JoLynn Johnston
e-Merge Real Estate Victory
(513) 813-4925
71 Total Sales
2 in South Covington
$219K - $421K Price Range
85 Otter Dr Fort Mitchell, KY 41017
South Covington NeighborhoodEstimated Value: $253,000 - $276,173
3
Beds
2.5
Baths
890
Sq Ft
$295/Sq Ft
Est. Value
Highlights
- View of Trees or Woods
- 1.12 Acre Lot
- Wood Burning Stove
- Taylor Mill Elementary School Rated 9+
- Cedar Trees
- Traditional Architecture
About This Home
As of September 2025Welcome to 85 Otter—a beautifully maintained home where modern updates meet peaceful surroundings. Set on a private, tree-lined 1+ acre lot, this property offers the perfect blend of comfort, character, and convenience. Step inside to find fresh paint and new flooring throughout, creating a clean, inviting feel. The spacious family room features a cozy wood-burning stove, while the bright kitchen shines with a new stove (2022) and newer appliances. Major mechanicals are already done for you: a new roof (2020), furnace, A/C, and water heater (2021) mean true peace of mind. This 6-room layout includes a great room, large laundry area, and flexible spaces ready to fit your lifestyle. Outside, enjoy the freshly painted deck, a small pond with fish, and a private backyard framed by mature trees—perfect for relaxing or entertaining. Tucked away in a quiet cul-de-sac yet minutes from everything, 85 Otter is move-in ready and waiting for you.
Last Agent to Sell the Property
Keller Williams Advisors License #241335 Listed on: 07/18/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- 1.12 Acre Lot
- Cul-De-Sac
- Cedar Trees
Parking
- 1 Car Garage
- Driveway
Property Views
- Woods
- Neighborhood
Home Design
- Traditional Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 890 Sq Ft Home
- Ceiling Fan
- 1 Fireplace
- Wood Burning Stove
- Vinyl Clad Windows
- Double Hung Windows
- Great Room
- Family Room
- Finished Basement
- Finished Basement Bathroom
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
- Tile Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Schools
- Taylor Mill Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 045-30-01-049.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2025
Closed on
Sep 9, 2025
Sold by
Bought by
Seller's Agent
Eric Sztanyo
Keller Williams Advisors
Buyer's Agent
Nikki Culbertson
Culbertson Real Estate Group
List Price
$249,000
Sold Price
$254,000
Premium/Discount to List
$5,000
2.01%
Views
52
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,793
Avg. Annual Appreciation
3.69%
Original Mortgage
$249,399
Outstanding Balance
$247,372
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$15,421
Purchase Details
Closed on
Dec 31, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Covington, KY
-
JoLynn Johnston
-
Shelli Stinson
Shelli Stinson
eXp Realty LLC
(859) 757-0169
131 Total Sales
8 in South Covington
$105K - $331K Price Range
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
179 Total Sales
5 in South Covington
$122K - $320K Price Range
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
2 in South Covington
$203K - $225K Price Range
-
Lindsay Archer
Lindsay Archer
Horan Rosenhagen Real Estate
(513) 866-3543
112 Total Sales
1 in South Covington
$328,000 Price
-
Marie N. Cook
Marie N. Cook
Coldwell Banker Realty
(513) 854-1284
54 Total Sales
1 in South Covington
$165,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $254,000 | None Listed On Document | ||
| $106,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $249,399 | ||
| Previous Owner | $144,800 | ||
| Previous Owner | $45,000 | ||
| Previous Owner | $80,683 | ||
| Previous Owner | $90,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $254,000 | +2.0% | $285 / Sq Ft |
| 07/19/2025 07/19/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | For Sale | $249,000 | -- | $280 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,036 | $205,400 | $25,000 | $180,400 |
| 2024 | $2,105 | $205,400 | $25,000 | $180,400 |
| 2023 | $2,190 | $205,400 | $25,000 | $180,400 |
| 2022 | $2,243 | $205,400 | $25,000 | $180,400 |
| 2021 | $1,806 | $120,000 | $25,000 | $95,000 |
| 2020 | $1,401 | $120,000 | $25,000 | $95,000 |
| 2019 | $1,405 | $120,000 | $25,000 | $95,000 |
| 2018 | $1,409 | $120,000 | $25,000 | $95,000 |
| 2017 | $1,371 | $120,000 | $30,000 | $90,000 |
| 2015 | $1,771 | $120,000 | $30,000 | $90,000 |
| 2014 | $1,664 | $120,000 | $30,000 | $90,000 |
Source: Public Records
Agents Affiliated with this Home
-
Eric Sztanyo
Seller's Agent in 2025
Eric Sztanyo
Keller Williams Advisors
(513) 813-6293
6 in this area
288 Total Sales
-
Nikki Culbertson
Buyer's Agent in 2025
Nikki Culbertson
Culbertson Real Estate Group
(859) 653-0972
5 in this area
328 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 634461
APN: 045-30-01-049.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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