.0% $243 / Sq Ft
01/29/2026 01/29/26 Pending -- -- --
11/19/2025 11/19/25 For Sale $975,000 +333.3% $243 / Sq Ft
11/22/2023 11/22/23 Sold $225,000 -15.7% -- View Prior Sale
10/24/2023 10/24/23 Pending -- -- --
07/22/2023 07/22/23 For Sale $267,000 -- --
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,780 $215,351 $215,351
2024 $1,925 $190,576 $190,576
2023 $1,925 $144,375 $144,375 $0
2022 $1,586 $134,930 $134,930 $0
2021 $1,330 $96,378 $96,378 $0
2020 $1,251 $94,479 $94,479 $0
2019 $1,221 $89,980 $89,980 $0
2018 $1,161 $83,200 $0 $0
2017 $1,194 $83,200 $0 $0
2016 $1,063 $75,705 $0 $0
2015 $1,045 $72,100 $0 $0
2014 $1,020 $70,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 781823

Central Panhandle Association of REALTORS®

APN: 00-2S-24-2185-0008-0493

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