$172,000
SOLD MAR 5, 2025

850 Oak St Ludlow, KY 41016

2 Beds
1 Bath
755 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$228 Per Sq Ft

1% Above List Price

18 Days on Market

Highlights

  • Deck
  • Neighborhood Views
  • Porch
  • Ranch Style House
  • Detached Garage
  • Eat-In Kitchen

About This Home

As of March 2025

You'll love this charming home in Ludlow, You will love this home in Ludlow, KY. Only minutes from Cincinnati. The living room is inviting with natural, new light fixtures and crown moldings. You'll love the retro-style kitchen decor a tiled backsplash, newer appliances, new light fixtures, and a ceiling fan. The bedrooms feature-in closet shelves, light fixtures, and blinds. Here are a few of the upgrades and improvements: The HVAC was replaced in 2023 with the addition of registers to heat the basement. Upgraded flight fixtures, fans. Waterproofed the basement and sump pump with transferable warranty. New appliances in 2024, New fence, and new roof in 2022.
Appraised for $170,000.
Call today to see this home!

Last Agent to Sell the Property

Juanita Allen

RE/MAX Elite Lexington License #194787 Listed on: 01/14/2025

Last Buyer's Agent

NKAR Non-Member

Non-Member Office

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1922

Lot Details

  • 3,485 Sq Ft Lot
  • Privacy Fence
  • Fenced

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 755 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Window Screens
  • Vinyl Flooring
  • Neighborhood Views
  • Security System Owned

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Gas Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Walk-Up Access
  • Sump Pump

Parking

  • Detached Garage
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Porch

Schools

  • Ryland Heights Elementary School
  • Latonia Middle School
  • Simon Kenton High School

Utilities

  • Dehumidifier
  • Forced Air Heating System
  • Air Source Heat Pump
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Community Details

  • Downtown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 026-41-07-009.00

Home Details

Home Type

Single Family

Year Built

Built in 1922

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1922
  • Above Grade Finished Sq Ft: 755.0
  • Levels: One
  • New Construction: No
  • Structure Type:House: Yes
  • View:Neighborhood: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Laundry Features:Washer Hookup: Yes
  • Architectural Style:Ranch: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Privacy: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Roof:Shingle: Yes
  • Laundry Features:Gas Dryer Hookup: Yes
  • Other Equipment:Dehumidifier: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Gas Range, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Primary Downstairs
  • Flooring: Vinyl
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Sump Pump, Unfinished, Walk-Out Access, Walk-Up Access
  • Basement: Yes
  • Total Bedrooms: 2
  • Fireplace: No
  • LivingArea: 755.0
  • Lot Size Area: 0.08
  • Other Equipment: Dehumidifier
  • Window Features: Blinds, Screens, Window Treatments
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Basement:Walk-Up Access: Yes
  • Basement:Sump Pump: Yes
  • Basement:Walk-Out Access: Yes
  • Appliances:Gas Range: Yes

Exterior Features

  • Roof: Shingle
  • Construction Materials: Wood Siding
  • Fencing: Privacy, Other
  • Foundation Details: Block
  • Home Warranty: No
  • List Price: 168000.0
  • Patio And Porch Features: Deck, Porch
  • Pool Private: No
  • View: Neighborhood
  • View YN: Yes
  • Waterfront: No
  • Window Features:Blinds: Yes
  • Window Features:Screens: Yes
  • Window Features:Window Treatments: Yes
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage: Yes
  • Parking Features: Other, Detached Garage, Driveway, Off Street
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Heat Pump, Natural Gas
  • Cooling: Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Gas Dryer Hookup, Washer Hookup
  • Security Features: Security System Owned
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes
  • Heating:Heat Pump2: Yes

Schools

  • Elementary School: Ryland Heights
  • High School: Simon Kenton
  • Middle or Junior School: Latonia

Lot Info

  • Lot Size Acres: 0.08
  • Lot Size Sq Ft: 3485.0
  • Parcel Number: 026-41-07-009.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 14, 2025
Closed on
Mar 4, 2025
Sold by
Henry Maureen C
Bought by
Ginn Terry and Critendon Darby
Seller's Agent
Juanita Allen
RE/MAX Elite Lexington
Buyer's Agent
NKAR Non-Member
Non-Member Office
List Price
$170,000
Sold Price
$172,000
Premium/Discount to List
$2,000
1.18%
Views
83
Current Estimated Value
$183,137

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,137
Avg. Annual Appreciation
8.61%
Original Mortgage
$172,000
Outstanding Balance
$170,840
Interest Rate
6.96%
Mortgage Type
VA
Estimated Equity
$12,297

Purchase Details

Closed on
Mar 9, 2018
Sold by
Rayjo Enterprises Llc
Bought by
Henry Maureen C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,768
Interest Rate
4.15%
Mortgage Type
VA

Purchase Details

Closed on
Nov 10, 2015
Sold by
Rayjo Enterprises Llc
Bought by
Waggoner Raymond C and Waggoner Colona J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,000
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2013
Sold by
Waggoner Raymond C and Waggoner Colona
Bought by
Rayjo Enterprises Llc

Purchase Details

Closed on
Dec 21, 2012
Sold by
Rayjo Enterprises Llc
Bought by
Waggoner Raymond C and Waggoner Colona J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,000
Interest Rate
3.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2006
Sold by
Waggoner Raymond C and Waggoner Colona J
Bought by
Rayjo Enterprises Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $172,000 360 American Title
Warranty Deed $172,000 360 American Title
Warranty Deed $77,500 Stewart Title Company
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Deed -- None Available
Warranty Deed -- Stewart Title Company
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $172,000 VA
Closed $172,000 VA
Previous Owner $73,768 VA
Previous Owner $37,000 New Conventional
Previous Owner $42,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/05/2025 03/05/25 Sold $172,000 +2.4% $228 / Sq Ft
02/01/2025 02/01/25 Pending -- -- --
01/21/2025 01/21/25 Price Changed $168,000 -1.2% $223 / Sq Ft
01/14/2025 01/14/25 For Sale $170,000 -- $225 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,149 $88,000 $10,000 $78,000
2024 $1,144 $88,000 $10,000 $78,000
2023 $1,133 $88,000 $10,000 $78,000
2022 $1,175 $88,000 $10,000 $78,000
2021 $1,154 $77,500 $10,000 $67,500
2020 $1,149 $77,500 $10,000 $67,500
2019 $1,143 $77,500 $10,000 $67,500
2018 $1,102 $75,000 $10,000 $65,000
2017 $952 $65,000 $10,000 $55,000
2015 $904 $65,000 $10,000 $55,000
2014 $869 $65,000 $10,000 $55,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25000641

ImagineMLS (Bluegrass REALTORS®)

APN: 026-41-07-009.00