
849 Harbor Island Clearwater Beach, FL 33767
Island Estates NeighborhoodEstimated payment $24,158/month
Highlights
- 84 Feet of Intracoastal Waterfront
- Dock has access to electricity and water
- Boat Lift
- White Water Ocean Views
- Water access To Gulf or Ocean
- Screened Pool
About This Home
One or more photo(s) has been virtually staged. Welcome home to your exclusive, NEVER FLOODED, waterfront oasis! Located in the serene area of Island Estates, this home offers breathtaking 180-degree Intracoastal views. Built 11+ feet above the floodplain with solid block construction in 1982, the home was expanded in 2000 with a two-story addition, reinforced by 13 steel beams driven 30 feet into bedrock for lasting durability. This property was built to withstand any storm, and it has!
Inside, the open yet well-defined layout features a central kitchen, two living areas, and formal and informal dining spaces. On the main floor, you'll find 4 bedrooms and 3 bathrooms. A large wraparound porch allows you to enjoy coffee every morning with a warm breeze and jaw-dropping view. A boat lift and car lift cater to enthusiasts, while a sunken wet bar with granite countertops and custom cabinetry enhances entertaining. Floor-to-ceiling windows on the second floor showcase stunning views, with a second-floor balcony positioned for perfect winter sunsets.
The views from the second and third floor will truly leave you breathless, and the versatile space on the third floor is exquisite. Whether it's used as an office, a library, or even a yoga/meditation room, you will find stress doesn't stand a chance while you're inside.
Dedicated HVAC units on each floor maintain comfort, while a 2018 multi-dimensional shingle roof adds longevity. Two wood-burning fireplaces provide warmth, and a marine gear storage area offers flexible space for storage, a workshop, or fitness center. The fully screened pool area, complete with an outdoor culinary corner, seamlessly blends indoor and outdoor living.
A 5 minute boat ride leads to Caladesi Island, which was ranked the fourth-best U.S. beach in 2024! The Gulf of Mexico is just a short 10 minute boat ride away, offering endless opportunities for adventure on the water! Minutes away, you’ll find Honeymoon Island, marinas, and premier waterfront dining. This is the pinnacle of luxury coastal living! A rare combination of luxury, functionality, and prime location, this home is ready to create new memories!
Listing Agent
REAL BROKER, LLC Brokerage Phone: 407.279.0038 License #3582805 Listed on: 03/05/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,228
Year Built
- Built in 1982
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 96x140
- 84 Feet of Intracoastal Waterfront
- Property fronts an intracoastal waterway
- Property Fronts a Bay or Harbor
- Cul-De-Sac
- West Facing Home
- Irrigation Equipment
- Landscaped with Trees
Parking
- 3 Car Attached Garage
- Workshop in Garage
- Ground Level Parking
- Driveway
- On-Street Parking
Property Views
- White Water Ocean
- Intracoastal
- Partial Bay or Harbor
- Pool
Home Design
- Florida Architecture
- Pillar, Post or Pier Foundation
- Slab Foundation
- Frame Construction
- Shingle Roof
- Block Exterior
- Stone Siding
- Stucco
Interior Spaces
- 4,244 Sq Ft Home
- 4-Story Property
- Wet Bar
- Built-In Features
- Shelving
- Bar Fridge
- Bar
- Cathedral Ceiling
- Ceiling Fan
- Stone Fireplace
- Double Pane Windows
- Low Emissivity Windows
- Shades
- Shutters
- Blinds
- Display Windows
- Wood Frame Window
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Dining Room
- Home Theater
- Library
- Bonus Room
- Inside Utility
- Laundry Room
Kitchen
- Eat-In Kitchen
- Range with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Solid Surface Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Travertine
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Home Security
- Hurricane or Storm Shutters
- Storm Windows
- Fire and Smoke Detector
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Sweep
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- Fishing Pier
- Property is near a marina
- Seawall
- No Wake Zone
- Boat Lift
- Dock has access to electricity and water
- Dock made with wood
- Balcony
- Courtyard
- Deck
- Wrap Around Porch
- Patio
- Exterior Lighting
Schools
- Sandy Lane Elementary School
- Dunedin Highland Middle School
- Clearwater High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Island Estate Of Clearwater Units 6D 7A 7C Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 44
- Assessor Parcel Number 05-29-15-43456-073-0440
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $14,029 | $793,190 | -- | -- |
2023 | $14,029 | $770,087 | $0 | $0 |
2022 | $13,678 | $747,657 | $0 | $0 |
2021 | $13,893 | $725,881 | $0 | $0 |
2020 | $13,869 | $715,859 | $0 | $0 |
2019 | $13,652 | $699,764 | $0 | $0 |
2018 | $13,485 | $686,716 | $0 | $0 |
2017 | $12,815 | $669,124 | $0 | $0 |
2016 | $12,727 | $655,361 | $0 | $0 |
2015 | $12,914 | $650,805 | $0 | $0 |
2014 | $12,859 | $645,640 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
05/28/2025 05/28/25 | Price Changed | $4,249,000 | -3.4% | $1,001 / Sq Ft |
03/19/2025 03/19/25 | Price Changed | $4,399,000 | 0.0% | $1,037 / Sq Ft |
03/05/2025 03/05/25 | For Sale | $4,399,999 | -- | $1,037 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $515,000 | New Conventional | |
Closed | $500,000 | Credit Line Revolving | |
Closed | $200,000 | Credit Line Revolving | |
Closed | $100,000 | Credit Line Revolving |
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Source: Stellar MLS
MLS Number: OM696238

APN: 05-29-15-43456-073-0440
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