$555,000
SOLD FEB 21, 2025

85102 Southern Creek Blvd Fernandina Beach, FL 32034

4 Beds
3 Baths
2,530 Sq Ft
0.51 Acres

Recently Sold

$219 Per Sq Ft

9% Below List Price

57 Days on Market

Highlights

  • 45 Feet of Waterfront
  • Under Construction
  • Gated Community
  • Yulee Elementary School Rated A-
  • Home fronts a pond
  • Pond View

About This Home

As of February 2025

Experience the GCI Difference! With our Ultimate Included Features! Welcome Home—**MOVE-IN READY!** Home backs up to protected wetlands, and is a massive homesite! Welcome home to The Rocco I, our flagship floor plan that redefines single-level living! This exquisite new build features 4 spacious bedrooms and 3 full bathrooms, designed for both comfort and style.As you step through the elegant double door entry, you're greeted by an oversized foyer drenched in natural light, with a direct line of sight to the enchanting covered lanai via gorgeous oversized sliding doors. Impressively designed, the flexible office/dining space features beautiful glass double doors, perfect for both productivity and entertaining.The heart of this home is the expansive living room, boasting abundant natural light and seamless flow into the chef-inspired kitchen. Cook and dine in luxury with an impressive 42-inch Timberlake white shaker cabinetry, topped with striking quartz countertops in a beautiful Calacatta finish. The kitchen is equipped with a double oven, smooth cooktop range, and a generously sized island, ensuring ample space for gatherings. A charming breakfast area is ideal for casual dining, with sliders opening directly to your massive covered lanai for effortless outdoor living.Retreat to the private primary suite, ideally located on one side of the home, featuring a lavish bathroom with an oversized shower, elegant freestanding tub, and a colossal walk-in closet. The home also includes a thoughtfully designed laundry room, complete with a mudroom for added convenience.On the opposite side, discover three additional bedrooms and two luxurious bathrooms, showcasing exquisite subway tile-walled showers and tasteful floor tile.Craftsmanship is evident throughout, featuring 1x4 onsite cased 5-panel doors, 1x6 baseboards, and elegant crown molding, elevating the overall aesthetic of this magnificent home.Don't miss out on this unparalleled opportunity to own a true masterpiece. Schedule your showing today and step into your forever home!

Last Agent to Sell the Property

MATTHEW GABEL

KELLER WILLIAMS REALTY AT THE LAKES License #3595850 Listed on: 11/15/2024

KELLER WILLIAMS REALTY AT THE LAKES

Last Buyer's Agent

Lorel Bennett

IRON VALLEY REAL ESTATE NORTH FLORIDA License #3575869

IRON VALLEY REAL ESTATE NORTH FLORIDA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $798

Year Built

  • Built in 2024 | Under Construction

Lot Details

  • 0.51 Acre Lot
  • Home fronts a pond
  • 45 Feet of Waterfront
  • Property fronts a private road
  • Backyard Sprinklers
  • Wooded Lot
  • Many Trees

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Shingle Roof

Interior Spaces

  • 2,530 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Pond Views
  • Smart Thermostat
  • Laundry on lower level

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Electric Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Bathtub With Separate Shower Stall

Accessible Home Design

  • Accessibility Features

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting

Outdoor Features

  • Wetlands on Lot
  • Patio
  • Front Porch

Schools

  • Emma Love Hardee Elementary School
  • Fernandina Beach Middle School
  • Fernandina Beach High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Well
  • High-Efficiency Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 252N27198000050000

Community Details

Overview

  • $5,500 One-Time Secondary Association Fee
  • Association fees include ground maintenance
  • Southern Creek Community Homeowners Association
  • Southern Creek Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$798

Year Built

Built in 2024 | Under Construction

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: Yes
  • Stories: 1
  • Year Built: 2024
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.51
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Southern Creek
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Efficiency: Appliances, Construction, HVAC, Insulation, Lighting, Water Heater, Windows
  • General Property Information Living Area2: 2530.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: Yes
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • General Property Information Accessibility Features YN2: Yes
  • Flooring Tile: Yes
  • Flooring Wood: Yes
  • Cooling Zoned: Yes
  • Water Source Well: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Property Condition Under Construction: Yes
  • General Property Information Water Frontage Feet: 45
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.51
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • ViewPond: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Road Frontage Type Private Road: Yes
  • Laundry Features Lower Level: Yes
  • Interior Features Guest Suite: Yes
  • Green Building Verification Type HERS Index Score: Yes
  • Green Building Verification Type Home Energy Score: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, ENERGY STAR Qualified Dishwasher
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Tile, Wood
  • Living Area: 2530.0
  • Appliances Dishwasher: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Double Oven: Yes
  • Appliances:ENERGY STAR Qualified Dishwasher: Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • Lot Features: Many Trees, Sprinklers In Rear, Wetlands, Wooded
  • View: Pond
  • Waterfront Features: Pond
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Covered, Front Porch, Patio, Porch, Rear Porch
  • Property Condition: Under Construction
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Waterfront Features:Pond2: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Wetlands: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Many Trees: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage, Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Laundry Features: Lower Level
  • Cooling: Central Air, Electric, Zoned
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Heating:Central: Yes
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 799.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Gated, Management - Off Site, Trash
  • Association #2 Fee: 5500.0
  • Association #2 Fee Frequency: One Time
  • Association Name: Southern Creek Community Homeowners Association
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 799.0
  • General Property Information:Association Fee Frequency: Annually
  • General Property Information:Association Name: Southern Creek Community Homeowners Association
  • Association Amenities:Trash: Yes
  • Association Fee Includes:Maintenance Grounds2: Yes
  • General Property Information:Association Fee 2: 5500.0
  • General Property Information:Association Fee 2 Frequency: One Time
  • Association Amenities:Gated: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 22215.6
  • Parcel #: 252N27198000050000
  • Zoning Description: Residential

