NOT LISTED FOR SALE

8576 Ridgeway Rd Petoskey, MI 49770

Estimated Value: $489,000 - $514,000

4 Beds
3 Baths
2,758 Sq Ft
$181/Sq Ft Est. Value

Last Sold September 18, 2023

Last sale price $409,500 $148 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $3,350/month

Highlights

  • Deck
  • Whirlpool Bathtub
  • Snowmobile Trail
  • Cathedral Ceiling
  • First Floor Utility Room
  • Thermal Windows

About This Home

As of September 2023

Original owners are now offering this well maintained family home on Mud Creek in Petoskey's Silver Creek Association. This home features four bedrooms, three bathrooms, a finished walk out lower level that leads to a paver patio and is located in a quiet private setting. Cathedral ceilings and a stone fireplace fill the light filled living room. Do not procrastinate.

Last Agent to Sell the Property

David Uutinen

Berkshire Hathaway HomeServices Michigan Real Estate - HS License #6501153941 Listed on: 08/16/2023

Berkshire Hathaway HomeServices Michigan Real Estate - HS

Last Buyer's Agent

Tom Margherita

Gaslight Group Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,973

Lot Details

  • Creek or Stream

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,758 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • First Floor Utility Room

Kitchen

  • Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Air
  • Heating System Uses Propane
  • Well
  • Propane Water Heater
  • Septic System
  • Satellite Dish

Listing and Financial Details

  • Assessor Parcel Number 14-20-04-225-132

Community Details

Overview

  • Silver Creek Association

Recreation

  • Snowmobile Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,973

Lot Details

0

HOA Fees

$29 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Lvt Date: 08/16/2023
  • Section: 4
  • Second Address Number: 8576
  • Directions: Take Pickeral Lake or Mitchell to Silver Creek Association, follow to Deer Path to Ridgeway, to address.
  • Price per Sq Ft: 148.48
  • OFFICELIST_STATE: MI
  • Street Designation: Road
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Built In Microwave, Cathedral Ceilings, Ceiling Fans, Central Air, Deck, Dishwasher, Dryer, Gas Fireplace, Patio, Paved Drive, Range, Refrigerator, Satellite Dish, Washer, Whirl Pool, Near Snowmobile Trails, Stream/Creek
  • Total Finished Sq Ft: 2758
  • Master Bedroom: Dimensions: 12x13, On Level: Main
  • Bedroom 2: Dimensions: 10.6x11, On Level: Main
  • Bedroom 3: Dimensions: 10.9x11, On Level: Main
  • Bedroom 4: Dimensions: 10.7x12.8, On Level: Lower
  • Total Rooms: 9
  • Basement: Full, Walkout, Finished
  • Dining Room: Dimensions: 9x9, On Level: Main
  • Kitchen: Dimensions: 13.4x10, On Level: Main
  • Family Room: Dimensions: 24x37, On Level: Lower
  • Living Room: Dimensions: 16.5x18, On Level: Main
  • Above Grade Finished Sq Ft: 1490
  • Bathroom 1: Dimensions: 9.1x10.4, On Level: Main
  • Bathroom 2: Dimensions: 5x8.6, On Level: Main
  • Number Of Bedrooms: 4
  • Full Bathrooms: 3
  • Rooms 1: Dimensions: 6.6x9.3, On Level: Lower
  • Rooms 2: On Level: N/A
  • Windows: Thermo, Insulated, Vinyl

Exterior Features

  • Construction: Wood Frame/Site Built, One Story
  • Roof: Asphalt Shingle
  • Waterfront Water Access: Neither

Garage/Parking

  • Garage Carport: Garage-Attached
  • Gar Car Capacity: Two and Half

Utilities

  • Heat Type: LP Gas
  • Sewer: Septic
  • Water: Well
  • Water Heater: 40 Gal, Propane

Condo/Co-op/Association

  • Association: Silver Creek
  • Association: Yes
  • Fees: 350

Schools

  • School District: Petoskey
  • School District: Petoskey

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 14-20-04-225-132

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 14, 2025
Sold by
Rudzki Rebecca Ann and Rudzki Y
Bought by
Rudzki Rebecca Ann and Rebecca Ann Rudzki Revocable Living Trus
Current Estimated Value
$499,049

Purchase Details

Listed on
Aug 16, 2023
Closed on
Oct 30, 2023
Sold by
Rudzki Rebecca Ann and Rudzki Y
Bought by
Rudzki Rebecca Ann and Craig R Kurzeja Revocable Living Trust
Seller's Agent
David Uutinen
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Tom Margherita
Gaslight Group Properties
List Price
$419,000
Sold Price
$409,500
Premium/Discount to List
-$9,500
-2.27%
Views
176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.13%

Purchase Details

Listed on
Aug 16, 2023
Closed on
Sep 18, 2023
Sold by
Wojeik Judith Schultz and The Judith Schltz Wojcik Revocable Livin
Bought by
Rudzki Rebecca Ann
Seller's Agent
David Uutinen
Berkshire Hathaway HomeServices Michigan Real Estate - HS
Buyer's Agent
Tom Margherita
Gaslight Group Properties
List Price
$419,000
Sold Price
$409,500
Premium/Discount to List
-$9,500
-2.27%
Views
176

Purchase Details

Closed on
Jul 31, 2012
Sold by
Blake Judith L
Bought by
Schultz Wojcik Judith and Judith Schultz Wojcik Revocable Living T

Purchase Details

Closed on
Jun 10, 2009
Sold by
Blake Judith L
Bought by
Blake Judith L and Judith L Blake Trust Agreement Dated Sep

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
4.92%

Purchase Details

Closed on
Mar 4, 2008
Sold by
Blake Judith L
Bought by
Blake Judith L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,000
Interest Rate
5.74%

Purchase Details

Closed on
Dec 30, 2005
Sold by
Friske Gary and Friske Denise
Bought by
Blake Judith

Purchase Details

Closed on
Jan 3, 2000
Bought by
Friske Gary and Friske Denise
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rudzki Rebecca Ann -- --
Rudzki Rebecca Ann -- --
Rudzki Rebecca Ann $409,500 --
Schultz Wojcik Judith $123,000 --
Blake Judith L -- --
Blake Judith L -- --
Blake Judith $273,400 --
Friske Gary $123,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Blake Judith L $187,500
Previous Owner Blake Judith L $186,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/18/2023 09/18/23 Sold $409,500 -2.3% $148 / Sq Ft
08/16/2023 08/16/23 For Sale $419,000 -- $152 / Sq Ft
Source: Northern Michigan MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,973 $195,200 $195,200 $0
2024 $7,973 $179,400 $179,400 $0
2023 $2,790 $148,700 $148,700 $0
2022 $2,790 $120,600 $120,600 $0
2021 $2,701 $119,500 $119,500 $0
2020 $2,623 $117,300 $117,300 $0
2019 -- $131,400 $131,400 $0
2018 -- $119,900 $119,900 $0
2017 -- $119,100 $119,100 $0
2016 -- $114,700 $114,700 $0
2015 -- $104,800 $0 $0
2014 -- $95,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Michigan MLS

MLS Number: 471945

Northern Michigan MLS

APN: 14-20-04-225-132