Green Features

  • Green Energy Efficient:Windows: Yes
  • Green Energy Efficient:Appliances: Yes
  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Lighting: Yes
  • Green Energy Efficient:Water Heater: Yes
  • Green Energy Efficient:Insulation: Yes
  • Green Energy Efficient:Construction: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 15, 2024
Closed on
Feb 28, 2025
Sold by
Slhb Of North Florida Llc
Bought by
Harrison Susanne and Harrison Patrick
Seller's Agent
MATTHEW GABEL
KELLER WILLIAMS REALTY AT THE LAKES
Buyer's Agent
Lorel Bennett
IRON VALLEY REAL ESTATE NORTH FLORIDA
List Price
$609,900
Sold Price
$555,000
Premium/Discount to List
-$54,900
-9%
Views
74
Current Estimated Value
$562,525

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,525
Avg. Annual Appreciation
2.79%
Original Mortgage
$544,947
Outstanding Balance
$542,638
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$19,887

Purchase Details

Listed on
Nov 15, 2024
Closed on
Jan 13, 2025
Sold by
Clng Homes Llc
Bought by
Slhb Of North Florida Llc
Seller's Agent
MATTHEW GABEL
KELLER WILLIAMS REALTY AT THE LAKES
Buyer's Agent
Lorel Bennett
IRON VALLEY REAL ESTATE NORTH FLORIDA
List Price
$609,900
Sold Price
$555,000
Premium/Discount to List
-$54,900
-9%
Views
74

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$544,947
Outstanding Balance
$542,638
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$19,887

Purchase Details

Closed on
Sep 8, 2023
Sold by
Southern Legacy Home Builders Llc
Bought by
Clng Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$349,000
Interest Rate
6.9%
Mortgage Type
Balloon

Purchase Details

Closed on
Jun 25, 2014
Sold by
Holland Jarrahlee
Bought by
Holland Zell Partnership Llp

Purchase Details

Closed on
Nov 18, 2010
Sold by
Holland/Zell Development Llc
Bought by
Holland Zell Partnership Llp

Purchase Details

Closed on
Nov 1, 2010
Sold by
Holland Debbie
Bought by
Holland Zellpartnership Llp

Purchase Details

Closed on
Aug 13, 2010
Sold by
Cantrell Heyward
Bought by
Holland Zell Partnership Llp
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $555,000 Pillar Title Group Llc
Warranty Deed $555,000 Pillar Title Group Llc
Quit Claim Deed $100 Pillar Title Group Llc
Quit Claim Deed $100 Pillar Title Group Llc
Quit Claim Deed $215,600 Landmark Title
Quit Claim Deed $215,600 Landmark Title
Warranty Deed -- Attorney
Special Warranty Deed -- None Available
Personal Reps Deed -- Gibraltar Title Services
Receivers Deed -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $544,947 FHA
Closed $544,947 FHA
Previous Owner $427,000 Balloon
Previous Owner $349,000 Balloon
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/21/2025 02/21/25 Sold $555,000 -1.8% $219 / Sq Ft
01/20/2025 01/20/25 Price Changed $565,400 -2.4% $223 / Sq Ft
01/11/2025 01/11/25 Pending -- -- --
12/22/2024 12/22/24 Price Changed $579,495 -1.7% $229 / Sq Ft
12/16/2024 12/16/24 Price Changed $589,495 -3.3% $233 / Sq Ft
12/13/2024 12/13/24 Price Changed $609,495 0.0% $241 / Sq Ft
12/03/2024 12/03/24 Price Changed $609,500 -0.1% $241 / Sq Ft
11/15/2024 11/15/24 For Sale $609,900 -- $241 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $798 $100,000 $100,000 --
2023 $798 $50,000 $50,000 $0
2022 $529 $50,000 $50,000 $0
2021 $415 $30,000 $30,000 $0
2020 $399 $30,000 $30,000 $0
2019 $323 $20,000 $20,000 $0
2018 $327 $20,000 $0 $0
2017 $303 $20,000 $0 $0
2016 $307 $20,000 $0 $0
2015 $314 $20,000 $0 $0
2014 $316 $20,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2056747

realMLS (Northeast Florida Multiple Listing Service)

APN: 25-2N-27-1980-0005-0000